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Compare boat insurance agents in Decatur. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 boat insurance agents in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melanie Schelling - State Farm Insurance Agent
3350 N Water St B, Decatur, IL 62526
(217) 876-8800
melanieschelling.com
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001
locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742
alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011
locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800
insuranceking.com
Patrick J Delatte Agency Inc. American Family Insurance
125 1st Dr, Decatur, IL 62521
(217) 422-3200
amfam.com
Leo Berger - State Farm Insurance Agent
455 W Eldorado St, Decatur, IL 62522
(217) 423-7500
leoberger.com
Mike Mandrell - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 877-6453
mikemandrell.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024
richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272
agents.farmers.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311
dansig.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220
facebook.com
Fisherman's Quarters LLC
3030 Mount Zion Rd, Decatur, IL 62521
(217) 864-1414
facebook.com
Dustin Hiser: Allstate Insurance
1070 W South Side Dr, Decatur, IL 62521
(217) 875-4300
agents.allstate.com
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544
erieinsurance.com
Curt Grant - COUNTRY Financial Agent
1641 S Taylorville Rd, Decatur, IL 62521
(217) 872-6020
agents.countryfinancial.com
The Floyd Agency
2805 N Jasper St, Decatur, IL 62526
(217) 423-5020
thefloydagency.com
Shelter Insurance - Joe Basil
2932 Mount Zion Rd, Decatur, IL 62521
(217) 864-6600
shelterinsurance.com
Griffin Sparks - COUNTRY Financial Agent
1060 W Harrison Ave, Decatur, IL 62526
(217) 619-7477
agents.countryfinancial.com
Preston Insurance Agency, Division of Ansay & Associates
3795 N Woodford St, Decatur, IL 62526
(217) 876-8006
myprestoninsurance.com
Boat insurance agents in Decatur, Illinois help protect your watercraft against damage, theft, and liability. Illinois requires liability insurance for motorized boats on public waters, including Lake Decatur and the Sangamon River. Local agents can tailor policies to cover your specific vessel and boating habits.
What Does a Boat Insurance Agent in Decatur Cost?
Boat insurance costs in Illinois typically range from $200 to $800 per year for a standard runabout, depending on the boat value, horsepower, and coverage limits. High-performance boats or personal watercraft can cost $500 to $1,500 annually. Factors like your boating experience, claims history, and storage location also affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required in Illinois?
Yes, Illinois law requires liability insurance for all motorized watercraft operated on public waters. This includes boats with motors of any size, personal watercraft like Jet Skis, and sailboats with auxiliary engines.
What does a boat insurance policy typically cover?
A standard policy covers physical damage to your boat from collision, fire, theft, and vandalism. It also includes liability protection for injuries or property damage you cause to others while operating your boat.
How do I choose a boat insurance agent in Decatur?
Look for an agent who specializes in marine insurance and knows local conditions on Lake Decatur. Ask about coverage for winter storage, towing, and uninsured boater protection, which are common concerns in central Illinois.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.