The top-rated boat insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 17 boat insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Brickman Insurance Services | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 6 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 7 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 8 | Jeromy Comandini - State Farm Insurance Agent | 954 E Main St Suite 3 | (860) 489-4882 |
| 9 | Dave Turner - State Farm Insurance Agent | 1009 E Main St fl 1 | (860) 489-4882 |
| 10 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
Brooks, Todd & McNeil Insurance serves Torrington and the surrounding Litchfield County area as a boat insurance agent. The company provides coverage for various watercraft, helping clients secure policies that address liability, physical damage, and theft protection. Agents work with local boat owners to understand the specific risks of operating vessels on regional lakes and rivers. Its services including quoting policies for small fishing boats and larger cabin cruisers.
Amie Chasse - State Farm Insurance Agent in Torrington, CT, provides a full range of boat insurance services, including coverage for liability, physical damage, and towing. The agency offers customizable policies to protect watercraft during both operation and storage. Serving the local area, it works with clients to assess coverage needs for different types of vessels. The company services single-family homes, apartments, retail, and restaurants.
Boat owners in the Torrington area, including those with personal watercraft and larger vessels, turn to HealthMarkets Insurance - Mel Brickman for boat insurance coverage. The agency helps clients protect their watercraft against common risks such as accidents, theft, and weather-related damage, ensuring peace of mind on local lakes and rivers. Services include policy review to match coverage with individual boating needs. The agency also serves the neighboring community of Winsted and the broader Litchfield County region.
Toth Insurance Agency LLC serves Torrington, Connecticut and the surrounding Litchfield County communities, handling boat insurance for local boat owners. It provides coverage for various watercraft, including fishing boats, pontoons, and personal watercraft used on area lakes and reservoirs. The agency works with clients to assess their specific boating needs and navigates insurance options to match each vessel’s usage and storage situation. For a typical policy, it reviews the boat’s value, typical operating waters, and seasonal storage requirements to recommend appropriate liability and physical damage coverage.
Brickman Insurance Services in Torrington, CT helps boat owners distinguish between one-time seasonal liability policies and recurring annual agreements that cover comprehensive damage and theft. This agency focuses on matching each policy’s scope to the specific vessel and its typical use on local lakes and rivers. Policy types vary from simple hull-only plans to fuller packages that include towing and emergency assistance. Coverage consultations are offered upon request, while policy reviews and renewal schedules remain available on an as-needed basis.
With boating season in Torrington approaching, secure insurance coverage is a key consideration for vessel owners. Strathman-Winch Insurance serves as a local boat insurance agent, helping clients assess their specific coverage needs for boats, yachts, or personal watercraft. The agency navigates policy options regarding liability, physical damage, and protection against theft or storm-related losses common to Connecticut lakes and rivers. For new or renewing clients, the process of verifying current boat details begins with a straightforward initial inspection or assessment of the vessel at its storage location.
Health Insurance Services Of Connecticut | Craig Yard assists local boat owners with insurance coverage tailored to recreational and personal watercraft needs. The agency can help clients secure protection for liability, physical damage, and specialized equipment on inland lakes and rivers. It serves commercial sectors such as marinas, boat repair shops, and waterfront supply offices requiring property and liability policies.
Jeromy Comandini - State Farm Insurance Agent in Torrington, CT, assists local residents with boat insurance for personal watercraft and recreational vessels. The agency also provides commercial coverage for businesses requiring marine liability and hull protection. Service encompasses Torrington and the surrounding Litchfield County area. Policies are tailored to address regional waterways and seasonal boating patterns. Follow-up service is available between regular visits to update coverage or adjust deductibles as local boating conditions change.
Dave Turner - State Farm Insurance Agent in Torrington, CT, provides specialized boat insurance services tailored for local waterways and recreational vessels. The agency helps clients protect watercraft through customized coverage options, addressing liability, physical damage, and equipment protection. It serves the wider Torrington community with general insurance consultations and policy adjustments to meet individual needs. As the weather shifts and boating season approaches, it assists with securing adequate coverage against potential storm damage or unexpected accidents on the water.
Summit Insurance specializes in boat insurance agency services, serving clients throughout Torrington, Connecticut. For local boat owners, the company offers coverage options designed for inland lakes and rivers common to the region, matching policies to specific vessels like runabouts or fishing boats. Its staff works to secure protection for physical damage and liability risks that boaters face on the water. Summit Insurance can also add on coverage for personal watercraft, including jet skis and wave runners, as an extra specialty service.
What Does a a Boat Insurance Agent in Torrington Cost?
The cost of boat insurance in Connecticut typically ranges from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats may cost 1000 to 3000 dollars annually. Factors include boat value horsepower age of owner and claims history. This is general information and not insurance advice.
About boat insurance agents in Torrington
Boat insurance agents in Torrington Connecticut help you protect your watercraft against damage theft and liability. Connecticut law requires all motorized vessels to carry liability insurance with minimum limits of 25000 dollars per person and 50000 dollars per accident for bodily injury. Local agents can also advise on coverage for ice damage common on nearby lakes like Bantam Lake and West Hill Pond.
Frequently Asked Questions
Is boat insurance required by law in Connecticut?
Yes Connecticut law requires liability insurance for any motorized vessel. The minimum limits are 25000 dollars per person for bodily injury and 50000 dollars per accident. An agent in Torrington can help you meet these requirements.
What does a boat insurance policy typically cover?
A standard policy covers physical damage to your boat theft liability for injuries to others and damage to other property. It may also include towing and fuel spill liability. Your Torrington agent can explain optional coverages like uninsured boater protection.
How do I choose a boat insurance agent in Torrington?
Look for an agent who writes policies with multiple carriers and understands local waterways. Ask about their experience with Connecticut specific rules such as the mandatory boater education requirement for operators born after 1972. Compare quotes and coverage options before deciding.
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