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Find Auto Insurance Agents Near You in Westerly, RI

Looking for a auto insurance agent in Westerly? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 auto insurance agents in Westerly, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525 lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265 fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096 mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977 louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770 agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146 thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000 schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000 binsurance.com

Auto insurance agents in Westerly, Rhode Island help drivers find coverage that meets state requirements. Rhode Island law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. A local agent can explain these requirements and help you choose the right policy for your needs.

What Does a Auto Insurance Agent in Westerly Cost?

Typical auto insurance costs in Rhode Island range from 800 to 1,500 dollars per year for minimum coverage, and 1,200 to 2,500 dollars per year for full coverage. Actual rates depend on your personal profile, vehicle, and coverage choices. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Rhode Island?
Rhode Island requires liability coverage of at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. Uninsured motorist coverage is also required.
How can an auto insurance agent in Westerly help me?
A local agent can compare policies from multiple companies to find coverage that fits your budget. They can also explain Rhode Island specific laws, such as the state's no-fault insurance system and the statute of limitations for filing claims.
What factors affect auto insurance rates in Rhode Island?
Rates are based on your driving record, age, vehicle type, and location. In Westerly, coastal proximity may also influence rates due to higher risk of weather related damage. An agent can help you find discounts for safe driving or bundling policies.