The top-rated boat insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 353 reviews. Other highly rated options include Kevin Baker Insurance Agency, AAA Chico Branch, Keith McBride - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Chico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 240 W East Ave ste c | (530) 681-4011 |
| 2 | Kevin Baker Insurance Agency | 383 Connors Ct Ste A | (530) 893-8301 |
| 3 | AAA Chico Branch | 2009 Forest Ave Ste 10 | (530) 332-2600 |
| 4 | Keith McBride - State Farm Insurance Agent | 2499 Bruce Rd | (530) 965-5934 |
| 5 | Eddy Rodriguez - State Farm Insurance Agent | 2411 Notre Dame Blvd | (530) 899-0100 |
| 6 | Farmers Insurance - Paul Munly Agency | 30 Constitution Dr #200 | (530) 899-7667 |
| 7 | Eric Velazquez & Brian Saeteurn: Allstate Insurance | 1026 Sheridan Ave | (530) 829-0600 |
| 8 | Vicki Sayer - State Farm Insurance Agent | 1294 E 1st Ave Ste 100 | (530) 894-5950 |
| 9 | Chico Creek Insurance Services, LLC - Owner, Julio Ramirez | 500 Cohasset Rd #34 | (530) 636-0241 |
| 10 | Farmers Insurance, Genia Henderson Agency | 2535 Ceanothus Ave STE 120 | (530) 345-9035 |
For boat owners in Chico, California, Acceptance Insurance offers both one-time policies for seasonal coverage and recurring annual plans for year-round protection. Their boat insurance typically covers physical damage, liability, and theft, helping safeguard personal watercraft against common local risks. While one-time options provide short-term flexibility for specific trips or storage periods, recurring service ensures continuous coverage without gaps. This agent provides service on an as-needed basis, allowing clients to request policy adjustments or new quotes whenever required throughout the year.
Kevin Baker Insurance Agency provides comprehensive boat insurance solutions in Chico, California, covering liability, physical damage, and personal property protection. It offers flexible service plans that help clients adjust coverage for seasonal layups or routine maintenance needs. Regular policy reviews ensure that as a boat’s value or usage changes, the insurance remains current. The agency services a wide variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
AAA Chico Branch serves the Chico, California metro area by providing boat insurance agent services. The company assists local boat owners in securing coverage that protects against common risks on nearby waterways like Lake Oroville and the Sacramento River. Policies typically address damage from collisions, storm-related incidents, and liability concerns for both powerboats and sailboats. The agency also handles specialized policies for personal watercraft and fishing vessels common in this region.
Keith McBride - State Farm Insurance Agent serves homeowners and property managers in Chico, California, who need tailored protection for their boats. The agency provides boat insurance policies that help safeguard watercraft against common risks such as damage, theft, and liability incidents on local waterways. Coverage options can be explained thoroughly to match each customer’s specific vessel and usage needs. As a State Farm representative, the agent connects clients to a well-known insurance network. This office also extends its insurance services to residents in the nearby community of Paradise.
Eddy Rodriguez - State Farm Insurance Agent serves Chico, California, and the surrounding communities within Butte County. The agency handles boat insurance policies for a range of watercraft, including fishing boats, pontoons, and personal watercraft. Coverage typically includes protection against physical damage, liability, and equipment loss. Each policy is evaluated based on the specific vessel and the customer’s local boating habits. The agency works closely with clients to review their individual risk factors and coverage options before tailoring a policy to meet their needs.
Boat insurance customers may choose between a single, one-time policy tailored for a specific voyage or an ongoing, scheduled policy that provides continuous protection through the season. The Farmers Insurance agency in Chico, CA, works with clients to select a coverage plan that fits their vessel use and local waterways. Policies typically address liability, physical damage, and towing or salvage needs for boats operating in Northern California waters. Service is arranged on an as-needed basis to adjust or renew coverage when circumstances change.
Eric Velazquez & Brian Saeteurn: Allstate Insurance in Chico, CA specializes in boat insurance agent services, including tailored coverage for personal watercraft and larger vessels. The agency also provides general insurance assistance for local clients seeking to protect their water assets. It helps with specific seasonal concerns, such as ensuring proper coverage is in place before the summer boating season begins.
Boating season in Chico often brings questions about liability coverage and protection on Lake Oroville. Vicki Sayer - State Farm Insurance Agent provides boat insurance consultation for local watercraft owners. They help clients understand physical damage coverage for the hull and trailer, as well as medical payments for passengers. Their advice typically covers navigating wind- and collision-related claims. A full inspection of the watercraft is required before any policy can be proposed.
Chico Creek Insurance Services, LLC, owned by Julio Ramirez, provides boat insurance policies to clients throughout the Chico, CA area. The company specializes in coverage options that address specific maritime risks, such as liability protection and physical damage to watercraft. It can serve a variety of commercial sectors including local repair offices, equipment storage warehouses, and waterfront food service establishments that require tailored protection for their business operations.
What Does a a Boat Insurance Agent in Chico Cost?
Boat insurance costs in California typically range from 300 to 800 dollars per year for basic liability coverage on a small boat. Full coverage policies for larger vessels can cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, and your boating history affect the premium. This is general information and not insurance advice.
About boat insurance agents in Chico
Boat insurance agents in Chico help you protect your watercraft on the Sacramento River and nearby lakes. California law requires liability coverage for boats with motors over 15 horsepower. An agent can explain state-specific requirements and help you choose a policy that fits your needs.
Frequently Asked Questions
Do I need boat insurance in California?
Yes, California law requires liability insurance for any vessel with a motor of 15 horsepower or more. This includes boats used on public waterways. An agent can help you meet this legal requirement.
What does boat insurance typically cover in California?
Boat insurance policies usually cover physical damage to your boat, liability for injury or damage to others, and medical payments. Some policies also include coverage for towing and wreckage removal, which is useful on Chico area lakes.
How do I find a boat insurance agent in Chico?
You can search online for licensed insurance agents in Chico who specialize in marine or recreational vehicle coverage. Make sure the agent is licensed by the California Department of Insurance to sell policies in the state.
Boat Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bellflower · Benicia · Berkeley · Beverly Hills