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HomeBoat Insurance AgentsGeorgia › St Simons Island

Find Boat Insurance Agents Near You in St Simons Island, GA

Browse boat insurance agents serving St Simons Island, Georgia. Updated 2026-07-14.

The top-rated boat insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Dunbar Yachts, Seban's Insurance Solutions. This directory lists 16 boat insurance agents serving St Simons Island.

Showing 16 boat insurance agents in St Simons Island, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maggie Dutton - State Farm Insurance Agent400 Main St STE 7(912) 638-1881
2The Live Oak Insurance Agency1700 Frederica Road Suite 305 St. Simon's Island(912) 434-4220
3Dunbar Yachts115 Marina Dr(912) 638-8573
4Seban's Insurance Solutions312 Plantation Chase(912) 638-0552
5Fleet Risk Management Inc2485 Demere Rd #100(912) 638-8277
6Robinson & Associates Insurance, Inc4 Retreat Pl(912) 638-9717
7Turner & Associates Insurance125 Longview Plaza Driveway(912) 265-2840
8Smoot Financial Group400 Main St STE 4(912) 549-8776
9McGinty-Gordon & Associates225 Marina Dr(912) 638-8600
10Oakbridge Insurance225 Marina Dr(912) 638-8600
MD
400 Main St STE 7
Maggie Dutton - State Farm Insurance Agent
Boat Insurance Agent · St Simons Island, GA

Maggie Dutton - State Farm Insurance Agent serves St Simons Island, Georgia, and the surrounding Glynn County area, offering marine insurance policies designed to protect local boat owners. As a boat insurance agent, the agency provides coverage for a range of watercraft, from small fishing vessels to larger pleasure boats. Policies typically include liability protection, physical damage coverage, and options for trailer equipment. Common services handled include documenting and insuring boats against storm damage common to the coastal region. The agency specifically assists with securing coverage for theft and vandalism on docks.

LO
1700 Frederica Road Suite 305 St. Simon's Island
The Live Oak Insurance Agency
Boat Insurance Agent · St Simons Island, GA
DY
115 Marina Dr
Dunbar Yachts
Boat Insurance Agent · St Simons Island, GA

Dunbar Yachts focuses on homeowners and individual boat owners seeking insurance protection for watercraft in the St Simons Island area. The agency connects local clients with appropriate policies that address the unique risks of coastal maritime use, including liability and physical damage coverage. This service helps residents safeguard their vessels against storm and navigational perils common to the region. Dunbar Yachts also extends its boat insurance agency services to the nearby Brunswick community and the surrounding Golden Isles corridor.

SS
312 Plantation Chase
Seban's Insurance Solutions
Boat Insurance Agent · St Simons Island, GA

Seban's Insurance Solutions serves St Simons Island and the surrounding coastal communities, offering specialized boat insurance agent services. It handles policies for personal watercraft, pleasure boats, and larger marine vessels common to the area. The agency understands the distinct coverage needs of navigating local inlets and offshore waters. To provide fitting protection, it typically evaluates a client's specific boating habits, vessel value, and local risk factors before aligning coverage options accordingly.

FR
2485 Demere Rd #100
Fleet Risk Management Inc
Boat Insurance Agent · St Simons Island, GA

Boat insurance through Fleet Risk Management Inc in St Simons Island, GA begins with a key difference between one-time liability policies for short-term vessel use and recurring comprehensive plans covering damage, theft, and liability throughout the boating season. Each policy is tailored to local coastal conditions, including protection against storms and navigational hazards. Their service appointments run on an as-needed basis, allowing clients to request policy adjustments or claims assistance whenever specific coverage needs arise.

RA
4 Retreat Pl
Robinson & Associates Insurance, Inc
Boat Insurance Agent · St Simons Island, GA

As a specialist boat insurance agent, Robinson & Associates Insurance, Inc provides coverage for a variety of watercraft, including pleasure boats and yachts, in the coastal region of St Simons Island, GA. Its general services include policy review and claims assistance, ensuring clients understand their terms and coverage limits. The agent helps boat owners navigate the unique risks of local waterways, such as storm surge or hurricane damage during the active Atlantic season.

