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Find Auto Insurance Agents Near You in Chesterfield, VA
Directory of auto insurance agents in Chesterfield, Virginia. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Chesterfield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 2 auto insurance agents in Chesterfield, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kilgo Insurance LLC
713 N Courthouse Rd Suite 201, Chesterfield, VA 23236
(804) 403-7400
kilgoinsurance.com
Boisseau Insurance Services
10303 Memory Ln Ste 102, Chesterfield, VA 23832
(804) 796-2945
boisseauinsuranceservices.com
Auto insurance agents in Chesterfield, Virginia help drivers find coverage that meets state legal requirements and personal needs. Virginia law requires all drivers to carry minimum liability insurance or pay an uninsured motorist fee. A local agent can explain the difference between liability, collision, and comprehensive coverage and help you choose the right policy for your commute or daily driving in Chesterfield County.
What Does a Auto Insurance Agent in Chesterfield Cost?
The average cost of auto insurance in Virginia is around $1,200 to $1,600 per year for full coverage, though rates vary by driver age, driving history, vehicle type, and location. Chesterfield drivers may see slightly different rates compared to Richmond or rural areas. Minimum liability coverage typically costs less, often between $400 and $700 per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Virginia?
Virginia law requires minimum liability coverage of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $20,000 per accident for property damage. Drivers may also pay a $500 uninsured motorist fee to the DMV instead of buying insurance, but this option does not provide any coverage.
How do I find a reliable auto insurance agent in Chesterfield?
You can search for licensed agents through the Virginia State Corporation Commission website or ask for referrals from friends and neighbors in Chesterfield. Look for agents who are independent or represent multiple companies so they can compare quotes from different insurers for you.
Can an auto insurance agent help me if I have a poor driving record?
Yes, an agent can help you find companies that specialize in high-risk drivers or offer non-standard policies. They can also advise you on ways to lower your premium over time, such as taking a defensive driving course or maintaining continuous coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.