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HomeBoat Insurance AgentsIllinois › Decatur

Find Boat Insurance Agents Near You in Decatur, IL

Browse boat insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated boat insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 23 boat insurance agents serving Decatur.

Showing 23 boat insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Freeway Insurance3184 N Water St(217) 666-6011
5Insurance King255 E Grand Ave(217) 428-4800
6Leo Berger - State Farm Insurance Agent455 W Eldorado St(217) 423-7500
7Mike Mandrell - State Farm Insurance Agent1212 E Pershing Rd(217) 877-6453
8Patrick J Delatte Agency Inc. American Family Insurance125 1st Dr(217) 422-3200
9Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
10Farmers Insurance - Robert Frazier100 E Washington St Ste 100a(217) 872-7272
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Boat Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, Illinois area as a boat insurance agent. This local office helps clients secure coverage for various types of watercraft navigating the region's lakes and rivers. Policies typically address liability protection and physical damage from storms or collisions. The agency also assists with insurance needs for personal watercraft such as jet skis and smaller fishing boats commonly operated on area waterways.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Boat Insurance Agent · Decatur, IL

Homeowners and boat owners in the Decatur area rely on Al Schelling - State Farm Insurance Agent for boat insurance coverage. The agency helps clients protect their watercraft against common lake and river risks, including damage and liability. Policies can cover fishing boats, pontoons, and cabin cruisers used on nearby waterways. Service is tailored to the specific needs of local boaters in Macon County. The agent also serves customers in the surrounding communities of Forsyth and Mount Zion.

AI
1301 W King St Ste B
Acceptance Insurance
Boat Insurance Agent · Decatur, IL

Acceptance Insurance in Decatur, IL, offers a range of boat insurance agency services, including risk assessment and customized policy options for various watercraft. The agency helps clients develop coverage plans that address liability and physical damage needs for their vessels. It provides ongoing support for policy maintenance throughout the boating season. The company services different kinds of local properties requiring watercraft protection, including single-family homes, apartments, retail shops, and restaurants that own or operate boats for business or personal use.

FI
3184 N Water St
Freeway Insurance
Boat Insurance Agent · Decatur, IL

Freeway Insurance serves the Decatur, Illinois area and the surrounding communities throughout Central Illinois. The agency handles coverage for various watercraft, including fishing boats, pontoons, and personal watercraft. As a boat insurance agent, it connects local boat owners with policies that address liability, physical damage, and towing on nearby lakes and rivers. To manage a typical client request, the agent begins by reviewing the specific model and usage of the vessel with the owner to match coverage options.

IK
255 E Grand Ave
Insurance King
Boat Insurance Agent · Decatur, IL

For one-time boat insurance arrangements, clients secure single-season coverage, while scheduled service renews annually to reflect changing boat values and local Decatur risks. Agent teams like Insurance King address both paths, emphasizing liability and physical damage protection for crafts stored on Decatur-area lakes or marinas. Coverage details typically include collision, theft, and weather-related losses common to central Illinois. Service for this boat insurance agent operates on either a one-time, seasonal basis or scheduled yearly renewal, whichever the client prefers.

LB
455 W Eldorado St
Leo Berger - State Farm Insurance Agent
Boat Insurance Agent · Decatur, IL

Spring storms on Lake Decatur can catch boat owners off guard, and Leo Berger - State Farm Insurance Agent in Decatur, IL helps them secure coverage before the busy season arrives. Local boaters need liability protection and physical damage coverage for their watercraft. This agency offers standard boat insurance policies designed for regional lakes and rivers. The process begins with a conversation about your specific vessel and its typical use. An initial assessment of your boat and coverage needs follows that discussion.

MM
1212 E Pershing Rd
Mike Mandrell - State Farm Insurance Agent
Boat Insurance Agent · Decatur, IL

Mike Mandrell - State Farm Insurance Agent in Decatur, IL, provides general insurance services and specializes in boat insurance coverage for local watercraft owners. Policies can protect vessels against damage, theft, and liability during use on nearby lakes and rivers. The agency works to tailor each plan to match the specific needs of recreational boaters in the region. Commercial sectors served include offices, warehouses, and food service operations that may require coverage for water-related business assets or employee watercraft.

