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Directory of boat insurance agents in Los Gatos, California. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 boat insurance agents in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Laura Peterson - State Farm Insurance Agent
16795 Lark Ave #108, Los Gatos, CA 95032
(408) 395-2900
laurapeterson.net
AAA Los Gatos Branch
15450 Los Gatos Blvd #300, Los Gatos, CA 95032
(408) 399-8400
mwg.aaa.com
Don Williams & Associates
17510 Farley Rd W, Los Gatos, CA 95030
(408) 402-3646
donwilliamsinsurance.com
Pamela Noyce - Noyce Insurance Agency
15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
(408) 399-6669
noyceinsurance.com
LGS Insurance Services Inc
16185 Los Gatos Blvd #205, Los Gatos, CA 95032
(408) 395-9800
lgsis.com
Guardian Insurance
15559 Union Ave suite 3065, Los Gatos, CA 95032
(408) 915-5110
guardianinsurance.io
Prevot & Associates Insurance
718 University Ave Suite 115, Los Gatos, CA 95032
(408) 872-1322
prevotassociates.com
Acrisure Los Gatos, CA (Los Gatos Insurance Services)
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6747
acrisure.com
Farmers Insurance - JP Bernard
985 University Ave Ste 10, Los Gatos, CA 95032
(408) 358-3200
agents.farmers.com
Freidin Insurance Services
985 University Ave #37, Los Gatos, CA 95032
(408) 395-7900
freidininb.com
Farmers Insurance - Kelli Walsh
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6845
agents.farmers.com
Boat insurance agents in Los Gatos, California help you protect your watercraft with policies tailored to local conditions. California requires liability coverage for boats operated on state waterways, and an agent can explain how laws like the California Harbors and Navigation Code apply to your vessel. Working with a local agent ensures you understand coverage for risks such as theft, damage, and liability on reservoirs like Lexington Reservoir or the nearby coast.
What Does a Boat Insurance Agent in Los Gatos Cost?
Typical boat insurance costs in California range from 300 to 800 dollars per year for a small powerboat, and 1,000 to 3,000 dollars for larger yachts or sailboats. Factors like boat value, horsepower, and safety equipment affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a boat insurance agent in Los Gatos do?
A boat insurance agent helps you find a policy that covers your boat, motor, trailer, and equipment. They explain coverage options like liability, collision, and comprehensive, and guide you on meeting California legal requirements for watercraft operation.
Is boat insurance required in California?
California does not require boat insurance for all vessels, but marinas and lenders often require it. The California Harbors and Navigation Code makes boat owners liable for damage or injury, so insurance is strongly recommended to protect your assets.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.