The top-rated boat insurance agent in San Clemente, California is Farmers Insurance - Lisa Newell, rated 5.0 stars across 286 reviews. Other highly rated options include Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services, Divel Insurance. This directory lists 21 boat insurance agents serving San Clemente.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Lisa Newell | 940 Calle Negocio STE 220 | (949) 487-5487 |
| 2 | Chris Ferraro Jr. - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 586-7060 |
| 3 | Withers Insurance Services | 638 Camino De Los Mares | (949) 637-2700 |
| 4 | Divel Insurance | 501 N El Camino Real UNIT 204 | (949) 829-3639 |
| 5 | General Insurance Services | 629 Camino De Los Mares STE 306 | (949) 661-2201 |
| 6 | Mundell Insurance Agency - Garrett Mundell; Farmers Insurance | 2340 S El Camino Real # 1 | (949) 269-7860 |
| 7 | Caitlin Ferraro - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 238-4200 |
| 8 | AAA San Clemente Insurance and Member Services | 638 Camino De Los Mares E100 | (949) 489-5572 |
| 9 | Goosehead Insurance - Bobby Legate | 946 Calle Amanecer Suite F | (949) 533-0796 |
| 10 | Michele Ellena - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 243-0792 |
Farmers Insurance - Lisa Newell serves the San Clemente, California area as a boat insurance agent. The agency provides coverage options for various watercraft, helping local boat owners secure protection against common maritime risks. Lisa Newell assists clients with policies tailored to personal watercraft and larger vessels navigating the nearby Pacific coastline. This agency specifically handles hull insurance and liability coverage for recreational boats.
Chris Ferraro Jr. - State Farm Insurance Agent offers a full range of boat insurance services in San Clemente, California, including liability and physical damage coverage. The agency provides tailored policy options to meet various watercraft needs, supporting clients with claims assistance. Its service plans are designed to evaluate coverage limits, deductibles, and additional protections for vessels and trailers. The company serves property owners with single-family homes, apartments, retail businesses, and restaurants.
Withers Insurance Services serves boat owners in San Clemente and the surrounding coastal area, offering policies that protect vessels from liability and physical damage. Homeowners and individuals with marine investments can obtain coverage tailored to their specific watercraft needs. The agency navigates the unique risks of Southern California boating, such as sun damage and ocean conditions. It also assists clients with claims coordination and policy renewals to maintain proper coverage levels. Its service area extends to include nearby Dana Point, ensuring accessibility for those docking or sailing in that harbor.
Specializing in tailored coverage for a wide range of watercraft, Divel Insurance serves as a boat insurance agent in San Clemente, CA. It provides personalized policies to protect recreational vessels from the risks associated with coastal boating. The agency works to secure comprehensive liability and physical damage coverage that addresses the specific needs of local boat owners navigating Southern California waters. The agent helps clients prepare for the busy summer season by ensuring their policies cover potential hazards such as sudden storm damage or unexpected equipment failures during long excursions.
General Insurance Services in San Clemente, CA, offers both one-time policy purchases and recurring annual plans for boat owners, with coverage tailored to protect against common perils such as collision, theft, and liability. As a local boat insurance agent, the company helps clients assess their specific needs, whether for a small fishing vessel or a larger yacht. Service for new policies and adjustments is provided on a one-time, scheduled, or as-needed basis depending on the client’s renewal cycle and coverage changes.
As the Southern California boating season approaches, local vessel owners in San Clemente seek reliable protection for their watercraft. Mundell Insurance Agency - Garrett Mundell of Farmers Insurance offers personalized boat insurance coverage tailored to the unique risks of coastal and inland waters. Policies are designed to safeguard against the Pacific’s sudden swells, theft from docks, and liability from guest passengers. The agency begins every policy with a careful assessment, typically including an inspection of the hull, motor, and safety equipment.
Caitlin Ferraro, as a State Farm Insurance agent in San Clemente, specializes in providing boat insurance policies for recreational watercraft. Her agency can address coverage gaps that standard policies often miss, such as liability for damage to other vessels and protection against physical loss from sinking or collision. These policies generally extend to personal property kept onboard and offer towing assistance. Serving the local coastal community, she can also help insure commercial sectors including offices, warehouses, and food service operations.
Serving boat owners in San Clemente and surrounding Orange County coastal communities, AAA San Clemente Insurance and Member Services handles a range of local marine insurance needs. It works with clients to find appropriate coverage for personal watercraft, sailboats, and cruisers. When assisting with a new policy or review, the agent typically discusses liability coverage, physical damage protection, and local risks such as changing tides and harbor regulations.
Goosehead Insurance - Bobby Legate provides residential boat insurance for clients in San Clemente, CA, and the surrounding coastal areas. Commercial marine coverage is also available for smaller craft used in light business or rental operations. Policies typically protect against common perils such as strikes, theft, and weather-related damage on local waterways. The agency can schedule a comprehensive review of current coverage needs at the start of each boating season. Owners may contact the office again for quick policy adjustments or endorsements between their annual renewal visits.
Michele Ellena - State Farm Insurance Agent is known for providing boat insurance coverage to customers in San Clemente, California. This agency helps local boat owners protect their watercraft against common risks such as theft, storm damage, and collision liability. Policies also address towing and salvage expenses that may arise on the water. In addition to standard hull and liability covers, the agent can arrange for specialized accessory add-ons onboard.
What Does a a Boat Insurance Agent in San Clemente Cost?
The cost of boat insurance in California typically ranges from 300 to 800 dollars per year for a small runabout to over 2000 dollars for a large yacht. Factors include boat value horsepower age and your boating experience. Premiums are also affected by where you store the boat and how often you use it. This is general information and not insurance advice.
About boat insurance agents in San Clemente
San Clemente boat owners can work with a local boat insurance agent to protect their vessel against damage liability and theft. California requires all motorized boats to carry liability insurance if they are operated on state waterways. An agent can help you navigate coverage options specific to the Southern California coast.
Frequently Asked Questions
What does a boat insurance agent in San Clemente do?
A boat insurance agent helps you find a policy that covers your specific boat type and usage. They explain coverage limits deductibles and exclusions so you can make an informed choice. Agents in San Clemente are familiar with local risks like ocean conditions and harbor regulations.
Is boat insurance required in California?
Yes California law requires liability insurance for any motorized vessel operated on state waterways. The minimum coverage is 15 thousand dollars for bodily injury per person 30 thousand per accident and 5 thousand for property damage. An agent can help you meet these legal requirements.
How do I choose a boat insurance agent in San Clemente?
Look for an agent who specializes in marine insurance and has experience with boats similar to yours. Ask about their knowledge of California boating laws and local risks such as fog currents and harbor traffic. Compare quotes from multiple agents to find suitable coverage.
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