The top-rated boat insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, Brittany Keyes - State Farm Insurance Agent, AAA San Rafael Branch. This directory lists 19 boat insurance agents serving San Rafael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevor Lam - State Farm Insurance Agent | 851 Irwin St Suite 300 | (415) 233-4356 |
| 2 | Bal Claire - State Farm Insurance Agent | 25 Mitchell Blvd #4 | (415) 479-8086 |
| 3 | Brittany Keyes - State Farm Insurance Agent | 660 Las Gallinas Ave Suite B | (415) 479-5900 |
| 4 | AAA San Rafael Branch | 99 Smith Ranch Rd | (415) 488-2900 |
| 5 | Coastal Pacific Insurance Marketing LLC | 77 Mark Dr #24 | (415) 472-1800 |
| 6 | Whitecap Insurance Services | 1623 Fifth Ave A | (415) 499-7722 |
| 7 | Farmers Insurance - Nury Alvarenga | 1368 Lincoln Ave Ste 102 | (415) 457-8319 |
| 8 | San Rafael Insurance Services, Inc. | 842 4th St | (213) 770-4070 |
| 9 | Simon Insurance Agency | 165 N Redwood Dr # 120 | (415) 457-1020 |
| 10 | Cost-U-Less Insurance Center | 5307, 819 Francisco Blvd W | (415) 256-9861 |
Trevor Lam - State Farm Insurance Agent serves the San Rafael, California area and provides boat insurance coverage. As a local agent, this office offers policies that protect recreational watercraft against common risks on nearby bays and waterways. Clients can discuss liability protection or hull coverage to suit their boating needs. This agency also assists with policies for personal watercraft and small fishing boats.
Bal Claire – State Farm Insurance Agent in San Rafael, CA serves boat owners seeking coverage for watercraft liability and physical damage. This agent helps local clients with policies tailored to recreational boating needs throughout the Bay Area. General services include providing quotes and explaining coverage options for various vessel types. The agency also assists homeowners and families with broader personal insurance needs. In addition to San Rafael, the office covers neighboring communities such as Novato and surrounding Marin County areas.
Serving San Rafael and the surrounding Marin County communities, Brittany Keyes - State Farm Insurance Agent provides boat insurance coverage for local clients. It handles policies for various watercraft commonly found in the region, including sailboats, powerboats, and personal watercraft. The agency works to ensure customers understand their policy options and the specific protections available for their vessels. To handle a typical job, it reviews the client’s boating needs and explains the relevant coverage details before tailoring a suitable plan.
AAA San Rafael Branch provides comprehensive boat insurance services to clients throughout San Rafael, California. Its offerings cover policy selection, risk assessment, and coverage adjustments for various watercraft. The agency assists customers with routine policy reviews and claims filing support, ensuring coverage remains appropriate. It serves individual boat owners as well as those with vessel fleets, including single-family homes, apartments, retail businesses, and restaurants.
Coastal Pacific Insurance Marketing LLC in San Rafael, CA distinguishes between one-time policy shopping, where clients seek a single annual plan, and recurring service options, where ongoing adjustments to coverage are managed over time. Their work involves tailoring boat insurance to cover liability, physical damage, and specific local watercraft risks common to the Bay Area. Service runs on a scheduled basis, typically aligned with annual policy renewals, though as-needed consultations also occur for new boat purchases or coverage changes.
For San Rafael boat owners preparing for the fall boating season, Whitecap Insurance Services provides specialized coverage for vessels navigating local bays and Delta waterways. As a dedicated boat insurance agent, the company helps clients understand how different policy options apply to their specific craft and usage patterns. Whether covering a small runabout, a sailboat, or a larger cabin cruiser, the agency evaluates hull value, navigation limits, and liabilities unique to Northern California waters. The initial process begins with a no-obligation review of the vessel’s current condition and storage location.
Farmers Insurance - Nury Alvarenga provides specialized boat insurance policies for sailboats, powerboats, and yachts operating on San Francisco Bay and the nearby delta. It also offers general insurance services for homeowners and vehicles in San Rafael. Policies typically cover physical damage, liability, and theft for watercraft used during local seasons. The agency helps boat owners secure coverage that addresses lay-up periods during winter months when vessels are dry-docked or stored ashore.
San Rafael Insurance Services, Inc. provides boat insurance coverage for clients in San Rafael, CA, and the surrounding area. The agency assists recreational boat owners, sailing enthusiasts, and other maritime operators in securing protection for their vessels. Beyond basic policies, it can focus on specialized add-ons such as liability protection, towing and assistance coverage, or compensation for equipment loss. The company is able to serve a variety of commercial sectors, including waterfront offices, storage warehouses, and vessels used in food service operations.
Simon Insurance Agency provides boat insurance for residential clients in San Rafael, CA, covering personal watercraft and yachts kept at private docks. Commercial coverage is also available for charter operations and marine repair businesses throughout Marin County and the North Bay. The agency works with multiple carriers to match each policy to the specific vessel and usage. Clients often return for policy reviews before seasonal launch or winter storage, helping maintain consistent protection between regular visits.
Cost-U-Less Insurance Center in San Rafael, CA, is known for providing boat insurance coverage to local boat owners. Its service range includes helping clients protect personal watercraft and larger vessels from common on-the-water risks. Agents work to find appropriate policy terms tailored to individual boating needs in the San Rafael area. A specialty service the company can add on is agreed value coverage for older or custom boats.
What Does a a Boat Insurance Agent in San Rafael Cost?
Boat insurance costs in California typically range from 300 to 800 dollars per year for a small powerboat and 1000 to 3000 dollars per year for a yacht. Factors include boat value horsepower age and your boating history. Rates also vary by location on San Francisco Bay where tidal conditions and theft risk are considered. This is general information not insurance advice.
About boat insurance agents in San Rafael
Boat insurance agents in San Rafael California help you protect your watercraft with policies tailored to local conditions. California law requires liability coverage for boats with motors over 15 horsepower. Agents can guide you through state specific rules like the California Harbors and Navigation Code which governs boating liability and financial responsibility requirements.
Frequently Asked Questions
What types of boat insurance are available in San Rafael?
Agents offer liability coverage physical damage coverage and comprehensive policies for sailboats powerboats yachts and personal watercraft. California requires liability insurance for boats with motors over 15 horsepower. Many policies also cover towing and salvage.
Do I need boat insurance to launch at San Rafael marinas?
Most marinas in San Rafael require proof of liability insurance before allowing launch or dockage. The California Department of Boating and Waterways recommends at least 300000 dollars in liability coverage. Check with your specific marina for their minimum requirements.
How does California law affect my boat insurance policy?
California law under the Harbors and Navigation Code sets financial responsibility rules for boat operators. If you cause an accident you must show proof of insurance or other security. Agents can help you meet these legal requirements with proper coverage limits.
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