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HomeAuto Insurance AgentsSouth Carolina › Hilton Head Island

Find Auto Insurance Agents Near You in Hilton Head Island, SC

Browse auto insurance agents serving Hilton Head Island, South Carolina. Updated 2026-07-14.

The top-rated auto insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, Ryley Hendry - State Farm Insurance Agent, Best Insurance HH. This directory lists 19 auto insurance agents serving Hilton Head Island.

Showing 19 auto insurance agents in Hilton Head Island, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance92 Main St suite c(843) 689-3030
2Hilton Head Insurance & Brokerage55 New Orleans Rd STE 203(843) 252-0840
3Ryley Hendry - State Farm Insurance Agent1541 Fording Island Rd Ste 2(843) 949-4194
4Best Insurance HH2 Corpus Christi Pl #200(843) 540-0722
5CONQUEST INSURANCE95 Mathews Dr Suite B-3(843) 342-7664
6Goosehead Insurance - Tanner Russell5 New Orleans Rd #100(843) 701-8730
7Stephen Helwig: Allstate Insurance42 New Orleans Rd Ste 100(843) 842-2100
8Premier Insurance Advisors10 Hospital Center Commons suite b(843) 689-5300
9PC&L Agency, Inc.12 Lafayette Pl(843) 682-4845
10Goosehead Insurance - Coastal Solutions Agency2 Park Ln #200(843) 790-8529
CH
92 Main St suite c
Carolina Heritage Insurance
Auto Insurance Agent · Hilton Head Island, SC

Homeowners and property managers in Hilton Head Island, South Carolina, rely on Carolina Heritage Insurance for their auto insurance needs. The agency helps clients navigate coverage options to protect their vehicles and meet local requirements. Personal policies are customized, while commercial auto plans are also available for local businesses. Service extends to nearby Bluffton, ensuring drivers across the greater Hilton Head area can access the same straightforward guidance.

HH
55 New Orleans Rd STE 203
Hilton Head Insurance & Brokerage
Auto Insurance Agent · Hilton Head Island, SC

Serving Hilton Head Island and the surrounding Lowcountry communities, Hilton Head Insurance & Brokerage handles auto insurance policies for drivers in the area. The company assists clients with coverage options, from liability to comprehensive protection. When a customer requests a typical policy review, they begin by evaluating individual driving habits and local risk factors before presenting suitable coverage solutions.

RH
1541 Fording Island Rd Ste 2
Ryley Hendry - State Farm Insurance Agent
Auto Insurance Agent · Hilton Head Island, SC

Ryley Hendry - State Farm Insurance Agent serves the Hilton Head Island, South Carolina, area, offering auto insurance and related coverage options. The agency helps local drivers select policies that meet state requirements and personal needs. Services include liability, collision, and comprehensive protection for vehicles. The company also assists with bundling auto policies alongside homeowners or renters insurance to provide broader coverage for residents.

BI
2 Corpus Christi Pl #200
Best Insurance HH
Auto Insurance Agent · Hilton Head Island, SC

Serving local homeowners, seasonal residents, and business owners on Hilton Head Island, Best Insurance HH provides auto insurance agents who help clients determine appropriate coverage for their vehicles. They assist with policy comparisons, necessary documentation, and renewals to meet South Carolina’s insurance requirements. The agency also handles inquiries about liability limits and comprehensive options tailored for coastal driving conditions. Its service area extends to neighboring Bluffton and the surrounding Beaufort County communities.

CI
95 Mathews Dr Suite B-3
CONQUEST INSURANCE
Auto Insurance Agent · Hilton Head Island, SC

CONQUEST INSURANCE provides a full range of auto insurance coverage options, including liability, collision, and comprehensive policies tailored to protect drivers across the local area. Its service approach focuses on helping clients understand their policy details and adjust coverage limits or deductibles as their needs change. Maintenance plans are offered through periodic policy reviews to ensure adequate protection remains in place. The agency serves drivers for single-family homes, apartments, retail businesses, and restaurants in Hilton Head Island, SC.

GI
5 New Orleans Rd #100
Goosehead Insurance - Tanner Russell
Auto Insurance Agent · Hilton Head Island, SC

Goosehead Insurance - Tanner Russell serves Hilton Head Island, SC, and the surrounding Beaufort County communities. It handles auto insurance policies for personal vehicles, helping clients navigate coverage options to protect against liability, collision, and comprehensive damages. The agency works closely with customers to assess their specific driving needs and budget constraints. It typically approaches each case by reviewing individual risk factors and then presenting tailored coverage plans from multiple insurance carriers to find a suitable match.

