The top-rated auto insurance agent in Pharr, Texas is Eagle Insurance, rated 5.0 stars across 826 reviews. Other highly rated options include Amtex Insurance, Contigo Insurance Agency, A-MAX Auto Insurance. This directory lists 19 auto insurance agents serving Pharr.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eagle Insurance | 212 W Ferguson Ave | (956) 620-2028 |
| 2 | Amtex Insurance | 516 N Cage Blvd | (956) 283-1000 |
| 3 | Contigo Insurance Agency | 1101 N Cage Blvd #5B | (956) 782-2443 |
| 4 | A-MAX Auto Insurance | 1501 S Cage Blvd Ste. B | (956) 783-3000 |
| 5 | RG Insurance Agency | 208 W Ferguson Ave STE 4 | (956) 702-2705 |
| 6 | Pronto Insurance | 110 E Ferguson Ave | (956) 781-6006 |
| 7 | Fred Loya Insurance | 101 N Cage Blvd | (956) 782-6262 |
| 8 | Amco Auto Insurance | 318 N Cage Blvd Suite C | (956) 441-2817 |
| 9 | Clark Insurance Plus: Allstate Insurance | 900 N Sugar Rd Ste A | (956) 283-5815 |
| 10 | GUZMAN INSURANCE AGENCY | 300 I-2 Suite D | (956) 354-9645 |
Eagle Insurance serves homeowners, renters, and drivers in Pharr, Texas, offering auto insurance policies tailored to individual coverage needs. The agency assists clients with liability, collision, and comprehensive plans, helping them navigate options to meet state requirements and personal protection goals. Customers can discuss policy limits and deductibles with a knowledgeable agent who explains coverage gaps and potential endorsements. Eagle Insurance also provides services to residents in nearby McAllen, ensuring accessibility across the Rio Grande Valley metro area for convenient local support.
Amtex Insurance serves Waco, Texas, and the surrounding McLennan County communities. The agency handles a full range of standard auto insurance policies for local drivers. Its representatives focus on explaining different coverage types available for personal vehicles. When working with a client, the office typically compares quotes from multiple carriers to find a suitable match for their specific driving needs and budget.
Contigo Insurance Agency in Pharr, Texas offers auto insurance options that help clients choose between the one-time payment of an annual policy and the recurring monthly installments that keep coverage active. Coverage plans protect drivers against liability, collision, and other common risks on local roads. This agency provides auto insurance services on both a scheduled policy renewal basis and an as-needed basis for new or updated coverage requests.
Serving Pharr, Texas, and the surrounding communities of the Rio Grande Valley, A-MAX Auto Insurance handles a wide range of personal auto coverage needs. It provides the essential liability, collision, and comprehensive policies required by local drivers. The agency typically begins each engagement by assessing the customer’s driving history and vehicle type to determine the most appropriate coverage limits. It then presents available options clearly, allowing the client to make an informed decision before finalizing their policy and payment plan.
RG Insurance Agency serves the Pharr, Texas area and surrounding Hidalgo County as a local auto insurance agent. The company helps drivers find coverage that meets state requirements and personal needs for their vehicles. Clients can receive guidance on policy options directly from knowledgeable agents. Reliable claims assistance is provided to help policyholders navigate the process after an accident. The agency also assists with bundling auto coverage with other personal insurance lines.
Pronto Insurance specializes in assisting clients with liability, collision, and uninsured motorist coverage for their vehicles. It also provides routine policy reviews and coverage adjustments for drivers in the Waco area. The agency works to help customers navigate common insurance requirements, such as SR-22 filings and proof of insurance for vehicle registration. During the peak summer moving season, it assists residents with updating their policies when relocating within or moving to Waco.
Fred Loya Insurance in Pharr, Texas provides liability coverage, collision protection, and comprehensive plans as its specialty services. The agency also handles auto insurance for standard commuting vehicles, helping clients meet state financial responsibility requirements. Its agents work with drivers to adjust coverage after major life changes, such as adding a new teenager to a policy or replacing a totaled vehicle following an accident. In the hot Rio Grande Valley summer, the office helps ensure clients have the necessary roadside assistance and glass repair coverage for potential heat-related breakdowns or windshield cracks.
Auto insurance agency Clark Insurance Plus: Allstate Insurance serves local homeowners, businesses, and drivers in Pharr, Texas. It helps customers compare coverage options for their vehicles and property to meet Texas insurance requirements. The agency also provides guidance on liability limits and deductibles when building a personal policy. Clark Insurance Plus assists clients with policy changes, claims support, and bundling home and auto coverage. In addition to serving Pharr, the agency covers nearby communities such as McAllen in the Rio Grande Valley metro area.
With Pharr’s hot summers and sudden hailstorms, finding an affordable Auto Insurance Agent can save drivers from unexpected repair bills. GUZMAN INSURANCE AGENCY in Pharr, Texas offers auto insurance policies that address collision, comprehensive, and liability coverage for local commuters. Each prospective policyholder is first invited to discuss their driving history and vehicle type so the agent can present suitable coverage options based on the specific risk factors of the area. This initial consultation ensures the policy matches the driver’s daily routes and budget.
What Does an a Auto Insurance Agent in Pharr Cost?
Auto insurance costs in Pharr, Texas vary based on factors like your driving record, age, vehicle type, and coverage limits. On average, Texas drivers pay around $1,300 to $1,800 per year for minimum liability coverage, though rates can be higher for full coverage. Local agents can provide personalized quotes. This is general information, not insurance advice.
About auto insurance agents in Pharr
Auto insurance agents in Pharr, Texas help drivers find coverage that meets state requirements and personal needs. Texas law requires all drivers to carry at least 30/60/25 liability insurance, meaning $30,000 per person for injury, $60,000 per accident, and $25,000 for property damage. A local agent can explain these minimums and help you consider additional options like collision or comprehensive coverage for your vehicle.
Frequently Asked Questions
What is the minimum auto insurance required in Texas?
Texas requires all drivers to have liability insurance with at least $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. This is often called 30/60/25 coverage. You must carry proof of insurance while driving.
How do I choose an auto insurance agent in Pharr?
Look for an agent who is licensed in Texas and has experience with local driving conditions. You can ask about their knowledge of Rio Grande Valley traffic patterns and common claims. It is wise to compare quotes from multiple agents to find a policy that fits your budget.
Can an auto insurance agent help me after an accident in Pharr?
Yes, your agent can guide you on filing a claim and explain your coverage details. They can also help you understand Texas laws regarding fault and the statute of limitations, which is generally two years from the accident date for filing a lawsuit. They do not provide legal advice but can assist with insurance paperwork.