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Compare Boat Insurance Agents in Santa Cruz, CA

Browse boat insurance agents serving Santa Cruz, California. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 boat insurance agents in Santa Cruz, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300 chrisbuich.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311 obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542 dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900 bayareainsured.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700 skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555 agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755 shockleyinsurance.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661 clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272 mercuryinsurance.com
SteelBridge Insurance Services
133 Mission St, Santa Cruz, CA 95060
(831) 226-8500
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730 cecyinsurance.com
Farmers Insurance - Mark Battey
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163 agents.farmers.com
Prinz Insurance Services
9035 Soquel Ave STE 105, Santa Cruz, CA 95062
(831) 475-4091 ca-ins.com

What Does a Boat Insurance Agent in Santa Cruz Cost?

Boat insurance costs in California typically range from 300 to 800 dollars per year for basic liability on a small powerboat. For larger vessels or comprehensive coverage premiums can be 1,000 to 3,000 dollars annually. Factors include boat value engine power and your claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Santa Cruz?
Agents offer liability coverage physical damage coverage and uninsured boater protection. Policies often include towing and salvage services specific to the California coast.
Is boat insurance required by law in California?
Yes California requires liability insurance for motorized vessels over 15 horsepower. You must carry at least the state minimum liability limits to operate legally.
How do California weather patterns affect boat insurance rates?
Santa Cruz experiences fog and strong afternoon winds especially in summer. Insurance agents may adjust rates based on seasonal risks and the specific harbor or marina where you dock your boat.