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Compare Boat Insurance Agents in Laguna Niguel, CA

Looking for a boat insurance agent in Laguna Niguel? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 boat insurance agents in Laguna Niguel, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Global Guard Insurance
27601 Forbes Rd STE 56, Laguna Niguel, CA 92677
(800) 750-9115 globalguardins.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530 agents.allstate.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467 insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502 missionviejohomeinsurance.com
Tex Rapeepat - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 858-1640 texsfinsurance.com
Dan Rickabus - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 363-7100 danrickabus.com
InsurCali
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 973-0278 insurcali.com
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727 serjinsurance.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606 acrisure.com
Broker Financial Insurance Services
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(714) 609-9100

Boat insurance agents in Laguna Niguel help protect your watercraft with policies tailored to California coastal conditions. California law requires liability coverage for boats with motors over certain horsepower. Local agents understand the unique risks of navigating near Dana Point and the San Onofre area.

What Does a Boat Insurance Agent in Laguna Niguel Cost?

Typical boat insurance costs in California range from 300 to 800 dollars per year for a small runabout, and 1,000 to 3,000 dollars for a larger yacht. Factors include boat value, horsepower, navigation area, and your claims history. Premiums can be higher for boats kept in hurricane prone areas or used for racing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Laguna Niguel do?
A boat insurance agent helps you find a policy that covers physical damage, liability, and medical payments. They can explain California specific requirements like the need for uninsured boater coverage. They also assist with claims and policy adjustments.
Is boat insurance required in California?
California does not require boat insurance for all vessels, but marinas and lenders often require it. The state mandates liability coverage for boats with a motor over 10 horsepower. Agents can help you meet these requirements.
How do I choose a boat insurance agent in Laguna Niguel?
Look for an agent with experience in marine insurance and knowledge of local waterways. Check their license with the California Department of Insurance. Ask about their experience with policies for sailboats, powerboats, or yachts.