The top-rated boat insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Madigan Insurance Group. This directory lists 12 boat insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 5 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 6 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 7 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 8 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 9 | John Roe - COUNTRY Financial Representative | 11603 IL-47 Ste A | (815) 455-7080 |
| 10 | J L Jones Insurance & Retirement | 11503 Main St | (847) 669-1600 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, Illinois, area and surrounding McHenry County as a local boat insurance agent. The company helps clients who own watercraft by providing policy options that cover physical damage, theft, and liability. It works with recreational boaters to customize coverage appropriate for personal watercraft and larger vessels. Policies offered through this agency can include protection against on-water collisions and towing assistance, ensuring comprehensive care for boats docked or in use locally.
Sam Marshall - State Farm Insurance Agent in Huntley, Illinois, provides boat insurance coverage tailored to protect watercraft from liability, physical damage, and theft. The agency offers standard maintenance plan options that help ensure policies align with changing seasonal needs and coverage limits. It services single-family homes, apartments, retail businesses, and restaurants, offering personalized guidance for these property types as well.
LaCaria & Associates, Inc., an American Family Insurance agency in Huntley, Illinois, provides boat insurance policies for homeowners, boat owners, and marine enthusiasts. The agency helps clients find coverage for various watercraft, including sailboats and fishing boats, protecting against damage, liability, and theft on area lakes and rivers. Their services assist property owners in securing appropriate policies for personal watercraft used on the Fox River and nearby Chain O' Lakes. The agency also serves customers in the greater Elgin and Crystal Lake areas of the northwestern Chicago suburbs.
Madigan Insurance Group, located in Huntley, IL, distinguishes between one-time boat insurance policies and recurring annual coverage options to match different boating needs. Their coverage protects against common risks such as accidents, theft, and weather-related damage on area lakes and waterways. As a boat insurance agent, they help local boat owners evaluate liability limits, hull values, and personal property protection. Service typically runs on a scheduled basis for annual policy renewals, though new policies can be arranged as needed for specific boating seasons or vessel purchases.
Phil Almeraz, a COUNTRY Financial Representative in Huntley, Illinois, provides boat insurance agency services focused on coverage for watercraft, including liability and physical damage protection. The agent also handles general insurance needs for local clients navigating the regulations of the region’s many lakes and waterways. Common assistance involves evaluating risks from weather-related events, like sudden storms on the Fox River or damage from late-season ice formation on stored boats.
Farmers Insurance - Lynne Iverson serves Huntley, Illinois, and the surrounding northern Illinois communities. It handles boat insurance policies designed to cover personal watercraft and other recreational marine vessels common in the area. The company addresses typical coverage concerns such as liability, physical damage, and theft protection for boats used on local lakes and rivers. To handle a standard policy request, the agent first reviews the boat specifications and client needs, then recommends appropriate coverage levels and deductibles tailored to the individual boating activity.
VitalCover Insurance LLC helps Huntley, IL, area boat owners manage their marine insurance needs and can extend coverage with add-ons such as agreed value policies or liability protection for watercraft. The agency understands local waterways and the specific risks associated with recreational boating and fishing in northern Illinois. By working with multiple insurers, it can present options for insuring a range of vessels on area lakes and rivers. Its commercial services can also apply to offices, warehouses, and food service operations.
As the boating season approaches on the Fox River and nearby Chain O’Lakes, Huntley residents require proper coverage for their vessels. CondoRisk Insurance Specialist addresses that need with comprehensive boat insurance policies tailored to local waterways and storage conditions. Their agents help clients choose between liability-only and full coverage plans, accounting for factors like hull value and trailering habits. The process typically begins with a detailed assessment of the boat's condition, usage patterns, and storage location to determine the appropriate policy structure.
John Roe - COUNTRY Financial Representative in Huntley, IL is known for providing boat insurance coverage tailored to local recreational waterways and storage needs. The agency serves area boat owners seeking liability and physical damage protection for vessels from small fishing boats to larger cabin cruisers. Policies typically cover theft, collision, and weather-related incidents common on nearby lakes. A specialty service this agent can arrange is adding coverage for personal watercraft, such as jet skis, under a single policy.
J L Jones Insurance & Retirement provides residential boat insurance solutions to clients in Huntley, IL. Their coverage also extends to commercial marine policies for local business needs in the surrounding region. As dedicated boat insurance agents, they help protect watercraft against common perils on area lakes and rivers. Clients often return for follow-up service after each boating season, ensuring their policies stay aligned with changing vessel values between regular maintenance visits.
What Does a a Boat Insurance Agent in Huntley Cost?
The cost of boat insurance in Illinois typically ranges from 200 to 600 dollars per year for a standard policy on a small to mid-size boat. Factors such as boat value, horsepower, usage, and your claims history affect the premium. Larger yachts or high-speed vessels can cost 1,000 dollars or more annually. This is general information, not insurance advice.
About boat insurance agents in Huntley
Boat insurance agents in Huntley, Illinois help you protect your watercraft with policies that meet Illinois state requirements. Illinois law does not mandate boat insurance for all vessels, but marinas and lenders often require it. Agents can explain coverage options for liability, physical damage, and uninsured boaters.
Frequently Asked Questions
What does boat insurance cover in Illinois?
Boat insurance in Illinois typically covers liability for bodily injury and property damage, physical damage to your boat, and medical payments. It can also include coverage for towing and wreckage removal. Policies vary by provider and vessel type.
Is boat insurance required by law in Illinois?
Illinois does not require boat insurance for most recreational watercraft. However, you may need it if you have a loan on the boat or if you dock at a marina that requires proof of insurance. Some operators also choose coverage for personal protection.
How do I choose a boat insurance agent in Huntley?
Look for an agent who specializes in watercraft policies and understands local risks like weather and lake conditions. Ask about coverage limits, deductibles, and discounts for safety courses. Compare quotes from multiple agents to find a suitable policy.
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