The top-rated auto insurance agent in Lindale, Texas is RJ Collins - State Farm Insurance Agent, rated 5.0 stars across 147 reviews. Other highly rated options include Cozad Insurance Group, Michael Smith: Allstate Insurance, Scott Taylor - State Farm Insurance Agent. This directory lists 12 auto insurance agents serving Lindale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | RJ Collins - State Farm Insurance Agent | 106 W Van St | (903) 882-7583 |
| 2 | Cozad Insurance Group | 1428 S Main St | (903) 882-4800 |
| 3 | Michael Smith: Allstate Insurance | 2510 S Main St Ste A | (903) 707-8566 |
| 4 | Scott Taylor - State Farm Insurance Agent | 2808 S Main St Ste H | (430) 235-7002 |
| 5 | Legacy Insurance Of Lindale | 1420 S Main St | (903) 882-6700 |
| 6 | Bassinger Insurance Agency | 616 N Main St STE A | (903) 352-3212 |
| 7 | Amanda Froebe - State Farm Insurance Agent | 1401 S Main St | (903) 882-5333 |
| 8 | Aaron Smith: Allstate Insurance | 2510 S Main St Ste A | (903) 707-8566 |
| 9 | ETX Insurance | 2712 S Main St Ste A | (903) 871-5000 |
| 10 | Farmers Insurance - Naaman Campbell | 16920 Village Lake Dr | (903) 716-6497 |
RJ Collins - State Farm Insurance Agent serves the Smith County region from its location in Lindale, Texas. This agency provides auto insurance policies for drivers throughout the East Texas area. Coverage options are tailored to meet local driving conditions and state requirements. Policyholders can discuss their specific needs for liability, collision, and comprehensive protection during a consultation. The agency also handles other personal insurance lines as part of its offerings. It processes new policy applications and addresses coverage adjustments for existing clients in the community.
Cozad Insurance Group in Lindale, TX helps clients secure auto insurance, offering coverage for liability, collision, and comprehensive needs. Service includes assistance with policy updates, claims filing, and reviewing available discounts to match individual driving habits. Its agents focus on maintaining clear lines of communication to ensure coverage adapts to changing circumstances. The company also provides related policies for properties such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners, families, and local businesses in Lindale, Texas, can meet their personal auto coverage needs through Michael Smith: Allstate Insurance. This agency helps clients review liability limits and deductibles for their vehicles, ensuring proper protection against common road risks. It also assists homeowners with bundling policies for potential savings. The office serves drivers seeking liability, collision, and comprehensive coverage tailored to their daily commutes or occasional travel. Additionally, it extends its services to residents in surrounding communities such as Tyler.
Unlike one-time policy purchases, auto insurance requires ongoing coverage adjustments as needs evolve. Scott Taylor - State Farm Insurance Agent in Lindale, TX provides standard liability, collision, and comprehensive options for local drivers. A client’s coverage must be continually managed to reflect vehicle age, driving habits, and legal requirements in Texas. Since policies are not a single transaction, updates occur regularly through review cycles, claim events, or life changes such as a new address. Service runs on a scheduled basis, typically for each renewal period and whenever a policyholder requests mid-term revisions.
Serving Lindale and the surrounding East Texas communities, Legacy Insurance Of Lindale handles personal auto insurance policies for area drivers. The agency works to secure coverage that meets state requirements while protecting vehicles from common local risks. It helps clients through policy selection, with an emphasis on reviewing coverage details during the initial consultation. For a typical job, the agent first gathers driving history and vehicle information, then compares options from multiple insurers before presenting a clear, tailored recommendation.
Specializing in tailored auto insurance policies for sedans, trucks, and SUVs, Bassinger Insurance Agency in Lindale, TX provides comprehensive liability and collision plans for local drivers. The agency also assists clients with bundling home and auto coverage to simplify annual protection. As changing weather patterns bring hail and flooding risks each spring, the team reviews existing deductibles and policy limits to ensure adequate property and vehicle safeguards for area residents.
As winter weather can create hazardous road conditions in the Smith County area, Amanda Froebe - State Farm Insurance Agent in Lindale helps local drivers evaluate their coverage needs. This auto insurance agency works with residents to review policy options for liability protection uninsured motorist coverage and roadside assistance plans. Customers can discuss their commute lengths vehicle usage patterns and personal driving history during a no obligation consultation. The process starts with a thorough review of an individual s current policy followed by a personalized coverage inspection.
Aaron Smith: Allstate Insurance provides auto insurance coverage for drivers in and around Lindale, TX, assisting customers with policies that meet local requirements. Its specialty add-ons include options such as roadside assistance and rental car reimbursement to offer extra protection on the road. The agency also helps clients understand deductibles and liability limits to tailor their plans. Commercial sectors it can serve include offices, warehouses, and food service operations, ensuring businesses have appropriate coverage for their vehicles and liability needs.
ETX Insurance serves residential clients in Lindale, Texas, providing personal auto coverage to local drivers. Commercial policies are also available for area businesses needing fleet or liability protection. The agency handles claims assistance and policy adjustments for customers within the surrounding East Texas region. Follow-up service is offered between regular visits to address coverage changes, billing questions, or renewal paperwork, ensuring ongoing support without requiring an appointment.
Farmers Insurance - Naaman Campbell serves as an auto insurance agent in Lindale, TX, offering standard coverage options for drivers in the local area. The agency works with individuals to secure policies that meet regional requirements and personal needs. Customizing deductibles and liability limits helps clients protect their vehicles and assets. Beyond basic auto insurance, this agent can provide additional protection through rental car reimbursement or roadside assistance add-ons.
What Does an a Auto Insurance Agent in Lindale Cost?
Auto insurance costs in Texas vary widely. The average annual premium in Texas is around 1,600 dollars for full coverage, but drivers in Lindale may pay less or more based on their personal factors. Minimum liability coverage can cost as little as 500 to 800 dollars per year for a good driver. Costs depend on your age, vehicle, driving history, and coverage limits. This is general information, not insurance advice.
About auto insurance agents in Lindale
Auto insurance agents in Lindale, Texas help drivers find coverage that meets state requirements and personal needs. Texas law mandates minimum liability limits of 30/60/25, meaning 30,000 dollars for injury per person, 60,000 dollars per accident, and 25,000 dollars for property damage. Local agents can explain these requirements and help you compare policies from different insurers.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Texas?
Texas requires all drivers to carry liability insurance with minimum limits of 30,000 dollars for bodily injury per person, 60,000 dollars per accident, and 25,000 dollars for property damage. This is often called 30/60/25 coverage. An agent in Lindale can help you understand if higher limits are right for you.
How do I find a reliable auto insurance agent in Lindale?
You can search online for agents located in Lindale or nearby Tyler. Look for agents who are licensed by the Texas Department of Insurance. Ask friends or family for recommendations and check online reviews to find an agent who communicates clearly.
What factors affect my auto insurance premium in Lindale?
Your premium depends on your driving record, age, vehicle type, and where you park the car at night. In Texas, your credit history can also affect your rate. An agent can review these factors and help you find discounts for safe driving or bundling policies.