The top-rated boat insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 4 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 5 | Kim LoCicero - State Farm Insurance Agent | 1516 Barnum Ave Ste 2 | (203) 278-5128 |
| 6 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 7 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 8 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
| 9 | State Farm Insurance | 3231 Main St | (203) 377-5167 |
| 10 | County Agency, Inc. | 2063 Barnum Ave | (203) 732-7650 |
A J Gambardella Insurance and Financial Services offers boat insurance policies for a range of watercraft in the Stratford, CT area. Their services include coverage options tailored to protect against common local risks on Long Island Sound and area rivers. Routine consultation and policy reviews help maintain appropriate protection levels as boating needs change. The agency works with clients who own small fishing boats, larger cabin cruisers, and personal watercraft. Its clientele also includes owners of single-family homes and apartments near the shoreline.
Omar Juarbe - State Farm Insurance Agent serves Stratford and the surrounding Fairfield County area, providing boat insurance for local boat owners. The agency helps customers protect their watercraft by offering coverage that addresses common risks on Long Island Sound and area rivers. Policies can include liability protection for accidents and comprehensive coverage for damage from storms or theft. The firm specifically handles personal watercraft and yacht insurance policies.
Portsmouth Atlantic Insurance serves boat owners and marine businesses seeking liability and physical damage coverage for their watercraft in Stratford, Connecticut. The agency assists clients with policies that protect against common risks on Long Island Sound, including collisions, theft, and weather damage. It helps customers navigate insurance requirements specific to local marinas and moorings. Claims support is coordinated directly through the service team. Portsmouth Atlantic Insurance also serves neighboring communities such as Bridgeport and the greater Fairfield County metro area.
Rick LoCicero - State Farm Insurance Agent serves Stratford and the surrounding shoreline communities, providing boat insurance coverage for personal watercraft, sailboats, and motorized vessels. It handles policies designed to protect against damages from accidents, weather events, and theft while offering liability protection for on-water incidents. The agency carefully reviews each client's specific boating needs and usage patterns to determine appropriate coverage limits. It then presents clear policy options and takes time to answer any questions before finalizing a plan that addresses the client's exposures.
Customers looking for a single policy or an ongoing account can both find services at Kim LoCicero - State Farm Insurance Agent in Stratford, CT. Coverage options for boat insurance typically protect against physical damage, liability, and theft, with policies tailored to different vessel types and local waterway risks. This office provides insurance solutions that can be discussed during a one-time consultation or arranged for renewal on a scheduled basis, depending on client needs.
Scott Insurance provides specialized boat insurance agent services in Stratford, CT, covering a range of watercraft including runabouts, sailboats, and personal watercraft. It assists clients in selecting appropriate liability coverage and physical damage protection to safeguard their vessels. The agency works with regional marine insurers to tailor policies specific to local waterways and boating habits. During the seasonal lay-up period from late fall to early spring, it helps boat owners adjust coverage to reflect inactive storage conditions.
Stratford’s Long Island Sound coastline creates a strong need for boat insurance policies that protect against storm damage and liability during the busy summer months. Kevin Lavelle: Allstate Insurance in Stratford, CT, helps boat owners address these seasonal risks by offering policies that typically cover physical damage, fuel spills, and uninsured boater incidents. Local clients commonly require a policy tailored to their vessel’s value and typical cruising range. An initial assessment of the boat’s condition and storage arrangement is completed before the agent issues final coverage terms.
Dougherty Insurance Agency, Inc. works with clients in Stratford, CT, to secure boat insurance for personal watercraft and larger vessels. It can also arrange specialized add-ons such as liability coverage for docks and equipment. The agency helps boat owners manage risk with policies that address everything from physical damage to towing costs. Its commercial offerings extend to the marine sector, including coverage for boats used in commerce, as well as related offices, warehouses, and food service operations that rely on waterfront access.
State Farm Insurance in Stratford, CT, is known for providing boat insurance coverage tailored to recreational watercraft owners. Its service range includes policies for personal watercraft, sailboats, and small to midsize powerboats operated in Connecticut waters. A local agent works with clients to assess liability protection, physical damage coverage, and necessary deductibles for seasonal boating. Fishing vessel policies cover related equipment. Add-on specialty service extends to agreed value coverage, which helps protect the insured vessel’s depreciated value in a total loss.
County Agency, Inc. provides residential boat insurance to clients in Stratford, Connecticut, working with individual policyholders to protect their watercraft. The agency also offers commercial marine coverage for local businesses that own or operate vessels. They serve boat owners throughout the Stratford area and the surrounding region, ensuring policies match each client’s specific needs. The team is available for follow-up service between regular visits, helping to adjust or renew coverage as circumstances change.
What Does a a Boat Insurance Agent in Stratford Cost?
Boat insurance costs in Connecticut typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or yachts can cost 1000 to 5000 dollars annually. Factors include boat value horsepower age and your boating history. This is general information not insurance advice.
About boat insurance agents in Stratford
Boat insurance agents in Stratford Connecticut help protect your watercraft from damage liability and theft. Connecticut law requires liability coverage for any motorized vessel operated on state waters. Local agents understand the unique risks of Long Island Sound and the Housatonic River.
Frequently Asked Questions
What types of boat insurance are available in Stratford Connecticut?
Agents offer hull coverage liability insurance medical payments and uninsured boater protection. Many policies also cover towing and salvage. Connecticut does not require insurance for non-motorized boats like kayaks.
Is boat insurance required by law in Connecticut?
Yes if your boat has a motor of any size you must carry liability insurance. The minimum liability limit is 25000 dollars for bodily injury per person and 50000 dollars per accident. Proof of insurance is needed for registration.
How do I choose a boat insurance agent in Stratford?
Look for an agent who specializes in marine insurance and has experience with coastal policies. Ask about coverage for hurricane damage and winter layup periods. Compare quotes from multiple agents to find suitable terms.
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