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Directory of auto insurance agents in Narragansett, Rhode Island. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 auto insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Auto insurance agents in Narragansett Rhode Island help drivers find the right coverage for their vehicles. Rhode Island law requires all drivers to carry liability insurance with minimum limits of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Local agents can also help you understand uninsured motorist coverage and other options specific to coastal areas like Narragansett.
What Does a Auto Insurance Agent in Narragansett Cost?
The average cost of full coverage auto insurance in Rhode Island is around 1,300 to 1,800 dollars per year. Minimum liability coverage typically costs between 500 and 900 dollars annually. Rates vary based on your driving record, age, vehicle type, and location within Narragansett. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Rhode Island?
Rhode Island requires liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. It also requires 25 thousand dollars for property damage. Uninsured motorist coverage is also mandatory in the state.
How can an auto insurance agent in Narragansett help me?
An agent can review your driving history and vehicle type to recommend appropriate coverage levels. They can also explain how local factors like proximity to the ocean or seasonal traffic affect your policy. Agents help you compare quotes from multiple insurers.
Do I need special coverage for driving near the coast in Narragansett?
While not required by law, comprehensive coverage is recommended for coastal areas. This covers damage from flooding, storm surge, or salt air corrosion. An agent can advise if your vehicle needs this extra protection.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.