The top-rated auto insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,261 reviews. Other highly rated options include Chris Prather - State Farm Insurance Agent, Acceptance Insurance, Auto Partners Insurance. This directory lists 30 auto insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Chris Prather - State Farm Insurance Agent | 4011 98th St | (806) 792-3331 |
| 3 | Acceptance Insurance | 2801 Avenue Q | (806) 329-3345 |
| 4 | Auto Partners Insurance | 1711 34th St Ste A | (806) 329-3342 |
| 5 | Direct Auto Insurance | 6315 82nd St | (806) 589-6351 |
| 6 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 7 | Freeway Insurance | 5302-B Slide Rd | (806) 329-3341 |
| 8 | Christie Brown-Hernandez - State Farm Insurance Agent | 13922 Indiana Ave | (806) 799-8891 |
| 9 | A-MAX Auto Insurance | 3207 50th St A | (806) 795-8000 |
| 10 | Keith Roberts - GEICO Insurance Agent | 6010 82nd St Suite 100 | (806) 705-6810 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas area as an auto insurance agent. The company helps local drivers select policies that meet standard state requirements and personal coverage needs. It assists with liability, collision, and uninsured motorist protections commonly sought in this region. Clients can visit the office to adjust existing plans or file claims. The agency also handles quote comparisons and policy renewals for auto insurance in Lubbock.
Chris Prather - State Farm Insurance Agent in Lubbock, TX provides a selection of auto insurance policies for personal vehicles. Their services include helping clients choose appropriate coverage levels and assisting with claims filing to ensure smooth processes after an accident. The agency also offers regular policy reviews to help adjust coverage as driving habits or vehicle values change over time. In addition to auto insurance, this location provides property coverage for single-family homes, apartments, retail establishments, and restaurants.
Acceptance Insurance offers specialized auto insurance policies tailored to meet local driving needs in Lubbock, Texas. It advises customers on coverage options that comply with Texas state requirements while providing protection for personal vehicles. The agency also handles routine policy adjustments, renewals, and claims assistance to ensure continuous service for its clients. As seasonal weather patterns shift in West Texas, it can help secure comprehensive coverage against potential hail damage that often affects parked vehicles.
With winter ice and spring hailstorms common in Lubbock, drivers here need reliable protection for their vehicles. Auto Partners Insurance provides personal auto policies to area residents, matching coverage to individual driving habits and local road conditions. Their agents explain liability limits and deductibles in plain terms, ensuring every customer understands their plan before signing. To begin, prospective clients receive a personalized check of their current coverages where an agent assesses their needs and suggests appropriate options.
Direct Auto Insurance serves the Lubbock, Texas area and surrounding communities, handling a full range of personal auto insurance policies. The agency works with clients to cover standard vehicles and can address common coverage needs such as liability, collision, and uninsured motorist protection. It assists drivers in managing policy renewals and updates as their circumstances change. To complete a typical job, the agent reviews each driver's specific situation to recommend appropriate coverage levels that meet legal requirements.
Homeowners, renters, and local professionals in Lubbock, Texas, turn to LSM Insurance Agency for their auto insurance needs. The agency assists clients with selecting standard car insurance policies that meet state requirements and personal driving situations. Customers can review available coverage options and receive guidance on deductibles and liability limits during appointments. The agency also serves surrounding communities in the South Plains region, including the nearby town of Wolfforth and residents across western Lubbock County.
Freeway Insurance assists drivers in Lubbock, Texas, with standard automobile coverage requirements while also offering options for roadside assistance and rental reimbursement. The agency navigates local regulations to help clients meet liability and collision needs. Their services extend to various commercial sectors, including offices requiring fleet policies, warehouses managing delivery vehicles, and food service operations protecting company drivers.
Christie Brown-Hernandez - State Farm Insurance Agent is known for personal auto insurance coverage in Lubbock, Texas. The agency assists area drivers with policies that meet state requirements and protect against common roadway risks. Their service range includes comprehensive and collision coverage, along with liability protection for bodily injury and property damage. Agents guide clients through policy selection to match individual driving needs and budget constraints. A specialty service available is roadside assistance, which helps with towing, flat tires, and lockouts.
A-MAX Auto Insurance in Lubbock, Texas, assists residents with tailored auto insurance plans for their personal vehicles. The agency also offers commercial coverage options for local business owners and fleets operating within the city and surrounding areas. Serving the Lubbock community, its agents help clients select appropriate liability, collision, or comprehensive policies to meet individual driving needs. The office follows up before policy expirations to review coverage needs and facilitates seamless renewal service between regular scheduled visits.
Keith Roberts - GEICO Insurance Agent serves the Lubbock, Texas metro area, offering auto insurance policies to local drivers. As an independent agency, it provides coverage options tailored to individual needs and driving histories. Clients can receive assistance with policy changes, claims filing, and understanding their state-required liability minimums. The company handles comprehensive and collision coverage, as well as uninsured motorist protection.
What Does an a Auto Insurance Agent in Lubbock Cost?
In Texas, the average annual cost for minimum liability auto insurance is around 600 to 800 dollars, while full coverage typically ranges from 1,500 to 2,500 dollars per year. Rates in Lubbock may be slightly lower than the state average due to lower population density, but factors like driving record, vehicle type, and credit history affect your premium. This is general information and not insurance advice.
About auto insurance agents in Lubbock
Auto insurance agents in Lubbock Texas help drivers find coverage that meets state legal requirements. Texas law mandates minimum liability coverage of 30/60/25, meaning 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 25,000 dollars for property damage. An agent can explain these limits and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Texas?
Texas requires at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. This is often called 30/60/25 coverage. You must carry proof of insurance while driving.
Can I get auto insurance with a suspended license in Lubbock?
Yes, some insurers in Texas offer non-owner or high-risk policies for drivers with a suspended license. An agent can help you find a carrier that specializes in SR-22 filings, which Texas may require to reinstate your license.
How does Lubbock weather affect my auto insurance rates?
Lubbock experiences hailstorms and high winds that can cause vehicle damage. Comprehensive coverage is recommended to protect against hail, wind, and other non-collision events. Agents can help you compare deductibles and coverage limits for these risks.