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Find Boat Insurance Agents Near You in Temecula, CA

Browse boat insurance agents serving Temecula, California. Updated 2026-07-14.

The top-rated boat insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,246 reviews. Other highly rated options include Inszone Insurance Services, Julie Ngo - State Farm Insurance Agent, Kathy Jurgensen - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Temecula.

Showing 19 boat insurance agents in Temecula, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Old Harbor Insurance Services43015 Black Deer Loop #201(951) 297-9740
2Inszone Insurance Services27710 Jefferson Ave STE 100(951) 676-6000
3Julie Ngo - State Farm Insurance Agent41881 5th St(951) 695-2625
4Kathy Jurgensen - State Farm Insurance Agent29377 Rancho California Rd Ste 204(951) 225-4940
5Hawkguard Insurance Services28545 Old Town Front St #201A(951) 494-7272
6Rick Douglas - State Farm Insurance Agent27300 Jefferson Ave Ste B(951) 296-5636
7Daniel Brooks - State Farm Insurance Agent32140 Temecula Pkwy STE 104(951) 699-0940
8Carver Insurance Services, Inc - Temecula33321 Temecula Pkwy Suite 102(951) 676-0540
9Mike Buccieri - State Farm Insurance Agent27403 Ynez Rd Ste 218(951) 795-4300
10Orr And Associates28780 Single Oak Dr STE 255(951) 506-5859
OH
43015 Black Deer Loop #201
Old Harbor Insurance Services
Boat Insurance Agent · Temecula, CA

Old Harbor Insurance Services serves the Temecula, California area, functioning as a boat insurance agent. It provides coverage for various types of watercraft, helping local owners protect their vessels against common risks on nearby lakes and waterways. The agency works to find suitable insurance policies that meet individual boating needs. Its services include coverage for both powerboats and sailboats in the Temecula region.

II
27710 Jefferson Ave STE 100
Inszone Insurance Services
Boat Insurance Agent · Temecula, CA

Inszone Insurance Services in Temecula, California provides boat insurance policies for a variety of watercraft, including personal watercraft and larger vessels. Its service plans typically cover liability, physical damage, and towing, as well as options for agreed value coverage. The agency works with clients to assess their specific needs on the local waterways and nearby coastal areas. It serves owners of single-family homes, apartments, commercial retail spaces, and restaurants with properties along marinas and waterfronts.

JN
41881 5th St
Julie Ngo - State Farm Insurance Agent
Boat Insurance Agent · Temecula, CA

Julie Ngo - State Farm Insurance Agent in Temecula, CA, provides a range of boat insurance services, including coverage for physical damage, liability, and medical payments. The agency helps clients secure protection tailored to their watercraft needs, with plans that can cover trailers, equipment, and towing assistance. These policies help safeguard personal watercraft, fishing boats, and larger vessels against unexpected losses. The agency services single-family homes, apartments, retail establishments, and restaurants that require associated policy reviews.

KJ
29377 Rancho California Rd Ste 204
Kathy Jurgensen - State Farm Insurance Agent
Boat Insurance Agent · Temecula, CA

Kathy Jurgensen - State Farm Insurance Agent in Temecula, CA serves homeowners and boat owners in the region. The agency helps customers secure proper coverage for watercraft, including liability and physical damage protection tailored to recreational vessels. Guidance is provided to align policies with typical California boating requirements. Coverage extends to personal watercraft and sailboats commonly used on local lakes and coastal waters. The agent also serves clients throughout the neighboring communities of Murrieta and the greater Temecula Valley area.

HI
28545 Old Town Front St #201A
Hawkguard Insurance Services
Boat Insurance Agent · Temecula, CA

Serving Temecula and the surrounding communities of Murrieta, Wildomar, and Lake Elsinore, Hawkguard Insurance Services specializes in boat insurance coverage. The agency handles policies for a variety of watercraft, including fishing boats, speedboats, and personal watercraft. Each client’s unique risk profile is carefully evaluated to determine appropriate liability limits and comprehensive protection. When processing a typical boat insurance job, the agent first reviews the vessel’s specifications and intended usage before sourcing competitive quotes from multiple carriers to tailor the policy.

RD
27300 Jefferson Ave Ste B
Rick Douglas - State Farm Insurance Agent
Boat Insurance Agent · Temecula, CA

For boat owners in Temecula, CA, this agency can help you decide between a one-time liability policy for a single season and a recurring annual plan that includes comprehensive hull coverage and protection against theft or storm damage. Coverage can be tailored to different vessel sizes, from small fishing boats to larger cabin cruisers used on local lakes and rivers. Services run on either a one-time policy arrangement or a scheduled annual renewal basis, depending on your boating needs.

DB
32140 Temecula Pkwy STE 104
Daniel Brooks - State Farm Insurance Agent
Boat Insurance Agent · Temecula, CA

This boat insurance agent in Temecula, CA offers specialized coverage for watercraft, including liability and physical damage protection, tailored to local waterways. Daniel Brooks—State Farm Insurance Agent also provides related personal insurance services for homeowners and vehicles, ensuring integrated support. It assists clients in the region with policy reviews to address seasonal risks, such as preparing boats for California’s summer boating season or winter storage needs along the coast.

