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Find Boat Insurance Agents Near You in Inverness, FL

Compare boat insurance agents in Inverness. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Inverness, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 boat insurance agents in Inverness, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chuck Everidge - State Farm Insurance Agent
3009 E Gulf to Lake Hwy, Inverness, FL 34453
(352) 726-4183 chuckeveridge.com
Sheldon Brice Insurance
3633 E Gulf to Lake Hwy, Inverness, FL 34453
(352) 344-1277 sheldonpalmesinsurance.com
Budget Insurance Offices, Inc.
115 Courthouse Square, Inverness, FL 34450
(352) 726-1322 budgetinsuranceinverness.com
Nature Coast Insurance Agency
213 S Apopka Ave, Inverness, FL 34452
(352) 341-0040 ncinsa.com
West Coast Insurers of Crystal River, Inc.
1902 W Main St, Inverness, FL 34452
(352) 726-0550

Boat insurance agents in Inverness, Florida help protect your watercraft against risks like collision, theft, and storm damage. Florida law requires all motorized vessels to carry liability insurance if operated on public waters. Local agents understand the unique needs of Citrus County boaters, including coverage for hurricanes and manatee zones.

What Does a Boat Insurance Agent in Inverness Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a standard runabout, while larger yachts or high-performance boats can cost 1,500 to 5,000 dollars annually. Factors include boat value, horsepower, usage, and your claims history. Premiums may be higher in hurricane-prone areas like Inverness. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Inverness?
Common coverages include liability, collision, comprehensive, uninsured boater, and medical payments. Many agents also offer policies for fishing boats, pontoons, and personal watercraft. Florida law does not require insurance for non-motorized boats like kayaks.
Do I need boat insurance to launch in Inverness?
Yes, if your boat has a motor. Florida Statute 328.36 requires proof of insurance for all motorized vessels registered in the state. You must show this proof when launching at public ramps or during law enforcement stops.
How does a Florida boat insurance claim work?
You file a claim with your agent or insurer after an accident or loss. Florida has a four-year statute of limitations for property damage claims and two years for personal injury claims. Your agent helps you document the incident and submit required forms.