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HomeBoat Insurance AgentsCalifornia › San Rafael

Find Boat Insurance Agents Near You in San Rafael, CA

Browse boat insurance agents serving San Rafael, California. Updated 2026-07-14.

The top-rated boat insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, Brittany Keyes - State Farm Insurance Agent, AAA San Rafael Branch. This directory lists 19 boat insurance agents serving San Rafael.

Showing 19 boat insurance agents in San Rafael, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trevor Lam - State Farm Insurance Agent851 Irwin St Suite 300(415) 233-4356
2Bal Claire - State Farm Insurance Agent25 Mitchell Blvd #4(415) 479-8086
3Brittany Keyes - State Farm Insurance Agent660 Las Gallinas Ave Suite B(415) 479-5900
4AAA San Rafael Branch99 Smith Ranch Rd(415) 488-2900
5Coastal Pacific Insurance Marketing LLC77 Mark Dr #24(415) 472-1800
6Whitecap Insurance Services1623 Fifth Ave A(415) 499-7722
7Farmers Insurance - Nury Alvarenga1368 Lincoln Ave Ste 102(415) 457-8319
8San Rafael Insurance Services, Inc.842 4th St(213) 770-4070
9Simon Insurance Agency165 N Redwood Dr # 120(415) 457-1020
10Cost-U-Less Insurance Center5307, 819 Francisco Blvd W(415) 256-9861
TL
851 Irwin St Suite 300
Trevor Lam - State Farm Insurance Agent
Boat Insurance Agent · San Rafael, CA

Trevor Lam - State Farm Insurance Agent serves the San Rafael, California area and provides boat insurance coverage. As a local agent, this office offers policies that protect recreational watercraft against common risks on nearby bays and waterways. Clients can discuss liability protection or hull coverage to suit their boating needs. This agency also assists with policies for personal watercraft and small fishing boats.

BC
25 Mitchell Blvd #4
Bal Claire - State Farm Insurance Agent
Boat Insurance Agent · San Rafael, CA

Bal Claire – State Farm Insurance Agent in San Rafael, CA serves boat owners seeking coverage for watercraft liability and physical damage. This agent helps local clients with policies tailored to recreational boating needs throughout the Bay Area. General services include providing quotes and explaining coverage options for various vessel types. The agency also assists homeowners and families with broader personal insurance needs. In addition to San Rafael, the office covers neighboring communities such as Novato and surrounding Marin County areas.

BK
660 Las Gallinas Ave Suite B
Brittany Keyes - State Farm Insurance Agent
Boat Insurance Agent · San Rafael, CA

Serving San Rafael and the surrounding Marin County communities, Brittany Keyes - State Farm Insurance Agent provides boat insurance coverage for local clients. It handles policies for various watercraft commonly found in the region, including sailboats, powerboats, and personal watercraft. The agency works to ensure customers understand their policy options and the specific protections available for their vessels. To handle a typical job, it reviews the client’s boating needs and explains the relevant coverage details before tailoring a suitable plan.

AS
99 Smith Ranch Rd
AAA San Rafael Branch
Boat Insurance Agent · San Rafael, CA

AAA San Rafael Branch provides comprehensive boat insurance services to clients throughout San Rafael, California. Its offerings cover policy selection, risk assessment, and coverage adjustments for various watercraft. The agency assists customers with routine policy reviews and claims filing support, ensuring coverage remains appropriate. It serves individual boat owners as well as those with vessel fleets, including single-family homes, apartments, retail businesses, and restaurants.

CP
77 Mark Dr #24
Coastal Pacific Insurance Marketing LLC
Boat Insurance Agent · San Rafael, CA

Coastal Pacific Insurance Marketing LLC in San Rafael, CA distinguishes between one-time policy shopping, where clients seek a single annual plan, and recurring service options, where ongoing adjustments to coverage are managed over time. Their work involves tailoring boat insurance to cover liability, physical damage, and specific local watercraft risks common to the Bay Area. Service runs on a scheduled basis, typically aligned with annual policy renewals, though as-needed consultations also occur for new boat purchases or coverage changes.

WI
1623 Fifth Ave A
Whitecap Insurance Services
Boat Insurance Agent · San Rafael, CA

For San Rafael boat owners preparing for the fall boating season, Whitecap Insurance Services provides specialized coverage for vessels navigating local bays and Delta waterways. As a dedicated boat insurance agent, the company helps clients understand how different policy options apply to their specific craft and usage patterns. Whether covering a small runabout, a sailboat, or a larger cabin cruiser, the agency evaluates hull value, navigation limits, and liabilities unique to Northern California waters. The initial process begins with a no-obligation review of the vessel’s current condition and storage location.