TA
125 Longview Plaza Driveway
Turner & Associates Insurance
Boat Insurance Agent · St Simons Island, GA

As boat owners along the Georgia coast prepare for hurricane season, securing proper coverage becomes a priority. Turner & Associates Insurance on St Simons Island, GA, serves as a local boat insurance agent, helping navigators protect their watercraft against storms, collisions, and liability claims common to the area. Their advice focuses on matching policy limits to actual vessel use, whether navigating inland waterways or venturing offshore. Before binding any new policy, the agent coordinates a physical inspection of the boat’s hull, motor, and safety equipment with an authorized surveyor.

SF
400 Main St STE 4
Smoot Financial Group
Boat Insurance Agent · St Simons Island, GA

Whether insuring a personal skiff or a larger family vessel, Smoot Financial Group provides residential boat insurance service to clients on St Simons Island, Georgia. The agency also offers commercial coverage for charter operations and local marine businesses. Representing multiple carriers helps them tailor policies for both powerboats and sailcraft navigating nearby coastal waters and the Intracoastal Waterway. They encourage clients to call after a season on the water to review coverage needs before the next annual visit.

MG
225 Marina Dr
McGinty-Gordon & Associates
Boat Insurance Agent · St Simons Island, GA

McGinty-Gordon & Associates operates as a boat insurance agent on St Simons Island, Georgia, helping vessel owners secure coverage for their watercraft. The firm specializes in customizing policies to address additional needs such as liability protection and equipment endorsements for local maritime conditions. By focusing on regional waterways and coastal risks, the agency can match clients with appropriate plans from various carriers. Its services extend to commercial sectors including waterfront offices, boatyard warehouses, and marina food-service operations.

OI
225 Marina Dr
Oakbridge Insurance
Boat Insurance Agent · St Simons Island, GA

Oakbridge Insurance specializes in boat insurance policies tailored to the coastal conditions of St Simons Island, Georgia, and generally helps vessel owners secure coverage for liability and physical damage. It addresses the specific risks of operating watercraft in tidal creeks and the open Atlantic. The agency assists with policies that often include uninsured boater protection and towing services. A key concern it helps manage is preparing coverage for the heightened storm and hurricane threats that arrive each summer along Georgia’s coastline.

LB
400 Ocean Blvd Ste. 1100
Lighthouse Benefit Resources
Boat Insurance Agent · St Simons Island, GA
(912) 268-4604
lighthousebenefitadvisors.com
HA
2483 Demere Rd Ste 202
The Hawthorne Agency Inc
Boat Insurance Agent · St Simons Island, GA
(912) 222-6465
PJ
311 Plantation Chase
Paul Jackson Insurance
Boat Insurance Agent · St Simons Island, GA
(912) 638-6500
IO
1624 Frederica Rd Suite 4
Insurance Office of America
Boat Insurance Agent · St Simons Island, GA
(912) 208-3993
ioausa.com
GI
146 Shore Rush Dr
Golden Isles Captive Insurance
Boat Insurance Agent · St Simons Island, GA
(229) 630-1772
PC
St Simons Island, GA 31522
Premiere Coastal Insurance Group
Boat Insurance Agent · St Simons Island, GA
(912) 268-2691

What Does a a Boat Insurance Agent in St Simons Island Cost?

Typical boat insurance costs in Georgia range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats may cost 1000 to 3000 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.

About boat insurance agents in St Simons Island

Boat insurance agents in St Simons Island Georgia help protect your vessel against damage theft and liability. Georgia law requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through state specific requirements including the Georgia Boating Safety Act.

Frequently Asked Questions

What does a boat insurance agent in St Simons Island do?

A boat insurance agent helps you find a policy that covers your specific vessel and boating habits. They explain coverage options like liability collision and comprehensive. They also ensure your policy meets Georgia legal requirements for watercraft insurance.

Is boat insurance required in Georgia?

Georgia does not require boat insurance by state law for all vessels. However lenders marinas and some state parks may require proof of coverage. Agents can help you understand when insurance is needed for your situation.

How do I choose a boat insurance agent on St Simons Island?

Look for an agent with experience in marine insurance and knowledge of local waterways. Ask about their familiarity with Georgia specific policies like the Georgia Boat Safety Act. Compare quotes from multiple agents to find suitable coverage.

Boat Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.