The top-rated auto insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 330 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 5 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 6 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 7 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 8 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 9 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 10 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee, and surrounding county areas, providing auto insurance policies and related risk management services. Clients can review their coverage options, including liability, collision, and comprehensive plans, to meet local driving and commuting needs. The company also handles policy adjustments for life changes, such as adding a new car to a family vehicle or updating insurance after a move. Among the specific services managed here are roadside assistance and rental car reimbursement coverage.
Bradley Roberts: Allstate Insurance provides a range of standard auto insurance policies available for local drivers in Oak Ridge, TN. The agency assists clients in exploring coverage options for liability, collision, and comprehensive protection. It also offers guidance on policy reviews and adjustments to meet changing needs. For those with other assets, the agency can discuss potential bundling opportunities for property protection. Its services extend to insuring various residential properties, including single-family homes and apartments, as well as commercial buildings such as retail establishments and restaurants.
Homeowners, renters, and drivers in Oak Ridge, Tennessee turn to Mike Massaglia - State Farm Insurance Agent for personal auto insurance coverage. This agency works with individuals to select appropriate liability and collision options for their vehicles. Policyholders benefit from personalized guidance on deductibles and coverage limits for their specific driving needs. The agency also serves clients in the greater Knoxville metropolitan area, ensuring comprehensive support for commuters traveling between these neighboring communities.
When winter weather arrives in Farragut, drivers often review their coverage for ice and snow hazards. Josh Hemphill - State Farm Insurance Agent assists local motorists in adjusting their auto policies to meet seasonal risks and personal driving needs. This agency provides standard personal auto insurance including liability, collision, and uninsured motorist protection for area residents. Jane Bryant staffs the office and helps customers complete coverage paperwork. The initial step for new clients involves a free policy review and assessment of current deductibles.
Serving Oak Ridge and the surrounding communities of Anderson and Roane counties, Laura Lynn Green - State Farm Insurance Agent provides auto insurance policies designed to meet individual driving needs. A typical job involves assessing a customer's vehicle, driving history, and coverage requirements to recommend appropriate liability, collision, and comprehensive options. The agency handles each case by reviewing personal circumstances and explaining the specifics of the policy in clear, straightforward terms before finalizing the agreement.
Direct Auto Insurance in Oak Ridge, Tennessee, is known for offering personalized coverage options to local drivers. Its services include standard liability and comprehensive plans tailored to meet various needs. The agency also assists clients with policy adjustments and claims support to simplify the process. As a specialty service, it can add on roadside assistance for policyholders seeking extra protection.
Farm Bureau Insurance serves the Oak Ridge, Tennessee area, offering auto insurance agent services to local drivers. The company helps clients navigate policy options and coverage requirements suited to Tennessee regulations. Its agents assist with liability protection, collision coverage, and uninsured motorist safeguards. This agency also handles comprehensive insurance plans and roadside assistance policies for vehicles in Oak Ridge.
Madison Insurance Group, Inc. in Oak Ridge, TN specializes in helping customers secure auto insurance policies tailored to individual vehicle types and driving habits. Its general service work includes explaining policy coverage options such as liability, collision, and comprehensive protection. The agency routinely answers questions about deductibles and claims procedures to ensure clear understanding. As local weather can bring unexpected road hazards, it also assists with reviewing coverage ahead of seasonal storms or winter driving conditions.
After a sudden hailstorm or winter freeze leaves Oak Ridge drivers with windshield cracks or dented panels, Fox Insurance Group helps customers navigate the repair process and claim adjustments. As a local auto insurance agent, the agency reviews individual policies to clarify coverage limits for collision, comprehensive, and liability options. By scheduling a brief vehicle inspection, the team assesses damage and determines the necessary next steps for filing a complete claim.
What Does an a Auto Insurance Agent in Oak Ridge Cost?
Auto insurance costs in Tennessee vary widely based on factors like age driving record vehicle type and location. On average Tennessee drivers pay around 1,200 to 1,500 dollars per year for full coverage. Minimum liability policies may cost 400 to 600 dollars annually. This is general information and not insurance advice.
About auto insurance agents in Oak Ridge
Auto insurance agents in Oak Ridge Tennessee help drivers find coverage that meets state requirements and personal needs. Tennessee law requires all drivers to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Local agents can explain these requirements and help you choose the right policy for your vehicle.
Frequently Asked Questions
What are the minimum auto insurance requirements in Tennessee?
Tennessee requires liability coverage of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 15 thousand dollars for property damage and 25 thousand dollars for uninsured motorist coverage per person.
How do I find an auto insurance agent in Oak Ridge?
You can search online for local agents or ask for referrals from friends and family. Many national and regional insurance companies have agents located in Oak Ridge who can provide quotes and policy advice.
Can an auto insurance agent help me save money on my policy?
Yes an agent can review your driving record vehicle type and coverage needs to find discounts. Common discounts include multi-policy good driver and safe vehicle discounts. An agent can also help you adjust deductibles and coverage limits.
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