ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsIllinois › McHenry

Find Boat Insurance Agents Near You in McHenry, IL

Browse boat insurance agents serving McHenry, Illinois. Updated 2026-07-14.

The top-rated boat insurance agent in McHenry, Illinois is Dave Homan - State Farm Insurance Agent, rated 4.8 stars across 131 reviews. Other highly rated options include Ryan P. Conway Agency, LLC, HealthMarkets Insurance - Santos Agency, Reese Insurance Group. This directory lists 17 boat insurance agents serving McHenry.

Showing 17 boat insurance agents in McHenry, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dave Homan - State Farm Insurance Agent4929 W Elm St(815) 669-5359
2Ryan P. Conway Agency, LLC3322 W Elm St(815) 344-1600
3HealthMarkets Insurance - Santos Agency1222 N Green St(815) 271-5438
4Reese Insurance Group805 Front St(815) 385-6541
5Roger Beeler - State Farm Insurance Agent2636 Schaid Ct(815) 669-5319
6John Sutton - State Farm Insurance Agent3424 W Elm St(815) 344-6444
7Mary Trejo - State Farm Insurance Agent1783 N Richmond Rd(779) 704-3020
8Bill Colbert - State Farm Insurance Agent339 Front St(815) 385-4080
9State Farm Insurance3425 W Elm St(815) 344-6444
10Illinois Auto Quote1330 Riverside Dr(815) 363-8100
DH
4929 W Elm St
Dave Homan - State Farm Insurance Agent
Boat Insurance Agent · McHenry, IL

Dave Homan - State Farm Insurance Agent serves the McHenry, Illinois, area and specializes in boat insurance. This agency helps local boat owners secure policies that protect against common risks on the water, including collision and storm damage. Coverage can also address liability for accidents involving other vessels or passengers. The team offers personalized policies for various watercraft, from fishing boats to personal watercraft. This agent typically handles liability protection for boat operators and comprehensive plans that cover hull and equipment damage.

RP
3322 W Elm St
Ryan P. Conway Agency, LLC
Boat Insurance Agent · McHenry, IL

Ryan P. Conway Agency, LLC provides boat insurance services in the McHenry, Illinois area. It arranges policies that cover liability, physical damage, and personal property for watercraft. The agency assists clients with claims processing and offers guidance on coverage limits and deductibles. It helps customers understand policy exclusions and ensures proper documentation is maintained. The agency services a range of water-based properties, including recreational boats, personal watercraft, and small commercial vessels used for local charters or guide services.

HI
1222 N Green St
HealthMarkets Insurance - Santos Agency
Boat Insurance Agent · McHenry, IL

HealthMarkets Insurance - Santos Agency serves local boat owners in McHenry, Illinois, and the surrounding lake country, helping individuals and families protect their watercraft with appropriate liability and hull coverage. The agency also assists homeowners who keep boats on trailers or at private docks, ensuring personal watercraft are included in their overall risk management plan. Policies commonly cover physical damage, theft, and weather-related losses common on inland lakes. The agency extends its boat insurance services to neighboring communities along the Fox River, including Johnsburg and Lakemoor.

RI
805 Front St
Reese Insurance Group
Boat Insurance Agent · McHenry, IL

Reese Insurance Group offers both one-time policy placements and ongoing coverage management for boat owners in the McHenry, IL area. Their standard services include helping clients select appropriate hull, liability, and personal property protection for various watercraft. As a local agency, they serve recreational boaters docking on the Chain O' Lakes and nearby waterways. Service arrangements are determined on an as-needed basis, depending on whether customers request a single policy review or a long-term account relationship.

RB
2636 Schaid Ct
Roger Beeler - State Farm Insurance Agent
Boat Insurance Agent · McHenry, IL

Serving McHenry and the surrounding lakeside communities in northern Illinois, Roger Beeler - State Farm Insurance Agent handles boat insurance policies for personal watercraft, fishing boats, and larger recreational vessels. It addresses the specific coverage needs of local boat owners, including liability protection and physical damage coverage for accidents or weather events. The general approach it uses to handle a typical job is to carefully assess each client’s vessel type and usage patterns to tailor a policy that fits the individual boating lifestyle.

JS
3424 W Elm St
John Sutton - State Farm Insurance Agent
Boat Insurance Agent · McHenry, IL

Serving McHenry, IL, John Sutton - State Farm Insurance Agent provides specialized boat insurance coverage. It works with clients to secure policies that protect watercraft, including liability and physical damage protection. This agency assists local boat owners with routine risk management and policy adjustments. As the boating season approaches, it helps address concerns about storage and usage during harsh Midwest winters.

