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Find Boat Insurance Agents in San Clemente, CA

Directory of boat insurance agents in San Clemente, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 boat insurance agents in San Clemente, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Lisa Newell
940 Calle Negocio STE 220, San Clemente, CA 92673
(949) 487-5487 agents.farmers.com
Chris Ferraro Jr. - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 586-7060 chrisferrarojr.com
Withers Insurance Services
638 Camino De Los Mares, San Clemente, CA 92673
(949) 637-2700 withersins.com
AAA San Clemente Insurance and Member Services
638 Camino De Los Mares E100, San Clemente, CA 92673
(949) 489-5572 ace.aaa.com
General Insurance Services
629 Camino De Los Mares STE 306, San Clemente, CA 92673
(949) 661-2201 gen-ins.com
Divel Insurance
501 N El Camino Real UNIT 204, San Clemente, CA 92672
(949) 829-3639 divelinsurance.com
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
2340 S El Camino Real # 1, San Clemente, CA 92672
(949) 269-7860 agents.farmers.com
Caitlin Ferraro - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 238-4200 myagentcaitlin.com
Goosehead Insurance - Bobby Legate
946 Calle Amanecer Suite F, San Clemente, CA 92673
(949) 533-0796 goosehead.com
Michele Ellena - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 243-0792 helpwithyourinsurance.com
Chris Dolkas - State Farm Insurance Agent
800 E Avenida Pico Ste Q, San Clemente, CA 92673
(949) 492-5900 chrisdolkas.com
Diamond Preferred Insurance Services
1100-1198 Caminante, San Clemente, CA 92673
(949) 648-2922 diamond-preferred.com
Bearbower Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 347-9909 bearbowerinsurance.com
Shank Insurance Services
122 Avenida Del Mar C, San Clemente, CA 92672
(833) 878-2820 swartsmanning.com
San Clemente Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 369-0951 sanclementeins.com
GIS Galvez Insurance Services
940 Calle Negocio Ste 170, San Clemente, CA 92673
(949) 240-7445 gisgalvezinsuranceservices.com
Boydstun Insurance Services, Inc
1509 N El Camino Real Suite 3, San Clemente, CA 92672
(949) 465-9999 bis-oc.com
George L Brown Insurance
1005 Calle Recodo, San Clemente, CA 92673
(949) 361-1400 georgebrowninsurance.com
Kappauf Insurance
2316 S El Camino Real, San Clemente, CA 92672
(949) 492-0780 kappaufinsurance.com
HUB International
200 S Ola Vista, San Clemente, CA 92672
(949) 940-1856

San Clemente boat owners can work with a local boat insurance agent to protect their vessel against damage liability and theft. California requires all motorized boats to carry liability insurance if they are operated on state waterways. An agent can help you navigate coverage options specific to the Southern California coast.

What Does a Boat Insurance Agent in San Clemente Cost?

The cost of boat insurance in California typically ranges from 300 to 800 dollars per year for a small runabout to over 2000 dollars for a large yacht. Factors include boat value horsepower age and your boating experience. Premiums are also affected by where you store the boat and how often you use it. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in San Clemente do?
A boat insurance agent helps you find a policy that covers your specific boat type and usage. They explain coverage limits deductibles and exclusions so you can make an informed choice. Agents in San Clemente are familiar with local risks like ocean conditions and harbor regulations.
Is boat insurance required in California?
Yes California law requires liability insurance for any motorized vessel operated on state waterways. The minimum coverage is 15 thousand dollars for bodily injury per person 30 thousand per accident and 5 thousand for property damage. An agent can help you meet these legal requirements.
How do I choose a boat insurance agent in San Clemente?
Look for an agent who specializes in marine insurance and has experience with boats similar to yours. Ask about their knowledge of California boating laws and local risks such as fog currents and harbor traffic. Compare quotes from multiple agents to find suitable coverage.