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Compare Boat Insurance Agents in San Luis Obispo, CA
Directory of boat insurance agents in San Luis Obispo, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 boat insurance agents in San Luis Obispo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Smith - State Farm Insurance Agent
1608 Johnson Ave, San Luis Obispo, CA 93401
(805) 546-8393
sfslo.com
Catherine Riedstra - State Farm Insurance Agent
3591 Sacramento Dr STE 114, San Luis Obispo, CA 93401
(805) 466-4355
catherineriedstra.com
Susan Rodriguez - State Farm Insurance Agent
799 Foothill Blvd D, San Luis Obispo, CA 93405
(805) 783-7050
rodriguezinsurance.com
Todd Thomas - State Farm Insurance Agent
1238 Marsh St, San Luis Obispo, CA 93401
(805) 543-0650
toddthomasagency.com
Marc Amesse - State Farm Insurance Agent
2251 Broad St A, San Luis Obispo, CA 93401
(805) 543-0889
slosfagent.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454
polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564
sloinsurance.com
Morris & Garritano Insurance
1122 Laurel Ln, San Luis Obispo, CA 93401
(805) 543-6887
morrisgarritano.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833
mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113
minton-insurance.com
Meredith Insurance Center
1303 Higuera St, San Luis Obispo, CA 93401
(805) 548-8672
micslo.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900
tinaldonaldson.com
Coast Auto Insurance Services, Inc.
3121 S Higuera St # I, San Luis Obispo, CA 93401
(805) 544-1990
coastautoinsurance.com
Relation Insurance - Engle & Associates Group
1236 Higuera St, San Luis Obispo, CA 93401
(805) 781-6336
engleinsurance.com
Andy Cox: Allstate Insurance
3220 S Higuera St Ste 300, San Luis Obispo, CA 93401
(805) 543-2194
agents.allstate.com
DiBuduo & DeFendis Insurance Brokers LLC
100 Cross St Suite 202, San Luis Obispo, CA 93401
(805) 593-1400
dibu.com
Peterson and Grantham Insurance Brokers SLO
2436 Broad St, San Luis Obispo, CA 93401
(805) 544-9000
png-insurance.com
Adler Belmont Group, Inc.
369 Marsh St #200, San Luis Obispo, CA 93401
(805) 540-3900
adlerbelmontgroup.com
R.L. Insurance Associates Inc.
1363 Marsh St suite a, San Luis Obispo, CA 93401
(805) 783-7130
rlassoc.com
Coast N Ranch Ins
Maino, 1108 Garden St, San Luis Obispo, CA 93401
(805) 878-3993
Boat insurance agents in San Luis Obispo help protect your watercraft against risks on the Central Coast. California requires liability insurance for boats with motors over 10 horsepower. Local agents can guide you through state-specific requirements such as the California Department of Boating and Waterways regulations.
What Does a Boat Insurance Agent in San Luis Obispo Cost?
Boat insurance costs in California vary widely based on boat value, size, usage, and your driving record. For a small runabout or fishing boat, annual premiums often range from 300 to 600 dollars. For larger yachts or high-performance vessels, costs can exceed 1,500 dollars per year. Factors like storage location in San Luis Obispo and navigation area also affect rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in San Luis Obispo?
Boat insurance typically covers physical damage, liability, medical payments, and uninsured boater protection. In California, liability coverage is required for boats with motors over 10 horsepower. Your agent can help you choose limits that meet state minimums.
Do I need boat insurance in California?
Yes, California law requires liability insurance for any vessel with a motor of 10 horsepower or more. This includes sailboats with auxiliary motors. Failure to carry insurance can result in fines and registration suspension.
How do I find a boat insurance agent in San Luis Obispo?
You can search online for local independent agents or contact major insurers that offer marine policies. Many agents in San Luis Obispo specialize in watercraft coverage for the Central Coast. Ask about policies that include towing and salvage coverage for local waters.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.