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Compare Boat Insurance Agents in McKinleyville, CA

Directory of boat insurance agents in McKinleyville, California. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
McKinleyville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 boat insurance agents in McKinleyville, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Cimolino - State Farm Insurance Agent
1225 Central Ave #15, McKinleyville, CA 95519
(707) 840-9001 jcimolino.com
Heather Vina - State Farm Insurance Agent
1631 Sutter Rd, McKinleyville, CA 95519
(707) 839-3267 mysfagentheather.com
Farmers Insurance - Mike Harvey
1585 Heartwood Dr Ste C, McKinleyville, CA 95519
(707) 839-8250 agents.farmers.com
Davis Judy
1933 Central Ave # A, McKinleyville, CA 95519
(707) 839-5288 jdinsurance.com
Matsen Insurance Brokers
3101 Concorde Dr Suite C, McKinleyville, CA 95519
(800) 947-6543 matseninsurance.com
California Health Insurance Services
5135 Patrick Creek Dr, McKinleyville, CA 95519
(707) 840-9226

What Does a Boat Insurance Agent in McKinleyville Cost?

The cost of boat insurance in California typically ranges from 300 to 800 dollars per year for a basic policy on a small boat. Larger vessels or high value watercraft can cost 1,000 to 3,000 dollars annually. Factors include boat size, age, value, and where you keep the boat. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What type of boat insurance is required in California?
California law requires liability insurance for any boat with a motor of 15 horsepower or more. This includes outboard motors and inboard engines. You must carry at least 15 thousand dollars in liability coverage per accident.
How do I find a boat insurance agent in McKinleyville?
You can search online for licensed insurance agents in Humboldt County who specialize in marine coverage. Many local agencies offer policies for fishing boats, sailboats, and personal watercraft. Ask agents if they have experience with California coastal risks.
Does boat insurance cover damage from storms in California?
Standard boat insurance policies often cover storm damage but may exclude certain events like hurricanes or tidal waves. California coastal storms can cause significant damage, so ask your agent about comprehensive coverage. Some policies require a separate rider for named storms.