Skip to main content

Boat Insurance Agents in Middletown, CT

Browse boat insurance agents serving Middletown, Connecticut. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Middletown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 10 boat insurance agents in Middletown, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Caleb Carney - State Farm Insurance Agent
401 Newfield St, Middletown, CT 06457
(860) 346-4442 calebcarney.com
Curt Smith - State Farm Insurance Agent
134 Main Street Extension STE 300, Middletown, CT 06457
(860) 398-6364 agentcurt.com
Bafumi Insurance Agency, A Division of World
59 Broad St, Middletown, CT 06457
(860) 347-3530 locations.worldinsurance.com
Get Insured America
430 Highland Ave #1, Middletown, CT 06457
(860) 346-7755 getinsuredamerica.com
Nationwide Insurance: Dunn Insurance, Inc.
198 S Main St, Middletown, CT 06457
(860) 347-4924 agency.nationwide.com
NFP, an Aon company
386 Main St, Middletown, CT 06457
(860) 346-9661 nfp.com
Rice, Davis, Daley & Krenz Inc
50 Washington St, Middletown, CT 06457
(860) 346-6611 rddk.com
MiddleOak
213 Court St, Middletown, CT 06457
(978) 744-6123
State Wide Insurance
954 Newfield St, Middletown, CT 06457
(860) 883-2048 statewidect.com
Granite Financial LLC
430 Highland Ave, Middletown, CT 06457
(860) 346-7755

Boat insurance agents in Middletown Connecticut help you protect your watercraft with policies that meet state requirements. Connecticut law does not require boat insurance for most boats, but marinas and lenders often require liability coverage. A local agent can explain how Connecticut General Statutes affect your policy, such as the state’s three year statute of limitations for property damage claims.

What Does a Boat Insurance Agent in Middletown Cost?

Boat insurance costs in Connecticut typically range from 300 to 800 dollars per year for a standard runabout, and up to 2,000 dollars or more for larger yachts. Factors include boat value, horsepower, navigation area, and your claims history. Policies for the Connecticut River or Long Island Sound may have higher premiums due to storm and collision risks. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Middletown Connecticut?
Connecticut does not mandate boat insurance for most recreational boats. However, lenders require it for financed boats, and many marinas require liability coverage for docked vessels. Personal watercraft like Jet Skis often need insurance for rental or storage agreements.
Does Connecticut require liability coverage for boat owners?
Connecticut law does not require liability insurance for boat owners. However, if you cause an accident or injury, you could be personally liable for damages. Many agents recommend liability coverage to protect your assets.
How do I find a licensed boat insurance agent in Middletown?
You can search the Connecticut Insurance Department website for licensed agents in Middletown. Local independent agents often offer policies from multiple carriers. Ask about coverage for the Connecticut River and Long Island Sound.