The top-rated boat insurance agent in Savannah, Georgia is James C Grusheski - Allstate Insurance, rated 4.8 stars across 179 reviews. Other highly rated options include Meridth Lamas - State Farm Insurance Agent, Geoff Forn - State Farm Insurance Agent, Johnny Moran - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Savannah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James C Grusheski - Allstate Insurance | 401 Eisenhower Dr | (912) 352-7620 |
| 2 | Meridth Lamas - State Farm Insurance Agent | 329 Eisenhower Dr c | (912) 354-2390 |
| 3 | Geoff Forn - State Farm Insurance Agent | 5796 Ogeechee Rd Suite 114 | (912) 328-2130 |
| 4 | Johnny Moran - State Farm Insurance Agent | 1301 Lincoln St Unit B | (912) 351-6800 |
| 5 | Sam Sharpe - State Farm Insurance Agent | 9100 White Bluff Rd Unit 204 | (912) 961-1115 |
| 6 | Erica Herndon Timmons - State Farm Insurance Agent | 3228 Skidaway Rd | (912) 354-6464 |
| 7 | Good Samaritan Insurance, LLC | 407 E Montgomery Cross Rd A | (912) 712-3320 |
| 8 | Brett Barnes Insurance | 50 Berwick Blvd Suite 150 | (912) 355-2345 |
| 9 | America Insurance Brokers, Inc. | 1190B King George Blvd Suite 3 | (912) 225-6000 |
| 10 | First Choice Insurance | 607 E Montgomery Cross Rd | (912) 355-0001 |
James C Grusheski - Allstate Insurance serves Savannah and the surrounding Chatham County area, providing boat insurance coverage for local watercraft owners. Policies typically protect against perils such as collision, theft, and storm damage while your vessel is moored or underway. Liability protection is also included to cover bodily injury or property damage to others. The agency assists with quotes for both sailboats and motorized boats, including personal watercraft like jet skis.
Meridth Lamas - State Farm Insurance Agent in Savannah, GA offers boat insurance coverage tailored to protect watercraft against liability, physical damage, and unforeseen incidents. The agency assists clients with policy management, coverage adjustments, and claims support throughout the boating season. Its services emphasize safeguarding recreational vessels, ensuring peace of mind while navigating local waterways and coastal areas. The company services single-family homes, apartments, retail, and restaurants.
Geoff Forn - State Farm Insurance Agent in Savannah, GA assists homeowners, boat owners, and local property managers with coverage for watercraft. The agency provides protection for sailboats, small fishing boats, and personal watercraft against damage, theft, and liability. Clients can work with an agent who understands regional risks from coastal weather and busy waterways. Policies are tailored to cover a vessel when it is stored, moored, or out on the river. This agency also serves customers throughout the greater Chatham County metro area, including nearby Tybee Island.
Johnny Moran at State Farm in Savannah offers boat insurance on either a single-policy basis for a specific vessel or as part of a broader personal insurance package. Coverage typically protects against physical damage, liability for passenger injuries, and theft while the boat is docked or stored. Policies can be tailored for different boat types used on local waterways. This service is generally arranged on an as-needed basis when a customer requests a new policy or adjusts their existing coverage annually.
Sam Sharpe - State Farm Insurance Agent serves Savannah, Georgia, and the surrounding coastal communities, specializing in boat insurance. The agency handles policies for a range of watercraft, from small fishing boats to larger recreational vessels. Clients receive coverage options that address liability, physical damage, and possible on-water incidents. For each job, the agent takes a straightforward, consultative approach, first reviewing the client’s specific boating needs and then matching them to appropriate policy features.
Erica Herndon Timmons - State Farm Insurance Agent provides specialized policies for various watercraft, alongside general home and auto insurance services in Savannah, GA. The agency helps boat owners secure coverage for liability, physical damage, and equipment. Each policy is tailored to protect against common local risks, such as sudden storm damage on the region’s tidal rivers. It also assists with coverage needs before hurricane season, ensuring vessels are protected during the peak summer months when maritime activity is highest.
From spring storms to sudden squalls off the Georgia coast, boat owners along the Savannah River and Intracoastal Waterway need coverage that responds to local marine risks. Good Samaritan Insurance, LLC acts as a boat insurance agent to connect vessel owners with policies for liability, property damage, and navigation during storm watches. They guide clients through options for coastal cruising limits and hurricane season rules. An appointment typically starts with a review of the boat’s registration, safety equipment, and mooring location determine initial assessment steps.
Brett Barnes Insurance focuses on helping clients secure essential coverage for their vessels, addressing common concerns such as liability and physical damage. The agency also assists boat owners in exploring specialized add-ons, including coverage for towing services and personal effects stored aboard. Operating in Savannah, Georgia, this boat insurance agent works with individuals navigating local waterways. Additionally, the agency extends its services to commercial sectors, providing coverage solutions tailored to the specific risk management needs of offices, warehouses, and food service operations.
America Insurance Brokers, Inc., based in Savannah, GA, is known for providing boat insurance coverage tailored to vessel owners across the local coastal and inland waterways. The agency’s service range covers common needs such as liability protection, physical damage coverage, and agreed-value policies for sailboats, powerboats, and yachts. As a regional agent, it understands the unique risks of Georgia’s tidal rivers and Atlantic waters. Clients can add on specialized coverage for personal effects, fishing equipment, or hurricane haul-out protection.
First Choice Insurance provides residential boat insurance to customers in Savannah, GA. Commercial marine coverage is also available for local businesses in the surrounding coastal area. The agency focuses on insuring a wide range of watercraft common to the region. They assist with protecting assets against storms and accidents on the water. Following a claim or policy review, clients often return for periodic adjustments to their coverage between regular seasonal visits to the marina.
What Does a a Boat Insurance Agent in Savannah Cost?
Boat insurance costs in Georgia vary widely based on boat value, size, and usage. A small fishing boat may cost 200 to 500 dollars per year for basic liability. A larger yacht or cabin cruiser can cost 1,000 to 3,000 dollars annually for full coverage. Factors like your claims history and where you dock in Savannah also affect the premium. This is general information and not insurance advice.
About boat insurance agents in Savannah
Savannah boat owners need proper insurance to protect their vessels on the coastal waterways and the Savannah River. Georgia law requires liability coverage for boats with motors over 10 horsepower. A local boat insurance agent can help you meet state requirements and get the right policy for your needs.
Frequently Asked Questions
Is boat insurance required in Georgia?
Georgia law does not require boat insurance for all vessels. However, you must have liability coverage if you finance your boat or keep it in a marina. Also, operators born after January 1 1998 must complete a boater education course to operate legally.
What does boat insurance typically cover in Savannah?
Standard policies cover physical damage from collisions, theft, and weather events. They also include liability for injury or damage to others. Many Savannah agents offer additional coverage for fishing equipment and towing on the Intracoastal Waterway.
How do I choose a boat insurance agent in Savannah?
Look for an agent who understands local conditions such as tidal currents and hurricane risks. Ask about their experience with coastal policies and whether they offer coverage for both saltwater and freshwater use. Compare quotes from multiple agents to find the right fit.
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