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Find Auto Insurance Agents Near You in Cross Roads, TX

Looking for a auto insurance agent in Cross Roads? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Cross Roads, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 auto insurance agents in Cross Roads, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kolby Sykes: Allstate Insurance
8800 US-380 Ste 350, Cross Roads, TX 76227
(214) 765-6940 agents.allstate.com
Farmers Insurance - Michael Henderson
8000 US-380, Cross Roads, TX 76227
(940) 365-1268 agents.farmers.com

Auto insurance agents in Cross Roads, Texas help drivers find policies that meet state requirements. Texas law mandates minimum liability coverage of 30/60/25, meaning 30,000 dollars for injury per person, 60,000 dollars per accident, and 25,000 dollars for property damage. Local agents can explain these requirements and help you choose additional coverage like collision or comprehensive.

What Does a Auto Insurance Agent in Cross Roads Cost?

Auto insurance costs in Cross Roads, Texas vary based on factors like age, driving history, and vehicle type. Average annual premiums in Texas range from 1,200 to 2,500 dollars for full coverage, though minimum liability policies may cost less. Rates can also be affected by local accident statistics and credit history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum auto insurance coverage required in Texas?
Texas requires at least 30,000 dollars for bodily injury per person, 60,000 dollars per accident, and 25,000 dollars for property damage. This is often called 30/60/25 coverage. Agents in Cross Roads can help you meet these minimums.
How do I find an auto insurance agent in Cross Roads Texas?
You can search online for independent agents or captive agents representing specific companies in Cross Roads. Many agents serve the Denton County area and can provide quotes from multiple insurers. Ask for recommendations from neighbors or local businesses.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and available discounts like multi-policy or safe driver discounts. They can compare rates from different companies to find a policy that fits your budget while meeting Texas legal requirements.