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HomeBoat Insurance AgentsDelaware › Middletown

Find Boat Insurance Agents Near You in Middletown, DE

Browse boat insurance agents serving Middletown, Delaware. Updated 2026-07-14.

The top-rated boat insurance agent in Middletown, Delaware is Christina McKeown - State Farm Insurance Agent, rated 4.9 stars across 158 reviews. Other highly rated options include Ryan Nichols: Allstate Insurance, Stefanie Wooten - State Farm Insurance Agent, Chuck Montgomery - State Farm Insurance Agent. This directory lists 11 boat insurance agents serving Middletown.

Showing 11 boat insurance agents in Middletown, DEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christina McKeown - State Farm Insurance Agent102 Sleepy Hollow Dr #103(302) 378-8014
2Ryan Nichols: Allstate Insurance704 Ash Blvd(302) 864-2230
3Stefanie Wooten - State Farm Insurance Agent14 E Main St(302) 378-8885
4Chuck Montgomery - State Farm Insurance Agent384 E Main St(302) 449-0001
5Blue Hen Insurance1050 Industrial Dr Suite 240(302) 696-2242
6Insurance You Keep651 N Broad St Suite 204(302) 602-9426
7Jeff Ramos - State Farm Insurance Agent4390 Summit Bridge Rd(302) 376-7775
8Armor Insurance Brokers478 Middletown Warwick Rd(302) 449-5556
9PeopleFirst Insurance111 W Main St Suite 202(302) 449-4777
10Crow Insurance Agency, Inc.106 S Broad St(877) 204-3107
CM
102 Sleepy Hollow Dr #103
Christina McKeown - State Farm Insurance Agent
Boat Insurance Agent · Middletown, DE

Christina McKeown - State Farm Insurance Agent serves the Middletown, DE area and surrounding New Castle County as a provider of boat insurance coverage. The agency helps local clients secure policies that protect watercraft from common risks on the Chesapeake Bay and nearby waterways. Customers can discuss coverage options tailored to their specific vessel, including liability protection and physical damage coverage. The agency also handles claims assistance and policy adjustments for changing boating needs in this region.

RN
704 Ash Blvd
Ryan Nichols: Allstate Insurance
Boat Insurance Agent · Middletown, DE

Ryan Nichols: Allstate Insurance offers a range of boat insurance services for owners in the Middletown area, including liability coverage and protection against physical damage. The agency typically helps clients secure policies that may include options for maintenance-related claims. Its service plans are designed to address routine coverage needs and aid with filing claims for repairs. This agency primarily serves property owners of private watercraft, such as personal boats and smaller recreational vessels, rather than commercial vessels or waterfront homes.

SW
14 E Main St
Stefanie Wooten - State Farm Insurance Agent
Boat Insurance Agent · Middletown, DE

Stefanie Wooten - State Farm Insurance Agent in Middletown, Delaware, serves local homeowners, boat owners, and business operators seeking coverage for watercraft and related liability. The agency helps clients protect personal vessels, including fishing boats, pontoons, and sailboats, against damage, theft, and accidents on area waterways. Policies can be tailored to fit both frequent recreational boaters and those who use their boats seasonally. This office also provides straightforward advice on navigating insurance requirements for different types of watercraft. Their service area additionally extends to nearby Odessa and the surrounding New Castle County communities.

CM
384 E Main St
Chuck Montgomery - State Farm Insurance Agent
Boat Insurance Agent · Middletown, DE

Chuck Montgomery - State Farm Insurance Agent serves Middletown, Delaware, and the surrounding communities in New Castle County. The agency handles boat insurance policies for a range of watercraft, including fishing boats, sailboats, and personal watercraft. It assesses each client’s specific coverage needs, such as liability and physical damage protection, based on their vessel and local waterways. For a typical job, the agent first gathers details about the boat’s value and usage to recommend a tailored policy that fits the customer’s budget and risk profile.

BH
1050 Industrial Dr Suite 240
Blue Hen Insurance
Boat Insurance Agent · Middletown, DE

Blue Hen Insurance in Middletown, DE, offers boat insurance as either a standalone one-time policy or as part of a recurring bundled coverage plan. Their work focuses on protecting watercraft from common liabilities like damage, theft, and accidents on local waterways and nearby coastal areas. Coverage details are tailored to the specific type and usage of the vessel, ensuring appropriate protection for seasonal or year-round owners. This service operates on both a scheduled and as-needed basis for policy adjustments and claims support.

