The top-rated auto insurance agent in Elsa, Texas is Pronto Insurance, rated 4.4 stars across 56 reviews. Other highly rated options include LOBO Insurance Agency, Fred Loya Insurance, A-MAX Auto Insurance. This directory lists 10 auto insurance agents serving Elsa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pronto Insurance | 311 W Edinburg Ave #7 | (956) 567-2275 |
| 2 | LOBO Insurance Agency | 305 W Edinburg Ave Suite B | (956) 255-4949 |
| 3 | Fred Loya Insurance | 512 E Edinburg Ave Ste J | (956) 262-4441 |
| 4 | A-MAX Auto Insurance | 108 W Edinburg Ave Ste. 102 | (956) 262-7000 |
| 5 | Jessica Garza: Allstate Insurance | 218 N Broadway St | (956) 603-1500 |
| 6 | R B Carter Insurance | 213 N Broadway St | (956) 262-1368 |
| 7 | Cesar Caceres TWFG | 904 N Broadway St | (956) 262-2303 |
| 8 | Nationwide Insurance: Jose Luis Gonzalez Jr | 213 N Broadway St | (956) 262-1368 |
| 9 | ACT Insurance Agency LLC | 508 W Edinburg Ave Suite 102 | (956) 262-3133 |
| 10 | Pronto Insurance | 523 W Edinburg Ave Suite 1 | (956) 567-2275 |
Pronto Insurance specializes in assisting clients with liability, collision, and uninsured motorist coverage for their vehicles. It also provides routine policy reviews and coverage adjustments for drivers in the Waco area. The agency works to help customers navigate common insurance requirements, such as SR-22 filings and proof of insurance for vehicle registration. During the peak summer moving season, it assists residents with updating their policies when relocating within or moving to Waco.
LOBO Insurance Agency serves the Elsa, Texas area, providing auto insurance coverage to local drivers. Its work involves helping clients select policies that meet state requirements and personal needs. The agency assists with liability and collision coverage, ensuring motorists have financial protection on the road. Processing claims and adjusting coverage as circumstances change are also regular parts of its service. In this region, LOBO Insurance Agency handles quotes for comprehensive plans and uninsured motorist protection.
When the harvest season brings increased traffic to the roadways around Elsa, Fred Loya Insurance helps local drivers secure the required liability protection to stay compliant with Texas law. As an auto insurance agent in this Hidalgo County community, the company provides essential coverage options for personal vehicles and light trucks. A representative first inspects the vehicle and reviews the driver’s history to determine the appropriate policy terms before issuing the initial documentation.
A-MAX Auto Insurance in Elsa, Texas helps drivers obtain the necessary coverage for their personal vehicles, including liability and collision policies. They also work to secure additional protections such as uninsured motorist and comprehensive coverage. Their agents assist local residents by evaluating individual driving histories and recommending appropriate policy limits. This office is equipped to provide auto insurance for commercial uses, supporting local offices, warehouses, and food service operations with the proper business vehicle coverage.
Jessica Garza: Allstate Insurance in Elsa, TX provides a full range of personal and commercial auto insurance coverage. Customers can select liability, collision, and comprehensive policies for their vehicles. Additional coverage options include uninsured motorist protection, roadside assistance, and rental car reimbursement. The office assists clients with policy reviews, claims filing, and updating coverage limits as needs change. It serves drivers with single-family homes, condominiums, apartment leases, and local restaurants along with small retail businesses in the Elsa and surrounding areas.
R B Carter Insurance in Elsa, TX provides auto insurance coverage for residents, local workers, and small business owners who need personal vehicle protection. As an auto insurance agent, the company helps clients review policy options, understand coverage limits, and file claims when accidents occur. Serving drivers throughout Elsa and the surrounding Hidalgo County area, it also assists customers in nearby communities such as Edinburg.
Cesar Caceres TWFG serves Elsa, Texas, and the surrounding communities of the lower Rio Grande Valley, handling auto insurance policies for local drivers. The agency works with customers to select appropriate coverage levels that meet state requirements and personal needs. It provides routine services such as policy adjustments, claims assistance, and coverage reviews. For a typical job, the agent first discusses the client’s driving habits and vehicle details, then compares available policy options before recommending a tailored plan matched to that situation.
Many auto insurance needs involve either a single policy purchase or ongoing adjustments over time, and Nationwide Insurance: Jose Luis Gonzalez Jr in Elsa, TX, provides both options while focusing on personal coverage plans. An agent here helps clients evaluate liability, collision, and comprehensive protections to match driving habits and local road conditions. Service is available on an as-needed basis, allowing customers to request assistance when their policy requires updates, claims help, or renewal review.
ACT Insurance Agency LLC specializes in auto insurance policies that meet state coverage requirements, including liability and collision plans, while also guiding clients through comprehensive protection options. Located in Elsa, TX, the agency serves drivers seeking reliable coverage for their vehicles, offering personalized consultations to address individual needs and risk factors. As seasonal weather patterns affect local roads, the company assists motorists in adjusting their policies to account for increased driving hazards during harvest or stormy months.
Pronto Insurance specializes in assisting clients with liability, collision, and uninsured motorist coverage for their vehicles. It also provides routine policy reviews and coverage adjustments for drivers in the Waco area. The agency works to help customers navigate common insurance requirements, such as SR-22 filings and proof of insurance for vehicle registration. During the peak summer moving season, it assists residents with updating their policies when relocating within or moving to Waco.
What Does an a Auto Insurance Agent in Elsa Cost?
The average cost of full coverage auto insurance in Texas is around 1,800 dollars per year, but rates vary widely. Minimum liability coverage can cost as little as 500 to 700 dollars annually. Factors like your age, driving history, credit score, and vehicle model affect your premium. An agent in Elsa can provide quotes from multiple companies. This is general information, not insurance advice.
About auto insurance agents in Elsa
Auto insurance agents in Elsa, Texas help drivers find coverage that meets state requirements. Texas law mandates minimum liability limits of 30/60/25 for bodily injury and property damage. A local agent can explain these requirements and help you compare policies from different carriers.
Frequently Asked Questions
What are the minimum auto insurance requirements in Texas?
Texas requires at least 30/60/25 coverage. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident total for bodily injury, and 25,000 dollars for property damage. You must carry proof of insurance in your vehicle.
How do I find a reliable auto insurance agent in Elsa?
You can search online for independent agents or captive agents in Elsa. Ask friends or family for referrals. Check the agents license with the Texas Department of Insurance to ensure they are authorized to sell insurance in Texas.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and coverage needs to find discounts. Common discounts include safe driver, multi-policy, and good student discounts. The agent can also help you adjust deductibles to lower your premium.