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Find Boat Insurance Agents Near You in Punta Gorda, FL
Compare boat insurance agents in Punta Gorda. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 boat insurance agents in Punta Gorda, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Whitco Insurance: Alexia Martin Agency
25191 E Olympia Ave Suite 2, Punta Gorda, FL 33950
(941) 257-0692
whitcoinsurancepg.com
3rd Generation Home & Car Insurance - Punta Gorda
223 Taylor St Suite 221 B, Punta Gorda, FL 33950
(239) 225-9026
3rdgeninsurance.com
Punta Gorda boat insurance agents help protect your vessel against risks like storms and collisions. Florida law requires all motorized boats to carry liability insurance if you finance or dock at a marina. Local agents understand the unique needs of boaters on Charlotte Harbor and the Peace River.
What Does a Boat Insurance Agent in Punta Gorda Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small runabout. Larger vessels or yachts can cost 1,500 to 5,000 dollars annually. Factors include boat value horsepower and your claims history. Hurricane prone areas may have higher premiums. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a boat insurance agent in Punta Gorda do?
A boat insurance agent helps you choose a policy that covers physical damage liability and uninsured boater protection. They also advise on Florida specific requirements such as hurricane deductibles and navigation limits.
Is boat insurance required in Florida?
Florida does not require boat insurance for all vessels but marinas and lenders often demand it. If you have a loan on your boat the lender will require comprehensive and collision coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.