The top-rated auto insurance agent in Watertown, South Dakota is Phillip Matthews - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Meyer Insurance, Bill Speier - State Farm Insurance Agent, KRANZ INSURANCE - Watertown Insurance LLC. This directory lists 20 auto insurance agents serving Watertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phillip Matthews - State Farm Insurance Agent | 208 E Kemp Ave #2 | (605) 882-1252 |
| 2 | Meyer Insurance | 1933 Willow Creek Dr | (605) 753-5698 |
| 3 | Bill Speier - State Farm Insurance Agent | 314 4th St NE | (605) 882-4578 |
| 4 | KRANZ INSURANCE - Watertown Insurance LLC | 521 10th St NW | (605) 886-4200 |
| 5 | Wishard Insurance | 922 W Kemp Ave | (605) 882-5773 |
| 6 | Steve Gales - State Farm Insurance Agent | 920 5th St SE | (605) 886-5969 |
| 7 | Lynn Jurrens American Family Insurance | 306 9th Ave SE | (605) 886-8240 |
| 8 | Schulz Insurance | 24 N Broadway | (605) 886-1525 |
| 9 | Puthoff Insurance Agency-Watertown | 1608 9th Ave SW | (605) 886-9319 |
| 10 | Glacial Lakes Insurance Inc. | 1505 10th Ave SE #2 | (605) 956-3445 |
Phillip Matthews - State Farm Insurance Agent in Watertown, SD, provides a full range of auto insurance services, including liability, collision, and comprehensive coverage. The agency assists clients in selecting appropriate policy limits and deductibles, and can help bundle auto policies with other personal lines for added convenience. Regular policy reviews are offered to adjust coverage as needs change. In addition to personal auto insurance, the office also services insurance needs for single-family homes, apartments, retail locations, and restaurants.
Meyer Insurance serves residents of Codington County and the surrounding Watertown area with auto insurance agent services. The company works with clients to understand their specific coverage needs for personal vehicles. Policies typically address liability, collision, and comprehensive protection for cars and light trucks. Additional options often include roadside assistance and rental car reimbursement to help drivers manage unexpected events. Meyer Insurance helps customers select appropriate deductibles and policy limits for their budgets. It handles new policy purchases and annual policy reviews for local drivers in Watertown.
Bill Speier - State Farm Insurance Agent serves homeowners, drivers, and small business owners in Watertown, South Dakota, offering auto insurance policies tailored to individual coverage needs. Clients can also receive assistance with bundling home and life insurance for additional protection and potential savings. The agency helps customers understand policy options and file claims when necessary. Bill Speier - State Farm Insurance Agent also extends its services to the surrounding area, including the neighboring community of Castlewood, South Dakota.
KRANZ INSURANCE - Watertown Insurance LLC serves Watertown and the surrounding communities in Codington County. The agency handles auto insurance policies for both personal vehicles and commercial fleets operating in eastern South Dakota. It works with multiple carriers to find appropriate coverage limits for each client. The office typically begins each job by reviewing the driver's history and evaluating their specific coverage needs before presenting policy options.
Wishard Insurance in Watertown, SD, distinguishes between one-time auto policy quotes and the ongoing service of a managed policy. For coverage, clients secure the insurance required for local driving conditions and legal compliance, including liability and comprehensive options. This agent assists policyholders with understanding their deductibles and filing claims when needed. Service operates on both a scheduled basis for policy renewals and as an as-needed resource for questions or accident reporting.
As an auto insurance agent in Watertown, SD, Steve Gales - State Farm Insurance Agent offers specialty services including liability coverage, collision protection, and comprehensive plans tailored for local drivers. It provides general service work such as policy reviews, claims assistance, and personalized coverage consultations for vehicles of all types. The agency helps customers navigate their unique situational needs, such as adjusting policies ahead of South Dakota’s harsh winter weather or the increased summer traffic on Highway 212.
After a harsh Watertown winter reveals hidden damage, Lynn Jurrens American Family Insurance helps drivers assess their auto coverage needs. This local agency assists residents in finding policies that address common regional risks like icy roads and hailstorms. The agent works directly with clients to explore available coverage options and adjust deductibles. A review of each driver's current policy and vehicle details is the initial step before a personalized quote and inspection schedule are arranged.
Schulz Insurance provides auto insurance coverage for drivers in and around Watertown, SD, addressing standard liability needs as well as options for collision and comprehensive protection. The agency helps clients review policy limits and deductibles to design an appropriate plan. Specialty add-ons can include rental car reimbursement, roadside assistance, and gap coverage for newer vehicles. This independent agency may quote coverage for personal automobiles, commercial fleet vehicles, and business-owned cars used by staff. It also serves commercial sectors such as offices, warehouses, and food service operations.
Puthoff Insurance Agency-Watertown serves Watertown, SD, with residential auto insurance, covering personal vehicles under standard policies. Commercial auto coverage is also available for local businesses that operate cars, trucks, or vans in the area. The agency works with clients to tailor policies to individual driving needs and vehicle types. Customers can expect thorough assistance during initial sign-ups and at each renewal period. After policies are in place, the agency provides follow-up support between regular service visits, including help with claims or policy adjustments as needed.
Glacial Lakes Insurance Inc. in Watertown, SD is known for helping drivers find suitable auto insurance coverage tailored to their individual needs and budgets. It offers a range of standard car insurance policies, including liability, collision, and comprehensive protection for local motorists. The agency also works to explain coverage options clearly, ensuring residents understand what each plan covers on the area’s roads. For added peace of mind, the company can provide optional rental car reimbursement coverage for claim-related transportation needs.
What Does an a Auto Insurance Agent in Watertown Cost?
The average cost of auto insurance in South Dakota is around 1500 dollars per year for full coverage but rates vary by driver age vehicle type driving record and location. Watertown drivers may see slightly different rates due to local traffic patterns and claim history. This is general information not insurance advice.
About auto insurance agents in Watertown
Auto insurance agents in Watertown South Dakota help drivers find coverage that meets state legal requirements. South Dakota law requires all drivers to carry liability insurance with minimum limits of 25000 dollars per person for bodily injury and 50000 dollars per accident. Local agents can also explain optional coverages like uninsured motorist protection and comprehensive plans for harsh winter conditions.
Frequently Asked Questions
What are the minimum auto insurance requirements in South Dakota?
South Dakota requires liability coverage of at least 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars for property damage. You must also have uninsured motorist coverage of at least 25000 dollars per person and 50000 dollars per accident.
How do I find a reliable auto insurance agent in Watertown?
You can search online directories ask for referrals from local friends or visit insurance agency offices in Watertown. Look for agents who are licensed in South Dakota and have experience with local driving conditions and state laws.
Can an auto insurance agent help me after a car accident in Watertown?
Yes an agent can help you file a claim explain your policy coverage and guide you through the claims process. South Dakota has a 6 year statute of limitations for filing a lawsuit after a car accident.