PJ
125 1st Dr
Patrick J Delatte Agency Inc. American Family Insurance
Boat Insurance Agent · Decatur, IL

Patrick J Delatte Agency Inc. American Family Insurance specializes in arranging coverage for personal watercraft and fishing boats. It also provides comprehensive general insurance services for local residents in the Decatur area. As a dedicated boat insurance agent, its work includes protecting vessels against common risks like storm damage and collision. The agency helps clients safeguard their watercraft by addressing specific seasonal concerns, such as securing adequate liability coverage before the busy summer boating season on nearby lakes.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Boat Insurance Agent · Decatur, IL

Richland Insurance Services, Inc. serves residential clients seeking boat insurance in Decatur, IL. Commercial marine coverage is also available for local operators. Their service area encompasses Decatur and the surrounding Illinois communities. Working with multiple insurers, they help clients find policies that match their specific boating needs. They provide support during the initial selection process and remain available for follow-up questions between regular policy renewal visits.

FI
100 E Washington St Ste 100a
Farmers Insurance - Robert Frazier
Boat Insurance Agent · Decatur, IL

Farmers Insurance - Robert Frazier is known for providing boat insurance coverage to clients in Decatur, IL, and the surrounding Lake Decatur area. The agency helps recreational boat owners secure policies that can protect against common risks such as collision, theft, and weather damage. Customizing a policy for personal watercraft or fishing boats requires understanding specific usage patterns. As a specialty add-on, physical damage coverage can be included for docks, trailers, and other boating equipment stored on land.

DI
111 E Decatur St
Dansig Insurance Risk Advisors
Boat Insurance Agent · Decatur, IL
(217) 423-3311
dansig.com
IS
3133 N Woodford St
Insurance Solutions
Boat Insurance Agent · Decatur, IL
(217) 872-5220
facebook.com/Insurance-Solutions-462838913902254/timeline
FS
3030 Mount Zion Rd
Fisherman's Quarters LLC
Boat Insurance Agent · Decatur, IL
(217) 864-1414
facebook.com/FishermansQuaters
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Boat Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
DH
1070 W South Side Dr
Dustin Hiser: Allstate Insurance
Boat Insurance Agent · Decatur, IL
(217) 875-4300
agents.allstate.com/dustin-hiser-decatur-il.html
FA
2805 N Jasper St
The Floyd Agency
Boat Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
CG
1641 S Taylorville Rd
Curt Grant - COUNTRY Financial Agent
Boat Insurance Agent · Decatur, IL
(217) 872-6020
agents.countryfinancial.com/usa/il/decatur/curt-grant
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Boat Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
GS
1060 W Harrison Ave
Griffin Sparks - COUNTRY Financial Agent
Boat Insurance Agent · Decatur, IL
(217) 619-7477
agents.countryfinancial.com/usa/il/decatur/griffin-sparks
PI
3795 N Woodford St
Preston Insurance Agency, Division of Ansay & Associates
Boat Insurance Agent · Decatur, IL
(217) 876-8006
myprestoninsurance.com
ER
225 S Main St #300
Eagle Rock Insurance Services
Boat Insurance Agent · Decatur, IL
(217) 422-5000
GI
101 S Main St #200
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Decatur, IL
(217) 423-2345
locations.ajg.com/us/il/decatur/101-s-main-street
AI
34 Isabella Dr
Armer Insurance, Inc.
Boat Insurance Agent · Decatur, IL
(217) 422-1775
armerinsurance.com

What Does a a Boat Insurance Agent in Decatur Cost?

Boat insurance costs in Illinois typically range from $200 to $800 per year for a standard runabout, depending on the boat value, horsepower, and coverage limits. High-performance boats or personal watercraft can cost $500 to $1,500 annually. Factors like your boating experience, claims history, and storage location also affect the premium. This is general information, not insurance advice.

About boat insurance agents in Decatur

Boat insurance agents in Decatur, Illinois help protect your watercraft against damage, theft, and liability. Illinois requires liability insurance for motorized boats on public waters, including Lake Decatur and the Sangamon River. Local agents can tailor policies to cover your specific vessel and boating habits.

Frequently Asked Questions

Is boat insurance required in Illinois?

Yes, Illinois law requires liability insurance for all motorized watercraft operated on public waters. This includes boats with motors of any size, personal watercraft like Jet Skis, and sailboats with auxiliary engines.

What does a boat insurance policy typically cover?

A standard policy covers physical damage to your boat from collision, fire, theft, and vandalism. It also includes liability protection for injuries or property damage you cause to others while operating your boat.

How do I choose a boat insurance agent in Decatur?

Look for an agent who specializes in marine insurance and knows local conditions on Lake Decatur. Ask about coverage for winter storage, towing, and uninsured boater protection, which are common concerns in central Illinois.

Boat Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.