MT
1783 N Richmond Rd
Mary Trejo - State Farm Insurance Agent
Boat Insurance Agent · McHenry, IL

When summer arrives in McHenry and boat owners prepare for the season on the Chain O' Lakes, Mary Trejo helps protect their watercraft with a focused boat insurance policy. This McHenry-based agency understands the specific coverage needs for different vessel types common to the area, including liability protection for on-water operation and physical damage coverage for docking and storage risks. The process begins with a straightforward initial inspection, where the agent reviews the boat’s make, model, and intended use to match appropriate coverage.

BC
339 Front St
Bill Colbert - State Farm Insurance Agent
Boat Insurance Agent · McHenry, IL

Bill Colbert - State Farm Insurance Agent in McHenry, IL, provides general insurance services while specializing in boat policies that protect vessels from local lake and river exposures. This agent offers coverage options designed for the specific needs of watercraft owners in the region. The firm serves a range of commercial sectors including offices, warehouses, and food service establishments with tailored risk management solutions.

SF
3425 W Elm St
State Farm Insurance
Boat Insurance Agent · McHenry, IL

As a residential boat insurance agent in McHenry, IL, State Farm Insurance helps local homeowners protect their watercraft. Commercial coverage is also available for businesses operating marine vessels. Service extends throughout McHenry County and nearby Lake Michigan communities. Policies are tailored for fishing boats, speedboats, and personal watercraft common on the Fox River and Chain O’Lakes. The agent counsels on liability coverage and hull protection for seasonal dock storage. After initial policy setup, clients are contacted for annual review and any midseason changes needed between regular boat launches.

IA
1330 Riverside Dr
Illinois Auto Quote
Boat Insurance Agent · McHenry, IL

Illinois Auto Quote in McHenry, IL is known for connecting local boaters with appropriate insurance coverage tailored to recreational watercraft. The company serves clients across McHenry County who need protection for their vessels and personal watercraft on the Fox River, Chain O’Lakes, and nearby inland waters. Their role involves reviewing policy options to address liability concerns and physical damage risks common to seasonal boating use. As a specialty service, the agency can also assist with securing extended coverage for boat trailers and onboard equipment such as trolling motors or fish finders.

JS
607 Front St
Jason Shreeves - COUNTRY Financial Representative
Boat Insurance Agent · McHenry, IL
(815) 344-2626
advisors.countryfinancial.com/usa/il/mchenry/jason-shreeves
GT
1307 Riverside Dr
GEORGE THOMPSON INSURANCE AGENCY, INC.
Boat Insurance Agent · McHenry, IL
(815) 385-1066
thompsoninsurance.com
BR
1500 S Illinois Rte 31 #200
Beth & Rudnicki Insurance Agency, Inc.
Boat Insurance Agent · McHenry, IL
(815) 385-7630
brinsurance.net
CI
2015 Johnsburg Rd
CLM Insurance Agency
Boat Insurance Agent · McHenry, IL
(815) 385-9455
justinsureme.com
LI
4318 W Crystal Lake Rd Suite D
Lowenheim Insurance Agency, LLC
Boat Insurance Agent · McHenry, IL
(815) 385-7831
lowenheiminsurance.com
AI
5459 Bull Valley Rd
All Insurance Services
Boat Insurance Agent · McHenry, IL
(815) 344-2345
allinsurancesavings.com
AI
5459 Bull Valley Rd
All Insurance Services Inc: Wallner Jessica
Boat Insurance Agent · McHenry, IL
(815) 344-2345
allinsurancesavings.com

What Does a a Boat Insurance Agent in McHenry Cost?

Boat insurance costs in Illinois vary based on the boat type, value, and usage. Typical annual premiums range from 200 to 800 dollars for a small fishing boat and 400 to 1,500 dollars for a larger cruiser. Factors like safety equipment, boating experience, and storage location also affect the rate. This is general information and not insurance advice.

About boat insurance agents in McHenry

A boat insurance agent in McHenry Illinois can help you protect your watercraft on the Chain O Lakes and other local waterways. Illinois law requires liability coverage for motorized boats, and an agent can explain the minimum limits and optional coverages. Working with a local agent ensures you understand state-specific rules such as the Illinois Boat Registration and Safety Act.

Frequently Asked Questions

What types of boat insurance are available in McHenry Illinois?

Common coverages include liability, collision, comprehensive, and uninsured boater protection. An agent can also offer coverage for trailers, accessories, and towing. Policies can be tailored for fishing boats, pontoons, and personal watercraft.

Is boat insurance required by law in Illinois?

Yes, Illinois law requires liability insurance for motorized boats. The minimum liability limits are 20,000 dollars for bodily injury per person, 40,000 dollars per accident, and 15,000 dollars for property damage. An agent can help you meet these requirements.

How do I choose a boat insurance agent in McHenry?

Look for an agent who is licensed in Illinois and has experience with watercraft policies. Ask about their knowledge of local waterways and typical claims. Compare quotes from multiple agents to find a policy that fits your needs.

Boat Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.