The top-rated boat insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 18 boat insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 8 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 9 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
| 10 | Farmers Insurance - Rebecca Stouppe | 115 E College Ave Ste 3 | (805) 736-7000 |
Julio's Auto Insurance serves the Lompoc, California area, specializing in boat insurance to protect local watercraft owners. The agency helps clients secure coverage for vessels used on nearby lakes and coastal waters. Policies are designed to cover physical damage, liability, and theft for boats, personal watercraft, and similar marine equipment. Julio's Auto Insurance handles both pleasure boat policies and coverage for smaller fishing boats and jet skis.
AAA Lompoc Insurance and Member Services serves Lompoc and Santa Barbara County as a local boat insurance agent. It offers protection for personal watercraft and larger vessels commonly used along the Central Coast. Policies cover liability, physical damage, and towing assistance for local waterways. The agency helps clients select appropriate coverage for fishing boats, sailboats, and cabin cruisers operating in the area.
Farmers Insurance - Andra Campbell in Lompoc, CA provides boat insurance services tailored to coverage needs for watercraft owners. Their offerings include liability protection, physical damage coverage, and options for accessories or towing assistance. The agency helps clients select appropriate maintenance plans to keep vessels in proper condition throughout the boating season. They assist with policy reviews and adjustments as needs change. This agency mainly serves local property owners with single-family homes, apartments, retail, and restaurants.
Fiesta Auto Insurance & Tax Service offers boat insurance policies to protect watercraft in Lompoc, California. It provides coverage options that address liability, physical damage, and theft for various boat types. Maintenance plans are not explicitly offered, but the agency focuses on ensuring policyholders have appropriate protection for their vessels. The company also facilitates tax services as part of its broader operations. Its boat insurance services can help service owners of single-family homes, apartments, retail establishments, and restaurants who also own boats.
Serving Lompoc and the surrounding communities of the Santa Ynez Valley and Vandenberg Village, Charles W Walker Insurance handles boat insurance arrangements for a variety of personal watercraft and vessels. This agency works with clients to find appropriate coverage for different types of boats, from small fishing skiffs to larger cabin cruisers. To handle a typical job, the agent first reviews a client's specific boating usage and needs before comparing policy options from multiple carriers.
Homeowners and small business owners in Lompoc, CA, turn to James Hinshaw: Allstate Insurance for comprehensive boat insurance. Coverage policies are designed to protect watercraft from damage, theft, and liability. As a local agent, Hinshaw helps customers navigate the specific insurance needs for shoreline and inland waterways. The agency serves the entire Lompoc Valley and also extends its coverage to neighboring communities along the Santa Barbara County coast.
As a boat insurance agent in Lompoc, CA, Julia Tipolt offers both one-time liability policies for short-term needs and recurring comprehensive plans that cover physical damage, theft, and liability year-round. Coverage typically varies by vessel type and usage, ensuring appropriate protection for local waterways. Service runs on a scheduled basis, with annual policy reviews and optional mid-season adjustments to address changing circumstances or new equipment additions.
As the coastal fog burns off and boating season picks up along the Central Coast, Kelly Breen: Allstate Insurance helps Lompoc boat owners protect their vessels from typical local risks. A boat insurance agent focuses on coverage for damage from sun exposure, saltwater corrosion, or accidents on the water. This company works through the details of a policy, considering the boat's storage location and typical usage on local waterways. The process typically begins with inspecting the vessel to assess its condition and determine specific coverage needs.
Servicios Maya / Maya Insurance Agency in Lompoc, California, specializes in boat insurance policies that cover liability, physical damage, and theft for pleasure craft. The agency provides general services including policy reviews and claims assistance for local boat owners navigating coastal waterways. Its work helps clients secure appropriate coverage for seasonal concerns such as winter lay-up risks or sudden spring storm damage to vessels stored in marinas.
Farmers Insurance - Rebecca Stouppe provides boat insurance options for clients in Lompoc, California. The agency specializes in adding customized coverage for watercraft, including liability and physical damage protections tailored to local boating conditions. Policies address risks common to area waterways, such as storm damage, theft, and collision. This boat insurance agent can serve commercial sectors including offices, warehouses, and food service establishments.
What Does a a Boat Insurance Agent in Lompoc Cost?
Typical boat insurance costs in California range from 300 to 800 dollars per year for a small fishing boat, and 1,000 to 3,000 dollars per year for a larger cruiser or yacht. Factors include boat value, engine size, navigation area, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Lompoc
Boat insurance agents in Lompoc, California help protect your watercraft with policies tailored to local conditions. California requires all boat owners to carry liability insurance for vessels operated on state waterways. Agents in Lompoc can guide you through coverage options that meet state legal requirements.
Frequently Asked Questions
What does boat insurance cover in California?
Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. California law requires liability coverage for boats with motors over 10 horsepower.
Is boat insurance required in Lompoc California?
Yes, California law requires liability insurance for all motorized vessels operated on state waters. This includes boats, jet skis, and other personal watercraft. Agents in Lompoc can help you meet this legal requirement.
How do I choose a boat insurance agent in Lompoc?
Look for an agent licensed in California who has experience with marine policies. Ask about coverage for theft, storm damage, and liability limits that comply with California Department of Boating and Waterways regulations.
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