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Auto Insurance Agents in Ovilla, TX

Looking for a auto insurance agent in Ovilla? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Ovilla, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 auto insurance agents in Ovilla, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Don Hughes Insurance Agency
700 W Main St #7, Ovilla, TX 75154
(972) 617-5850 donhughesclassicins.com
Farmers Insurance - John Walling
3733 Ovilla Rd Ste 137, Ovilla, TX 75154
(972) 723-8200 agents.farmers.com

Auto insurance agents in Ovilla Texas help drivers find coverage that meets Texas state requirements. Texas law mandates minimum liability limits of 30/60/25 for bodily injury and property damage. Local agents can explain these requirements and help you choose a policy that fits your driving needs and budget.

What Does a Auto Insurance Agent in Ovilla Cost?

The average cost of auto insurance in Texas is around 1,500 to 2,000 dollars per year for a standard policy, but rates vary widely by driver age, driving record, vehicle type, and coverage limits. Ovilla residents may see slightly different rates based on local accident statistics and zip code. This is general information and not insurance advice. Always compare multiple quotes and read policy details before purchasing.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Texas?
Texas requires at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 25,000 dollars per accident for property damage. These limits are often written as 30/60/25. An agent can help you decide if higher limits are right for you.
How do I find an auto insurance agent in Ovilla Texas?
You can search online for independent agents or captive agents who serve Ovilla and Ellis County. Many agents offer free quotes and can meet in person or by phone. Ask about discounts for safe driving, bundling policies, or having multiple vehicles.
Do I need uninsured motorist coverage in Texas?
Texas law requires insurance companies to offer uninsured and underinsured motorist coverage. You can reject it in writing, but it is often recommended because many Texas drivers do not carry enough insurance. An agent can explain how this coverage protects you.