FI
1368 Lincoln Ave Ste 102
Farmers Insurance - Nury Alvarenga
Boat Insurance Agent · San Rafael, CA

Farmers Insurance - Nury Alvarenga provides specialized boat insurance policies for sailboats, powerboats, and yachts operating on San Francisco Bay and the nearby delta. It also offers general insurance services for homeowners and vehicles in San Rafael. Policies typically cover physical damage, liability, and theft for watercraft used during local seasons. The agency helps boat owners secure coverage that addresses lay-up periods during winter months when vessels are dry-docked or stored ashore.

SR
842 4th St
San Rafael Insurance Services, Inc.
Boat Insurance Agent · San Rafael, CA

San Rafael Insurance Services, Inc. provides boat insurance coverage for clients in San Rafael, CA, and the surrounding area. The agency assists recreational boat owners, sailing enthusiasts, and other maritime operators in securing protection for their vessels. Beyond basic policies, it can focus on specialized add-ons such as liability protection, towing and assistance coverage, or compensation for equipment loss. The company is able to serve a variety of commercial sectors, including waterfront offices, storage warehouses, and vessels used in food service operations.

SI
165 N Redwood Dr # 120
Simon Insurance Agency
Boat Insurance Agent · San Rafael, CA

Simon Insurance Agency provides boat insurance for residential clients in San Rafael, CA, covering personal watercraft and yachts kept at private docks. Commercial coverage is also available for charter operations and marine repair businesses throughout Marin County and the North Bay. The agency works with multiple carriers to match each policy to the specific vessel and usage. Clients often return for policy reviews before seasonal launch or winter storage, helping maintain consistent protection between regular visits.

CU
5307, 819 Francisco Blvd W
Cost-U-Less Insurance Center
Boat Insurance Agent · San Rafael, CA

Cost-U-Less Insurance Center in San Rafael, CA, is known for providing boat insurance coverage to local boat owners. Its service range includes helping clients protect personal watercraft and larger vessels from common on-the-water risks. Agents work to find appropriate policy terms tailored to individual boating needs in the San Rafael area. A specialty service the company can add on is agreed value coverage for older or custom boats.

UG
35 Mitchell Blvd Suite 3
United General Insurance Agency
Boat Insurance Agent · San Rafael, CA
(415) 922-7283
getunitedgeneral.com
MW
2 California Ave
Mike Wise
Boat Insurance Agent · San Rafael, CA
(415) 258-9912
content.naic.org
CS
1752 Lincoln Ave
Costello & Sons Insurance
Boat Insurance Agent · San Rafael, CA
(415) 257-2100
hubinternational.com/media-center/press-releases/2017/10/hub-acquires-the-assets-of-costello-and-sons-insurance-brokers-inc
SI
118 Alto St
SDO Insurance
Boat Insurance Agent · San Rafael, CA
(415) 785-3378
GP
4306 Redwood Hwy #100
George Petersen Insurance Agency
Boat Insurance Agent · San Rafael, CA
(415) 454-6454
gpins.com
MI
1050 Northgate Dr # 515
McNamara Insurance Services Inc
Boat Insurance Agent · San Rafael, CA
(415) 457-7856
4apolicy.com
WI
2 California Ave
Wise Insurance Agency
Boat Insurance Agent · San Rafael, CA
(415) 258-4935
wiseinsuranceagency.net
MP
1430 4th St
Marin Pacific Co Inc
Boat Insurance Agent · San Rafael, CA
(415) 453-1620
SI
1101 Fifth Ave #375
Spero Insurance Agency
Boat Insurance Agent · San Rafael, CA
(877) 450-4880
spero-insurance.com

What Does a a Boat Insurance Agent in San Rafael Cost?

Boat insurance costs in California typically range from 300 to 800 dollars per year for a small powerboat and 1000 to 3000 dollars per year for a yacht. Factors include boat value horsepower age and your boating history. Rates also vary by location on San Francisco Bay where tidal conditions and theft risk are considered. This is general information not insurance advice.

About boat insurance agents in San Rafael

Boat insurance agents in San Rafael California help you protect your watercraft with policies tailored to local conditions. California law requires liability coverage for boats with motors over 15 horsepower. Agents can guide you through state specific rules like the California Harbors and Navigation Code which governs boating liability and financial responsibility requirements.

Frequently Asked Questions

What types of boat insurance are available in San Rafael?

Agents offer liability coverage physical damage coverage and comprehensive policies for sailboats powerboats yachts and personal watercraft. California requires liability insurance for boats with motors over 15 horsepower. Many policies also cover towing and salvage.

Do I need boat insurance to launch at San Rafael marinas?

Most marinas in San Rafael require proof of liability insurance before allowing launch or dockage. The California Department of Boating and Waterways recommends at least 300000 dollars in liability coverage. Check with your specific marina for their minimum requirements.

How does California law affect my boat insurance policy?

California law under the Harbors and Navigation Code sets financial responsibility rules for boat operators. If you cause an accident you must show proof of insurance or other security. Agents can help you meet these legal requirements with proper coverage limits.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.