CI
33321 Temecula Pkwy Suite 102
Carver Insurance Services, Inc - Temecula
Boat Insurance Agent · Temecula, CA

Boat owners in Temecula face seasonal weather changes that can affect their watercraft, from sudden desert winds to shifting temperatures. Carver Insurance Services, Inc - Temecula responds by offering tailored boat insurance agent services that help policyholders understand coverage needs for inland lakes and local reservoirs. The company focuses on matching individual boating habits with appropriate protection without unnecessary extras. Every new client consultation includes a thorough review of the vessel’s current condition and usage patterns, forming the basis for an initial risk assessment before formal coverage recommendations.

MB
27403 Ynez Rd Ste 218
Mike Buccieri - State Farm Insurance Agent
Boat Insurance Agent · Temecula, CA

Mike Buccieri - State Farm Insurance Agent in Temecula, CA, assists clients with boat insurance coverage tailored to protect personal watercraft and larger vessels. Their general work focuses on helping local boat owners understand and select liability, collision, and comprehensive policies. As a specialty, the agency can add on coverage for accessories, trailers, and on-water towing services. This Temecula-based office provides quotes and consultations for individual boaters as well as commercial clients, including marinas, boat rental operations, waterfront storage facilities, and food service establishments near local lakes and harbors.

OA
28780 Single Oak Dr STE 255
Orr And Associates
Boat Insurance Agent · Temecula, CA

Orr And Associates serves residential boat owners in Temecula, CA, helping them secure coverage for personal watercraft such as runabouts and fishing boats. The agency also assists commercial clients requiring policies for charter vessels or rental fleets operating in the region. Their service area extends to nearby lakes and coastal marinas commonly used by local boaters. After each policy is placed, the agency reaches out for follow-up service to ensure coverage remains adequate before the next seasonal visit to the marina.

IA
42072 5th St Suite 202D
Insurance Allstars Agency
Boat Insurance Agent · Temecula, CA
(951) 397-4010
insuranceallstarsagency.com
PI
27292 Vía Industria
PSA Insurance Services
Boat Insurance Agent · Temecula, CA
(800) 772-5531
psainsurance.com
PA
26490 Ynez Rd STE E
Pina and Associates Insurance Agency: Allstate Insurance
Boat Insurance Agent · Temecula, CA
(951) 676-0480
agents.allstate.com/pina-and-associates-insurance-agency-temecula-ca.html
FI
31285 Temecula Pkwy Ste C8-245
Farmers Insurance - Joe Tesmer
Boat Insurance Agent · Temecula, CA
(858) 605-1910
agents.farmers.com/ca/temecula/joseph-tesmer
FI
27570 Commerce Center Dr #219
Friant Insurance Agency, Inc.
Boat Insurance Agent · Temecula, CA
(800) 486-5108
friantinsurance.com
CI
42072 5th St Suite 202D
Caracciolo Insurance Services Inc
Boat Insurance Agent · Temecula, CA
(866) 304-0555
caraccioloinsurance.com
NW
28780 Single Oak Dr STE 255
Nicholas Winn Appointed Producer of Orr & Associates Insurance Services
Boat Insurance Agent · Temecula, CA
(619) 269-2373
mycaquote.com
UI
41923 2nd St STE 203
USI Insurance Services
Boat Insurance Agent · Temecula, CA
(951) 694-5200
temeculainsuranceservices.com
RL
41715 Enterprise Cir N # 201
R L Frame Insurance Services
Boat Insurance Agent · Temecula, CA
(951) 296-2220
rlframe.com

What Does a a Boat Insurance Agent in Temecula Cost?

Typical boat insurance costs in California range from 200 to 1,500 dollars per year for most recreational boats. Factors include boat value, engine size, navigation area, and your claims history. For a small fishing boat in Temecula, liability coverage may cost 200 to 400 dollars annually. A larger yacht or speedboat with full coverage can cost 800 to 2,000 dollars per year. This is general information, not insurance advice.

About boat insurance agents in Temecula

A boat insurance agent in Temecula can help you protect your watercraft against risks on local lakes and rivers. California requires liability insurance for boats with motors over 15 horsepower. An agent familiar with Temecula can guide you on coverage for Lake Skinner or Diamond Valley Lake.

Frequently Asked Questions

What does a boat insurance agent in Temecula do?

A boat insurance agent helps you find a policy that covers your boat against damage, theft, and liability. They can explain California specific requirements such as proof of financial responsibility for motorized vessels. They also help you compare quotes from different insurers.

Is boat insurance required in California?

Yes, California law requires liability insurance for any boat with a motor of 15 horsepower or more. This is under California Harbors and Navigation Code Section 655. An agent can ensure you meet this legal requirement.

How much does boat insurance cost in Temecula?

Costs vary based on boat type, value, and coverage limits. In California, basic liability policies can start around 200 dollars per year, while full coverage for a larger boat may cost 500 to 1,500 dollars annually. An agent can provide a personalized quote.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.