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Browse boat insurance agents serving Cocoa Beach, Florida. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 boat insurance agents in Cocoa Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brevard Insurance & Marketing, Inc.
3201 N Atlantic Ave, Cocoa Beach, FL 32931
(321) 783-2404
brevardins.us
Lighthouse Insurance Advisors
1980 N Atlantic Ave STE 725, Cocoa Beach, FL 32931
(321) 468-1323
lighthouseia.com
Space Coast Insurance Advisors, Inc
5505 N Atlantic Ave # 102, Cocoa Beach, FL 32931
(321) 784-2300
insurancecocoabeachfl.com
Boat insurance agents in Cocoa Beach Florida help you protect your vessel against risks like hurricanes collisions and theft. Florida law requires all motorized vessels to carry liability insurance if they are financed or used in certain commercial activities. Working with a local agent ensures your policy meets state requirements and covers the unique conditions of Brevard County waterways.
What Does a Boat Insurance Agent in Cocoa Beach Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small fishing boat up to 2,000 to 5,000 dollars for a large yacht. Factors include vessel value age horsepower and your boating history. Hurricane prone areas like Cocoa Beach may increase premiums by 10 to 25 percent. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Cocoa Beach Florida?
Standard policies cover physical damage to your boat liability for injuries or damage to others and medical payments. Florida agents often add hurricane protection and salvage coverage due to local storm risks.
Is boat insurance required by law in Florida?
Florida does not require liability insurance for all boat owners. However lenders and marinas often require it and the state mandates proof of insurance for certain high risk vessels like personal watercraft used in rental operations.
How do I choose a boat insurance agent in Cocoa Beach?
Look for agents licensed in Florida with experience covering vessels used in coastal areas. Ask about their knowledge of local hazards like manatee zones and hurricane evacuation requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.