The top-rated boat insurance agent in Middletown, Connecticut is Curt Smith - State Farm Insurance Agent, rated 4.9 stars across 135 reviews. Other highly rated options include Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World, Get Insured America. This directory lists 11 boat insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 2 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 3 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 4 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 5 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 6 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 7 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 8 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
| 9 | MiddleOak | 213 Court St | (978) 744-6123 |
| 10 | State Wide Insurance | 954 Newfield St | (860) 883-2048 |
Curt Smith - State Farm Insurance Agent in Middletown, CT, provides coverage for a variety of watercraft, including sailboats and powerboats. Its service plans help clients understand policy details such as liability limits and physical damage protection for their vessels. Maintenance of coverage can be managed through personalized consultations with the agent. The company serves the diverse boating community in the local area, extending its services to cover boats moored at single-family homes, condominiums, and marinas.
Caleb Carney - State Farm Insurance Agent serves the Middletown, Connecticut area with boat insurance services. This agency helps owners of watercraft in the local region understand their coverage needs, including protection against liability, physical damage, and towing on the Connecticut River and Long Island Sound. It specializes in policies for fishing boats, small sailboats, and personal watercraft commonly used throughout Middlesex County. The agency also assists with coverage for onboard equipment and uninsured boater situations.
Homeowners, boat owners, and small businesses throughout Middletown turn to Bafumi Insurance Agency, A Division of World, for boat insurance agent services. They provide policies covering liability, damage, and theft for a wide range of watercraft. Their agents work to match each client with appropriate coverage tailored to regional waterways. The agency also serves and protects marinas and individual boaters. Its service area extends into nearby Portland and along the Connecticut River communities.
Get Insured America serves boat owners in Middletown, Connecticut and the surrounding communities across Middlesex County. It handles insurance for a variety of watercraft, including runabouts, fishing boats, and personal watercraft used on local rivers and Long Island Sound. The agency reviews the specific navigational hazards, storage arrangements, and seasonal usage patterns of each vessel. For a typical job, it compares coverage options from multiple carriers to match the client's needs and liability concerns.
Nationwide Insurance: Dunn Insurance, Inc. specializes in providing quotes and coverage for various types of watercraft, including personal boats and yachts in the Middletown, CT area. It connects clients with policies tailored to protect their vessels against common liabilities, damages, and theft. As a local agency, it assists boat owners with navigating insurance needs before seasonal launches or during the transition from winter storage to active summer use on local waterways.
As autumn winds whip across the Connecticut River and winter ice beckons, boat owners in Middletown begin preparing their vessels for the off-season. NFP, an Aon company, provides specialized hull and liability coverage tailored to local harbors and inland waterways. Their policies address common regional concerns, from storage damage to navigation during unpredictable weather. When a potential client expresses interest, the initial step typically involves a thorough inspection of the vessel, including its engine, safety equipment, and mooring location, to determine appropriate coverage levels.
Rice, Davis, Daley & Krenz Inc assists clients in securing coverage for their watercraft, including specialized endorsements for fishing equipment and navigational risks. The agency works with standard personal boat policies and can arrange additional protection for trailers and seasonal lay-up periods. In the local area, the firm supports commercial sectors that require marine liability, such as waterfront offices, maintenance warehouses, and food service operations along the shoreline.
With insurance policies for residential watercraft, this Middletown agency assists local boat owners seeking protection for their vessels. Coverage for commercial marine operations is also arranged, serving clients throughout the Middletown area docks and marinas. Every policy is tailored to meet regional needs, helping ensure that boats are protected during both calm sailing and unforeseen events. Account representatives typically follow up after claims or renewals, offering straightforward support between regular visits to adjust coverage as needed.
State Wide Insurance serves the Middletown, Connecticut area as a provider of boat insurance coverage. The agency helps local boat owners secure policies designed to protect watercraft from common risks on nearby waterways and Long Island Sound. Routine coverage includes protection against physical damage, theft, and liability for accidents involving other vessels or property owners. Clients can also obtain policies for towing and emergency assistance. For those needing specialized protection, the agency handles coverage for high-performance boats and personal watercraft such as Jet Skis.
What Does a a Boat Insurance Agent in Middletown Cost?
Boat insurance costs in Connecticut typically range from 300 to 800 dollars per year for a standard runabout, and up to 2,000 dollars or more for larger yachts. Factors include boat value, horsepower, navigation area, and your claims history. Policies for the Connecticut River or Long Island Sound may have higher premiums due to storm and collision risks. This is general information, not insurance advice.
About boat insurance agents in Middletown
Boat insurance agents in Middletown Connecticut help you protect your watercraft with policies that meet state requirements. Connecticut law does not require boat insurance for most boats, but marinas and lenders often require liability coverage. A local agent can explain how Connecticut General Statutes affect your policy, such as the state’s three year statute of limitations for property damage claims.
Frequently Asked Questions
What types of boats need insurance in Middletown Connecticut?
Connecticut does not mandate boat insurance for most recreational boats. However, lenders require it for financed boats, and many marinas require liability coverage for docked vessels. Personal watercraft like Jet Skis often need insurance for rental or storage agreements.
Does Connecticut require liability coverage for boat owners?
Connecticut law does not require liability insurance for boat owners. However, if you cause an accident or injury, you could be personally liable for damages. Many agents recommend liability coverage to protect your assets.
How do I find a licensed boat insurance agent in Middletown?
You can search the Connecticut Insurance Department website for licensed agents in Middletown. Local independent agents often offer policies from multiple carriers. Ask about coverage for the Connecticut River and Long Island Sound.
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