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Browse boat insurance agents serving Aptos, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 boat insurance agents in Aptos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434
santacruzinsurance.com
Scurich Insurance Services
783 Rio Del Mar Blvd STE 7, Aptos, CA 95003
(831) 661-5697
scurichinsurance.com
Boat insurance agents in Aptos, California help you protect your vessel with policies tailored to local conditions. California law requires liability coverage for boats with motors over certain horsepower, and many marinas in the Santa Cruz area also mandate proof of insurance. An Aptos agent can guide you through these requirements and find the right coverage for your sailboat, yacht, or fishing boat.
What Does a Boat Insurance Agent in Aptos Cost?
Boat insurance costs in California typically range from $200 to $800 per year for basic liability on a small boat, up to $1,500 or more for a larger vessel with comprehensive coverage. Factors include boat value, horsepower, usage, and your boating history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Aptos?
Common coverages include liability, physical damage, medical payments, and uninsured boater protection. Many policies also cover towing and salvage, which is useful in the Monterey Bay area.
Is boat insurance required by law in California?
California does not require boat insurance for all vessels, but you must have liability coverage if your boat has a motor of 15 horsepower or more. Some marinas and lenders also require insurance.
How do I choose a boat insurance agent in Aptos?
Look for an agent who specializes in marine insurance and knows local risks like fog, currents, and harbor conditions. Ask about their experience with California Department of Boating and Waterways regulations.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.