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Find Boat Insurance Agents in Watsonville, CA

Looking for a boat insurance agent in Watsonville? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Watsonville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 boat insurance agents in Watsonville, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1441 Main St Ste 103, Watsonville, CA 95076
(831) 287-6764 locations.freeway.com
AAA Watsonville Branch
1195 S Green Valley Rd, Watsonville, CA 95076
(831) 768-4540 mwg.aaa.com
Fernando Lopez - State Farm Insurance Agent
734 E Lake Ave STE 7, Watsonville, CA 95076
(831) 722-1500 agentflopez.com
KBK Insurance Agency
1006 Freedom Blvd, Watsonville, CA 95076
(831) 724-1085 kbkinsurance.com
Universal Agency Insurance and Tax Service Inc
1426 Freedom Blvd STE 101, Watsonville, CA 95076
(831) 319-4500 universalagencyinsurance.com
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
734 E Lake Ave STE 4, Watsonville, CA 95076
(831) 763-4626 agents.allstate.com
Evan Darling - State Farm Insurance Agent
1919 Main St, Watsonville, CA 95076
(831) 536-4099 insure831.com
Coast Auto Insurance
1091 S Green Valley Rd, Watsonville, CA 95076
(831) 761-1990 coastautoinsurance.com
LIS Insurance Services
1469 Freedom Blvd, Watsonville, CA 95076
(831) 724-8100 lisinsurance.net
Farmers Insurance - Derek Diaz
30 E 5th St Ste H, Watsonville, CA 95076
(831) 319-4623 agents.farmers.com
Del Sol Insurance Services
405 Union St, Watsonville, CA 95076
(831) 254-1775 plazavigil.com
Hansen Insurance
800 E Lake Ave, Watsonville, CA 95076
(831) 722-9666
Aurelia Gomez Ramirez Insurance Services
217 E Lake Ave Ste 1, Watsonville, CA 95076
(831) 536-5656 agrinsuranceservices.net
Nunez Elsa
Watsonville, CA 95076
(831) 786-8841
Mcsherry & Hudson: Duke Steven
575 Auto Center Dr, Watsonville, CA 95076
(831) 724-3841 mcsherryandhudson.com
Farmers Insurance - Daniel Youngs
116 Martinelli St STE 5, Watsonville, CA 95076
(831) 221-5588 agents.farmers.com
Mc Sherry & Hudson
35 Penny Ln, Watsonville, CA 95076
(831) 724-3841 mcsherryandhudson.com

What Does a Boat Insurance Agent in Watsonville Cost?

Boat insurance costs in California typically range from $300 to $800 per year for a small powerboat, and $1,000 to $3,000 per year for larger yachts or sailboats. Factors include boat value, length, horsepower, and your boating experience. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in Watsonville?
Common coverages include liability, collision, comprehensive, and uninsured boater protection. Many policies also offer towing and salvage coverage for the Monterey Bay and nearby waterways.
Do I need boat insurance to launch or dock in Watsonville?
California does not mandate boat insurance for most recreational vessels. However, many marinas in Watsonville require proof of liability insurance before you can dock or launch your boat.
How does California law affect boat insurance claims?
California has a two-year statute of limitations for property damage claims and a three-year limit for personal injury claims from boating accidents. Your insurance agent can help you understand these deadlines.