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Directory of boat insurance agents in Florence, Alabama. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 boat insurance agents in Florence, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bert Bretherick - State Farm Insurance Agent
2912 Hough Rd, Florence, AL 35630
(256) 764-2241
agentbert.com
Alfa Insurance - The Oakley Agency
4731 Chisholm Rd, Florence, AL 35630
(256) 754-7100
theoakleyagencyins.com
United Benefits
3295 Co Rd 47, Florence, AL 35630
(866) 558-2121
unitedbenefits.com
B.J. Brewer: Allstate Insurance
1705 Darby Dr B, Florence, AL 35630
(256) 718-1666
agents.allstate.com
Lyndsay Warren - COUNTRY Financial Agent
2101 Florence Blvd ste a, Florence, AL 35630
(256) 383-7077
agents.countryfinancial.com
Brad Tank: Allstate Insurance
4039 Florence Blvd, Florence, AL 35634
(256) 757-6100
agents.allstate.com
Southern States Insurance
104 S Pine St, Florence, AL 35630
(256) 765-0030
Wendy Mitchell: Allstate Insurance
321 S Walnut St, Florence, AL 35630
(256) 765-2200
agents.allstate.com
Hicks & Associates
1801 N Wood Ave, Florence, AL 35630
(256) 766-6000
hicks-ins.com
Grier Insurance
103 E Tennessee St, Florence, AL 35630
(256) 766-2222
grierinsurance.com
SOS Insurance Agency
1905 Florence Blvd a, Florence, AL 35630
(256) 284-7148
sosinsuranceagencies.com
Michael Noe - Nationwide Insurance
115 E Mobile St, Florence, AL 35630
(256) 767-4237
noeins.com
Tyler Franks - COUNTRY Financial Representative
1312 N Wood Ave, Florence, AL 35630
(256) 764-9501
advisors.countryfinancial.com
Lance Hendrix Agency
3368 Cloverdale Rd, Florence, AL 35633
(256) 320-7446
lancehendrixagency.com
Myron Gardner - State Farm Insurance Agent
1819 Darby Dr, Florence, AL 35630
(256) 764-2234
myrongardner.com
FS Insurance Services LLC dba Your Insurance Solution
102 S Pine St, Florence, AL 35630
(256) 764-1511
yisolution.com
Vic Porter Insurance
421 E Tennessee St, Florence, AL 35630
(256) 764-3002
vicporterinsurance.com
Elliott Insurance
1412 Huntsville Rd, Florence, AL 35630
(256) 314-1266
elliottins.com
Associated Insurors, Inc.
121 Yorkshire Cir, Florence, AL 35630
(256) 766-7777
aii2000.com
Henninger Johnson & Layton Insurance Agency
110 W Tennessee St, Florence, AL 35630
(256) 764-8682
hjlinsurance.com
Boat insurance agents in Florence, Alabama help you protect your watercraft on the Tennessee River and nearby lakes. Alabama law does not require liability insurance for boats, but many marinas and lenders do require it. An agent can explain policy options for physical damage, towing, and liability coverage specific to local waterways.
What Does a Boat Insurance Agent in Florence Cost?
Boat insurance costs in Alabama typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels, high-performance boats, or those kept in saltwater can cost 1,000 to 3,000 dollars or more annually. Factors include boat value, horsepower, your boating history, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required by law in Alabama?
Alabama does not require boat liability insurance by state law. However, if you have a loan on your boat, your lender will require full coverage. Many marinas and storage facilities also require proof of insurance.
What does boat insurance typically cover in Florence?
Standard boat insurance covers physical damage from collisions, fire, theft, and weather events. It also includes liability for injury or property damage you cause. You can add coverage for towing, fuel spill liability, and uninsured boaters.
How do I choose a boat insurance agent in Florence?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with boats on the Tennessee River and whether they offer policies from multiple carriers. Compare quotes and coverage limits before deciding.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.