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Boat Insurance Agents in Middletown, DE

Compare boat insurance agents in Middletown. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Middletown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 11 boat insurance agents in Middletown, DE Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christina McKeown - State Farm Insurance Agent
102 Sleepy Hollow Dr #103, Middletown, DE 19709
(302) 378-8014 christinamckeown.com
Ryan Nichols: Allstate Insurance
704 Ash Blvd, Middletown, DE 19709
(302) 864-2230 agents.allstate.com
Stefanie Wooten - State Farm Insurance Agent
14 E Main St, Middletown, DE 19709
(302) 378-8885 letusprotectyou.com
Chuck Montgomery - State Farm Insurance Agent
384 E Main St, Middletown, DE 19709
(302) 449-0001 chuckmontgomery.com
Blue Hen Insurance
1050 Industrial Dr Suite 240, Middletown, DE 19709
(302) 696-2242 blueheninsurance.com
Insurance You Keep
651 N Broad St Suite 204, Middletown, DE 19709
(302) 602-9426 insuranceyoukeep.com
Jeff Ramos - State Farm Insurance Agent
4390 Summit Bridge Rd, Middletown, DE 19709
(302) 376-7775 jefframosinsurance.com
Armor Insurance Brokers
478 Middletown Warwick Rd, Middletown, DE 19709
(302) 449-5556 armorib.com
PeopleFirst Insurance
111 W Main St Suite 202, Middletown, DE 19709
(302) 449-4777 peoplefirstinsurance.org
Crow Insurance Agency, Inc.
106 S Broad St, Middletown, DE 19709
(877) 204-3107 crowinsuranceteam.com
Prudential Insurance Co
23 W Main St, Middletown, DE 19709
(302) 378-8811 prudential.com

What Does a Boat Insurance Agent in Middletown Cost?

Typical boat insurance costs in Delaware range from 200 to 800 dollars per year for a standard runabout, while larger yachts or high performance boats may cost 1,000 to 3,000 dollars annually. Rates depend on boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum liability coverage for boats in Delaware?
Delaware law requires motorboat owners to carry at least 15,000 dollars for bodily injury per person, 30,000 dollars per accident, and 10,000 dollars for property damage. This matches the state auto insurance minimums.
Do I need boat insurance if I keep my boat in a marina in Middletown?
Most marinas in Middletown require proof of liability insurance before allowing you to dock. Even if not required, insurance protects against theft, fire, and storm damage common in Delaware coastal areas.
How do Delaware weather events affect boat insurance rates?
Delaware experiences hurricanes and nor easters that can cause storm damage. Insurers may adjust premiums based on your boat storage location and whether you have a hurricane deductible.