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Boat Insurance Agents in Martinez, CA

Directory of boat insurance agents in Martinez, California. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Martinez, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 boat insurance agents in Martinez, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kathy Bernardez - State Farm Insurance Agent
837 Arnold Dr Suite 330, Martinez, CA 94553
(925) 520-0290 kathybernardez.com
Michelle Allman - State Farm Insurance Agent
1320 Arnold Dr # 160, Martinez, CA 94553
(925) 228-0920 michelleinsuresme.com
SBW Insurance Services
3755 Alhambra Ave #5, Martinez, CA 94553
(925) 374-5312 sbwinsure.com
Bryce Stephens: Allstate Insurance
1311 Pine St Ste H, Martinez, CA 94553
(925) 372-8995 agents.allstate.com
Mark Woodard - State Farm Insurance Agent
609 Main St, Martinez, CA 94553
(925) 228-0196 markwoodard.net
Sam Limones - State Farm Insurance Agent
6590 Alhambra Ave Ste 101, Martinez, CA 94553
(925) 944-9316 samlimones.com
Farmers Insurance - Paul Bickham
827 Arnold Dr Ste 100, Martinez, CA 94553
(925) 228-3030 agents.farmers.com
Schroder Insurance Services
653 Main St, Martinez, CA 94553
(925) 934-6789 schroderinsurance.com
Larson-Clark Insurance Associates Inc
1330 Arnold Dr, Martinez, CA 94553
(925) 228-6300 larsonclark.com

Boat insurance agents in Martinez, California help protect your watercraft against damage, theft, and liability. California law requires liability insurance for boats with engines over 10 horsepower, and local agents understand the specific risks of the Carquinez Strait and Delta waterways. Working with a Martinez agent ensures your policy meets state requirements and covers common local hazards.

What Does a Boat Insurance Agent in Martinez Cost?

Boat insurance costs in California typically range from $300 to $800 per year for basic liability on a small runabout, to $1,500 or more for full coverage on a larger yacht. Factors include boat value, horsepower, usage, and your claims history. Rates in Martinez may be slightly higher due to local water conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What type of boat insurance is required in California?
California requires liability insurance for any boat with a motor of 10 horsepower or more. This includes coverage for bodily injury and property damage. Your agent can help you meet these minimum requirements.
Does boat insurance cover theft in Martinez?
Yes, comprehensive boat insurance typically covers theft of the vessel and its equipment. This includes outboard motors, trailers, and electronics. Check your policy details for specific coverage limits and deductibles.
How does Martinez location affect boat insurance rates?
Martinez is on the Carquinez Strait with access to the Delta and San Francisco Bay, which can increase risks from tides, currents, and fog. Insurance rates may be higher due to these navigational hazards and the potential for collisions in busy waterways.