The top-rated boat insurance agent in Petaluma, California is Miguel Alfaro - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Kendra Cochran - State Farm Insurance Agent, AAA Petaluma Branch, Fillinger Insurance. This directory lists 20 boat insurance agents serving Petaluma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Alfaro - State Farm Insurance Agent | 300 Washington St | (707) 763-9722 |
| 2 | Kendra Cochran - State Farm Insurance Agent | 90 Sycamore Ln Ste A | (707) 283-0190 |
| 3 | AAA Petaluma Branch | 111 Lynch Creek Way | (707) 781-6700 |
| 4 | Fillinger Insurance | 1318 Redwood Way STE 110 | (707) 763-1100 |
| 5 | Cost-U-Less Insurance | 283B N McDowell Blvd | (707) 652-9471 |
| 6 | Lemus Insurance Agency | 72 E Washington St | (707) 762-1180 |
| 7 | Rebekah Gonzalez - State Farm Insurance Agent | 725 E Washington St #101 | (415) 525-3344 |
| 8 | Nancy Shotts - State Farm Insurance Agent | 1301 Redwood Way # 200 | (707) 763-1000 |
| 9 | Aslan Insurance Agency, Inc. | 140 2nd St Suite 314 | (707) 576-1713 |
| 10 | Farmers Insurance - Jor-Jean Maples | 125 Washington St | (707) 765-1420 |
Miguel Alfaro - State Farm Insurance Agent serves Petaluma and the surrounding Sonoma County area with boat insurance policies. This local agency works with recreational boat owners to provide coverage options that protect against common waterway risks. Policies may help cover damage from storms, collisions, or theft, and can include liability protection for accidents. The agency also offers options for different types of watercraft and can assist with adding roadside assistance for trailers or securing coverage for fishing boats and personal watercraft.
Kendra Cochran - State Farm Insurance Agent provides a full range of boat insurance services, including liability protection and coverage for physical damage to watercraft. Its service plans are designed to help policyholders safeguard their vessels against common risks such as theft, collision, and weather-related damage. The agency makes it straightforward for local boat owners to review their coverage options and obtain personalized quotes. Kendra Cochran - State Farm Insurance Agent services single-family homes, apartments, retail businesses, and restaurants in the Petaluma area.
AA Petaluma Branch serves local homeowners and business owners by offering boat insurance coverage for personal watercraft, yachts, and fishing vessels navigating waterways around Petaluma, CA. Policies typically protect against physical damage, liability, and theft while moored or underway on the Petaluma River, San Pablo Bay, and nearby waters. Need for tailored marine insurance often arises with seasonal boating in the North Bay region. The agency also extends its services to residents and marina operators in neighboring Rohnert Park, Sonoma County.
Serving Petaluma and the surrounding Sonoma County communities, Fillinger Insurance provides coverage for both power and sailboats used for recreation. As a local boat insurance agent, it handles policies that protect against physical damage, liability, and towing needs on inland waters and along the coast. Every policy is tailored to the vessel’s specific value and how often it is used. For a typical job, it first reviews the boat’s details and the owner’s cruising habits before comparing options to match the proper coverage with the appropriate premium.
Cost-U-Less Insurance serves residential boat owners in Petaluma, California, offering coverage for personal watercraft and pleasure vessels. The agency also provides commercial boat insurance for local fishing charters and small marinas throughout Sonoma County. Policies address common risks on the Russian River and San Pablo Bay, including liability, physical damage, and towing. As boaters require annual policy reviews due to changing boat values and seasonal usage, the agency schedules follow-up service between regular visits to adjust coverage as needed.
Lemus Insurance Agency in Petaluma, CA offers both annual boat insurance policies for ongoing protection and single-trip coverage for short-term needs, tailoring each plan to the specific vessel and waterway usage. Policies cover liability, physical damage, and theft, ensuring a range of risks are addressed for recreational or personal watercraft owners. Service is arranged on a scheduled basis at policy renewal, with new coverage requests handled as needed for seasonal or occasional boat owners.
Specializing in boat insurance, Rebekah Gonzalez - State Farm Insurance Agent in Petaluma, CA provides tailored coverage for personal watercraft, fishing boats, and sailboats. The agency also handles broader personal insurance lines, including auto, home, and life policies. With Petaluma’s proximity to the Petaluma River and San Pablo Bay, it assists boat owners with concerns like storm damage, theft, and liability on the water. Its typical work includes guiding owners through policy options for summer launching seasons and winter storage risks like freeze-related hull damage.
As Petaluma's waterways fill with boats every spring, local owners need coverage that protects against seasonal storms and summer mishaps on the Russian River. Nancy Shotts, as a State Farm Insurance agent, provides boat insurance policies tailored for both sailboats and powerboats common in this region. She helps clients understand hull damage, liability, and towing protection for a range of watercraft. The process begins with a detailed inspection and review of the vessel's current condition and usage patterns.
Aslan Insurance Agency, Inc. provides boat insurance coverage for clients in Petaluma and the surrounding region. Specializing in policies that protect personal watercraft, sailboats, and motor yachts, the agency also offers add-on coverage for liability, physical damage, and emergency towing services. Its agents help vessel owners navigate policy options that address the specific risks associated with local waterways. The agency can serve commercial operations such as marinas, boat repair offices, and equipment warehouses, as well as food service vendors operating from dockside facilities.
Serving Petaluma and the surrounding waterway communities, Farmers Insurance - Jor-Jean Maples helps residential boat owners secure coverage for vessels used on area rivers and bays. Commercial policies are also available for small charter operations and watercraft rental businesses. As a local agent, the company provides personalized consultations to match each client’s specific needs. Following initial setup, clients can expect responsive support for policy adjustments and claims assistance between regular seasonal visits, ensuring continued peace of mind on the water.
What Does a a Boat Insurance Agent in Petaluma Cost?
Typical boat insurance costs in California range from 300 to 800 dollars per year for a small fishing boat to 1,500 to 5,000 dollars for a larger cabin cruiser. Factors like boat value horsepower and navigation area affect the premium. This is general information not insurance advice.
About boat insurance agents in Petaluma
Boat insurance agents in Petaluma California help protect your watercraft on the Petaluma River and San Francisco Bay. California law requires liability coverage for boats with motors over certain horsepower. Local agents understand the unique risks of Northern California waterways including fog and tidal currents.
Frequently Asked Questions
What does a boat insurance agent in Petaluma do?
A boat insurance agent in Petaluma helps you find coverage for your boat including liability physical damage and uninsured boater protection. They can explain California specific requirements such as the mandatory liability insurance for vessels with more than 10 horsepower. Agents also help with policy options for storage and towing.
Is boat insurance required by law in California?
Yes California law requires liability insurance for any boat with a motor of 10 horsepower or more. This includes sailboats with auxiliary motors. The minimum coverage is 15 thousand dollars for injury or death of one person and 30 thousand dollars total per accident plus 5 thousand dollars for property damage.
What factors affect boat insurance costs in Petaluma?
Costs depend on the boat value length horsepower and where you use it. Agents also consider your boating experience claims history and whether you take a safety course. In California policies may also reflect wildfire risk for stored boats.
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