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Looking for a boat insurance agent in Lincoln? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 boat insurance agents in Lincoln, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Andres Ordaz - State Farm Insurance Agent
605 Lincoln Blvd #110, Lincoln, CA 95648
(916) 409-2700
andresordaz.com
Placer West Insurance Services
595 McBean Park Dr, Lincoln, CA 95648
(916) 645-7816
placerwest.com
Daren Anderson - State Farm Insurance Agent
601 McBean Park Dr #200, Lincoln, CA 95648
(916) 434-4040
darenanderson.com
Odi Ayala: Allstate Insurance
561 7th St B, Lincoln, CA 95648
(916) 408-6820
agents.allstate.com
Farmers Insurance - Austin Bowden
421 A St Ste 200a, Lincoln, CA 95648
(916) 624-2424
agents.farmers.com
Cornerstone Associates Insurance
521 G St, Lincoln, CA 95648
(916) 645-3333
cornerstoneinsurance.net
All Types Insurance Agency
805 Тwelve Bridges Dr #15, Lincoln, CA 95648
(916) 408-7665
Boat insurance agents in Lincoln, California help protect your watercraft against damage, theft, and liability. California law requires liability coverage for boats with motors over certain horsepower, and agents can explain these requirements. Local agents understand the risks of Folsom Lake and the Sacramento River, which are popular boating areas near Lincoln.
What Does a Boat Insurance Agent in Lincoln Cost?
Boat insurance costs in California typically range from $300 to $800 per year for a small boat, and $1,000 to $3,000 per year for a larger yacht or high-performance vessel. Factors include boat value, horsepower, navigation area, and your boating experience. Liability limits of $300,000 are common for California boaters. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Lincoln California?
California does not require boat insurance by state law, but marinas and lenders often require it. If you have a loan on your boat, your lender will likely mandate full coverage. Liability coverage is strongly recommended because you can be held financially responsible for accidents or injuries.
What does boat insurance cover in California?
Boat insurance typically covers physical damage to your boat, liability for bodily injury or property damage to others, and medical payments. Many policies also include coverage for towing, salvage, and uninsured boaters. California-specific policies may include coverage for theft of personal property on board.
How do I choose a boat insurance agent in Lincoln?
Look for an agent who is licensed in California and has experience with watercraft used on local waterways. Ask about their knowledge of Folsom Lake and Delta boating conditions. Compare quotes from multiple agents to find coverage that fits your boat type and usage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.