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Auto Insurance Agents in Chepachet, RI

Browse auto insurance agents serving Chepachet, Rhode Island. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 auto insurance agents in Chepachet, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051 zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888 chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116 agency.nationwide.com

Auto insurance agents in Chepachet, Rhode Island help drivers find policies that meet state law. Rhode Island requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. A local agent can explain these requirements and help you choose the right coverage for your needs.

What Does a Auto Insurance Agent in Chepachet Cost?

The average cost of auto insurance in Rhode Island is around 1,500 dollars per year for full coverage, though rates in Chepachet may vary based on your driving record, vehicle type, and coverage limits. Minimum liability coverage can cost less, often between 500 and 800 dollars annually. Factors like age, credit score, and claims history also influence your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to get auto insurance in Chepachet?
You typically need your drivers license, vehicle registration, and information about your driving history. An agent in Chepachet can guide you through the process and help you compare quotes from different companies.
Can I get auto insurance with a suspended license in Rhode Island?
Yes, some insurers offer non-owner policies or SR-22 filings for drivers with a suspended license. An agent can help you find a policy that meets Rhode Island requirements and allows you to reinstate your license.
How does Rhode Island law affect my auto insurance rates in Chepachet?
Rhode Island is a fault state, meaning the at-fault drivers insurance pays for damages. This can affect your rates. Additionally, the state requires uninsured motorist coverage, which can increase your premium but provides important protection.