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Find Boat Insurance Agents Near You in Fort Smith, AR

Directory of boat insurance agents in Fort Smith, Arkansas. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Fort Smith, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arkansas before hiring.
Showing 20 boat insurance agents in Fort Smith, AR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heath Roberts - State Farm Insurance Agent
2218 S 57th St, Fort Smith, AR 72903
(479) 452-4088 heathrobertsinsurance.com
Dominguez Insurance Agency
2400 Rogers Ave, Fort Smith, AR 72901
(479) 434-4834 dominguezinsuranceservices.com
ASAP Insurance Services, Inc.
2308-B Midland Blvd, Fort Smith, AR 72904
(479) 783-0356 asapinsurance.net
Absolute Insurance
4979 Old Greenwood Rd Suite A3, Fort Smith, AR 72903
(479) 561-1700 form.jotform.com
Sean Whetstone - State Farm Insurance Agent
2801 Old Greenwood Rd #6, Fort Smith, AR 72903
(479) 649-8001 insuringfortsmith.com
Shelter Insurance - Wade Gilkey
3017 S 70th St A, Fort Smith, AR 72903
(479) 452-8000 shelterinsurance.com
F & M Insurance Agency, Inc.
2610 Towson Ave, Fort Smith, AR 72901
(479) 785-0269
Berryhill Insurance Group
2322 S 58th St, Fort Smith, AR 72903
(479) 783-2801 berryhillinsurance.com
State Farm: Craig Gigerich
725 N Greenwood Ave, Fort Smith, AR 72901
(479) 434-4844 statefarm.com
Cross Pointe Insurance Advisors
1120 Garrison Ave, Fort Smith, AR 72901
(479) 785-2912 cp-ins.com
A.R Insurance Specialist
1808 Phoenix Ave, Fort Smith, AR 72901
(479) 689-3527
Shelter Insurance - James Wagoner
2920 Jenny Lind Rd, Fort Smith, AR 72901
(479) 782-3041 shelterinsurance.com
BHC Insurance
5500 Euper Ln, Fort Smith, AR 72903
(479) 452-4000 bhca.com
Windsor Insurance Services
6301 State Hwy 45 STE A, Fort Smith, AR 72916
(479) 648-9949 windsoris.com
Nelson Insurance Agency, Inc - Gene Nelson III
921 S 21st St, Fort Smith, AR 72901
(479) 782-8718 nelsonins.com
Shelter Insurance - Chris Dooly
2917 Old Greenwood Rd Ste 1, Fort Smith, AR 72903
(479) 646-6792 shelterinsurance.com
Shelter Insurance - Jeff Clark
5400 Free Ferry Rd Ste 101, Fort Smith, AR 72903
(479) 452-1031 shelterinsurance.com
Legacy Insurance Agency
3825 W Pavilion Dr, Fort Smith, AR 72903
(479) 262-9292
Jerry Roller Insurance Agency, Inc
1113 S 21st St, Fort Smith, AR 72901
(479) 785-5555 jerryroller.com
Assurancelinx Insurance Agency
615 S 21st St Ste A, Fort Smith, AR 72901
(479) 431-5282 assurancelinx.com

Fort Smith boat owners can find local insurance agents who specialize in watercraft coverage. Arkansas law requires liability insurance for motorized boats operated on public waters. Agents in Fort Smith can help you meet state requirements and protect your investment on the Arkansas River and nearby lakes.

What Does a Boat Insurance Agent in Fort Smith Cost?

Boat insurance costs in Arkansas typically range from 300 to 800 dollars per year for a standard policy on a small to mid-size boat. Factors include boat value, horsepower, usage, and your claims history. Premiums for high-performance or large vessels can exceed 1,500 dollars annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Fort Smith?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Policies can also include towing and fuel spill liability. Arkansas requires liability insurance for motorized boats with more than 50 horsepower.
Do I need boat insurance in Arkansas?
Arkansas law mandates liability insurance for motorized vessels with 50 horsepower or more. Even if not required by law, lenders often require full coverage for financed boats. An agent can explain your specific obligations.
How do I choose a boat insurance agent in Fort Smith?
Look for agents who are licensed in Arkansas and have experience with watercraft policies. Ask about their knowledge of local waterways like the Arkansas River and Lake Fort Smith. Compare quotes from multiple agents to find suitable coverage.