IY
651 N Broad St Suite 204
Insurance You Keep
Boat Insurance Agent · Middletown, DE

Insurance You Keep in Middletown, DE, provides specialized boat insurance coverage for a variety of watercraft, including powerboats, sailboats, and personal watercraft. Clients receive support with liability protection, hull damage coverage, and policies for fishing and cruising vessels. The agency conducts regular policy reviews to ensure adequate coverage as boat usage evolves. It is particularly helpful for owners preparing for hurricane season, helping ensure boat policies include proper storm-related protections before winds arrive.

JR
4390 Summit Bridge Rd
Jeff Ramos - State Farm Insurance Agent
Boat Insurance Agent · Middletown, DE

With summer on the Delaware River and nearby bays drawing many boaters, Jeff Ramos - State Farm Insurance Agent in Middletown, DE, provides coverage tailored for watercraft. Policies typically safeguard against damage, theft, and liability during the active season. Local conditions like sudden storms and crowded marinas make proper protection essential for owners. The agent helps clients evaluate hull values, navigation areas, and towing needs to match a suitable plan. An initial consultation is arranged to inspect the vessel and discuss coverage options.

AI
478 Middletown Warwick Rd
Armor Insurance Brokers
Boat Insurance Agent · Middletown, DE

Based in Middletown, DE, Armor Insurance Brokers offers comprehensive boat insurance agent services, tailoring liability and physical damage coverage for individual watercraft owners. Their specialty includes customizing policies with add-ons such as agreed value hull protection and on-water towing. Clients can also secure coverage for personal belongings kept aboard. Beyond recreational vessels, the agency writes policies for commercial operations, including fishing charters, yacht clubs, and waterfront marinas. They likewise serve the needs of related local businesses, such as marine repair offices, equipment storage warehouses, and dockside food service vendors.

PI
111 W Main St Suite 202
PeopleFirst Insurance
Boat Insurance Agent · Middletown, DE

PeopleFirst Insurance provides boat insurance services to residential clients in Middletown, DE, and also extends commercial coverage for charter or rental vessels across the surrounding area. Their representatives help local boat owners assess hull, liability, and equipment protection for seasonal or year-round watercraft use. Following an initial policy setup, they reach out for periodic reviews to adjust coverage as needed and then provide documentation or follow-up service between regular visits.

CI
106 S Broad St
Crow Insurance Agency, Inc.
Boat Insurance Agent · Middletown, DE

Crow Insurance Agency, Inc. in Middletown, DE, is known for connecting boat owners with specialized insurance policies designed to protect vessels used on local waterways and beyond. Its service range includes coverage for various watercraft, providing financial safeguards against common risks like accidents, theft, and weather-related damage that boaters in the area typically face. As a local agency, it focuses on tailoring policies to individual boating needs, ensuring clients have appropriate protection when on the water. A valued specialty service it can add on is coverage for personal boating equipment and accessories.

PI
23 W Main St
Prudential Insurance Co
Boat Insurance Agent · Middletown, DE
(302) 378-8811
prudential.com

What Does a a Boat Insurance Agent in Middletown Cost?

Typical boat insurance costs in Delaware range from 200 to 800 dollars per year for a standard runabout, while larger yachts or high performance boats may cost 1,000 to 3,000 dollars annually. Rates depend on boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.

About boat insurance agents in Middletown

Boat insurance agents in Middletown, Delaware help local boat owners protect their vessels against damage, theft, and liability. Delaware law requires all registered motorboats to carry liability insurance, and agents can guide you through state-specific requirements. Working with a local agent ensures your policy meets Delaware coverage minimums and addresses risks on the Chesapeake and Delaware Canal.

Frequently Asked Questions

What is the minimum liability coverage for boats in Delaware?

Delaware law requires motorboat owners to carry at least 15,000 dollars for bodily injury per person, 30,000 dollars per accident, and 10,000 dollars for property damage. This matches the state auto insurance minimums.

Do I need boat insurance if I keep my boat in a marina in Middletown?

Most marinas in Middletown require proof of liability insurance before allowing you to dock. Even if not required, insurance protects against theft, fire, and storm damage common in Delaware coastal areas.

How do Delaware weather events affect boat insurance rates?

Delaware experiences hurricanes and nor easters that can cause storm damage. Insurers may adjust premiums based on your boat storage location and whether you have a hurricane deductible.

Boat Insurance Agents in Other Delaware Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.