The top-rated boat insurance agent in Florence, Alabama is Bert Bretherick - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Alfa Insurance - The Oakley Agency, United Benefits, Lyndsay Warren - COUNTRY Financial Agent. This directory lists 20 boat insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 2 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 3 | United Benefits | 3295 Co Rd 47 | (866) 558-2121 |
| 4 | Lyndsay Warren - COUNTRY Financial Agent | 2101 Florence Blvd ste a | (256) 383-7077 |
| 5 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 6 | Brad Tank: Allstate Insurance | 4039 Florence Blvd | (256) 757-6100 |
| 7 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 8 | Wendy Mitchell: Allstate Insurance | 321 S Walnut St | (256) 765-2200 |
| 9 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
| 10 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
Bert Bretherrick - State Farm Insurance Agent serves the Florence, Alabama metro area. The agency provides boat insurance policies for local residents who own watercraft. Protection covers a range of vessels commonly used on area lakes and rivers. Policies typically include liability coverage for accidents and physical damage from storms or collisions. Boat owners can also add coverage for trailer transport and on-water breakdowns. The agency handles specific policy options for bass boats and pontoon rentals in this region.
Alfa Insurance - The Oakley Agency in Florence, AL provides boat insurance agent services in the local area. Its coverage includes policies for watercraft and related liability protection. Service plans address routine maintenance scheduling and claims assistance for policyholders. The agency boats insurance agent expertise helps clients select appropriate coverage for their vessels. It services properties including single-family homes, apartments, retail, and restaurants.
United Benefits serves local residents and small businesses seeking dependable coverage for their watercraft. As a boat insurance agent in Florence, AL, the company helps clients protect fishing boats, pontoons, and ski boats against risks like collisions, theft, and weather damage. Policies are tailored to different usage patterns, from weekend cruising to seasonal storage. The agency also assists with liability coverage for guests and operators. In addition to serving Florence, United Benefits extends its services to neighboring Muscle Shoals and the larger Shoals area.
Lyndsay Warren with COUNTRY Financial in Florence, AL offers boat owners flexible service options, allowing clients to choose either a one-time policy for a single season or a recurring annual plan that renews automatically. Coverage generally protects against common risks like collision, theft, and weather-related damage on regional waterways. Advice on appropriate hull and liability limits is provided during the initial risk assessment. Service runs on a one-time and as-needed basis, with policyholders notified before each renewal period expires to review any changes.
Serving Florence, Alabama, and the surrounding communities along the Tennessee River and Pickwick Lake, B.J. Brewer: Allstate Insurance provides boat insurance coverage. It handles policies for a variety of watercraft, including fishing boats, pontoons, and personal watercraft. The agency works to help boat owners protect their investments against common local risks like storm damage and collision. To handle a typical job, it begins with a discussion of the client’s boating habits before recommending a tailored policy that meets their specific needs on the water.
Brad Tank: Allstate Insurance in Florence, AL offers local options for boat insurance coverage, including policies tailored for personal watercraft and larger vessels. Its general service work includes reviewing policy limits and discussing liability protection for inland and river use. During spring and early summer, the office specifically helps area boat owners finalize their coverage before the peak boating season on the Tennessee River begins.
Hicks & Associates in Florence, AL primarily provides boat insurance coverage for residential clients who own personal watercraft and pleasure vessels. The agency also supports commercial boat insurance needs, such as policies for rental fleets or local guiding operations, throughout the Florence area and surrounding regions. Their agents handle policy questions and claims assistance for boat owners between their regular seasonal visits to marinas or storage yards, ensuring coverage remains current and clients understand any necessary adjustments before each new boating season.
Based in Florence, AL, this agency provides boat insurance to protect recreational watercraft and personal watercraft. The agent can help customers secure liability coverage for on-water accidents and physical damage protection from storms or collisions. Optional add-ons like towing and roadside assistance, or coverage for fishing equipment and boat trailers, are available to customize the policy. The commercial sectors Marina Del Rey it can serve include boat dealerships and marine repair shops making their operations.
As spring winds pick up across the Tennessee Valley, many boat owners along Wilson Lake and Pickwick Lake begin thinking about coverage with a local boat insurance agent. Southern States Insurance, located in Florence, AL, serves as a boat insurance agent offering policies to protect against common regional risks such as storms, theft, and on-water collisions. Customers can schedule an individual assessment of their vessel to ensure they have appropriate coverage before heading out for the season.
Grier Insurance in Florence, AL is a local agency known for offering boat insurance coverage. Its services include options for various watercraft, from small fishing boats to larger cabin cruisers, catering to recreational boat owners across the Tennessee Valley region. Agents work to help clients understand liability protections and hull coverage needs for navigating local rivers and lakes. As a specialty service add-on, the agency can provide policies that include coverage for towing and on-water assistance during emergencies.
What Does a a Boat Insurance Agent in Florence Cost?
Boat insurance costs in Alabama typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels, high-performance boats, or those kept in saltwater can cost 1,000 to 3,000 dollars or more annually. Factors include boat value, horsepower, your boating history, and coverage limits. This is general information and not insurance advice.
About boat insurance agents in Florence
Boat insurance agents in Florence, Alabama help you protect your watercraft on the Tennessee River and nearby lakes. Alabama law does not require liability insurance for boats, but many marinas and lenders do require it. An agent can explain policy options for physical damage, towing, and liability coverage specific to local waterways.
Frequently Asked Questions
Is boat insurance required by law in Alabama?
Alabama does not require boat liability insurance by state law. However, if you have a loan on your boat, your lender will require full coverage. Many marinas and storage facilities also require proof of insurance.
What does boat insurance typically cover in Florence?
Standard boat insurance covers physical damage from collisions, fire, theft, and weather events. It also includes liability for injury or property damage you cause. You can add coverage for towing, fuel spill liability, and uninsured boaters.
How do I choose a boat insurance agent in Florence?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with boats on the Tennessee River and whether they offer policies from multiple carriers. Compare quotes and coverage limits before deciding.