SH
42 New Orleans Rd Ste 100
Stephen Helwig: Allstate Insurance
Auto Insurance Agent · Hilton Head Island, SC

For auto insurance, customers choose between purchasing a single-term policy or establishing an ongoing relationship that automatically renews each cycle. Coverage typically includes liability protection for damages to others, comprehensive and collision options for the driver’s own vehicle, and uninsured motorist provisions. Stephen Helwig: Allstate Insurance serves the Hilton Head Island, SC area by helping drivers evaluate these choices to build appropriate financial safeguards. This agent provides services on a scheduled basis in alignment with policy renewal cycles, ready to assist with adjustments as needed between those scheduled appointments.

PI
10 Hospital Center Commons suite b
Premier Insurance Advisors
Auto Insurance Agent · Hilton Head Island, SC

Specializing in tailored coverage options and comprehensive policy reviews, Premier Insurance Advisors serves as a full-service auto insurance agency in Hilton Head Island, SC. It assists clients with selecting appropriate liability limits, understanding uninsured motorist protection, and managing collision or comprehensive deductibles to suit individual budgets. The agency addresses typical coastal driving concerns and the specific seasonal challenges of increased tourist traffic during summer months, ensuring adequate protection for all local motorists.

PA
12 Lafayette Pl
PC&L Agency, Inc.
Auto Insurance Agent · Hilton Head Island, SC

As Hilton Head Island residents prepare for peak tourist season and increased summer traffic, PC&L Agency, Inc. provides tailored auto insurance coverage to meet the area’s unique driving demands. The agency reviews local liability requirements and personal policy needs during its free consultation, ensuring drivers meet state minimums while addressing their specific risks. Options such as comprehensive and collision coverage are discussed to protect against common coastal hazards. A detailed assessment of the client’s driving record, vehicle type, and current policy is completed in the initial meeting.

GI
2 Park Ln #200
Goosehead Insurance - Coastal Solutions Agency
Auto Insurance Agent · Hilton Head Island, SC
CH
22 New Orleans Rd #2
Carolina Heritage Insurance
Auto Insurance Agent · Hilton Head Island, SC
(843) 689-3030
carolinaheritage.net
CI
15 Bow Cir STE 101
Correll Insurance Group of Hilton Head
Auto Insurance Agent · Hilton Head Island, SC
(888) 668-8082
correllhhi.com
KI
23A Shelter Cove Ln
Kinghorn Insurance Agency - Hilton Head
Auto Insurance Agent · Hilton Head Island, SC
(843) 686-3911
kinghornagency.com
CI
17 Executive Park Rd
Callen Insurance Services
Auto Insurance Agent · Hilton Head Island, SC
(843) 681-2221
callenins.com
CI
2 Corpus Christi Pl #200
C&H Insurance Associates, LLC
Auto Insurance Agent · Hilton Head Island, SC
(843) 351-6424
ch4ins.com
AH
100 Exchange St Suite 101
Acrisure Hilton Head Island, SC (Seacoast Insurance)
Auto Insurance Agent · Hilton Head Island, SC
(843) 681-4340
acrisure.com
SA
30 Lenox Ln Hilton Head SC 299
Summers Agency Insurance
Auto Insurance Agent · Hilton Head Island, SC
(843) 540-0766
summersagency.com
CS
2600 Main St Suite 104 D
Colonial South Insurance LLC
Auto Insurance Agent · Hilton Head Island, SC
(843) 785-7455
colonialsouthinsurance.com
DI
2 Corpus Christi Pl #200
Dunes Insurance
Auto Insurance Agent · Hilton Head Island, SC
(843) 737-6236
dunesinsurance.com

What Does an a Auto Insurance Agent in Hilton Head Island Cost?

The average cost of auto insurance in South Carolina is around 1,500 dollars per year for full coverage, but rates can vary from 800 to 2,500 dollars annually depending on factors like age, driving record, and vehicle type. An agent in Hilton Head Island can help you compare quotes from multiple carriers to find a policy that fits your budget. This is general information and not insurance advice.

About auto insurance agents in Hilton Head Island

An auto insurance agent in Hilton Head Island, South Carolina can help you find the right coverage for your vehicle. South Carolina law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Local agents understand the unique needs of drivers in the Lowcountry, including coverage for seasonal residents and hurricane-related risks.

Frequently Asked Questions

What are the minimum auto insurance requirements in South Carolina?

South Carolina requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars per accident for property damage. Uninsured motorist coverage is also mandatory at the same limits.

How can an auto insurance agent help me in Hilton Head Island?

An agent can review your driving history and vehicle type to recommend appropriate coverage levels. They can also explain optional coverages like comprehensive and collision, which are useful for protecting against storm damage or deer collisions common in the area.

Does South Carolina have a statute of limitations for filing auto insurance claims?

Yes, South Carolina has a three-year statute of limitations for filing a lawsuit related to a car accident. It is important to report claims to your agent promptly to ensure timely processing.

Auto Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.