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HomeAuto Insurance AgentsOregon › Klamath Falls

Find Auto Insurance Agents Near You in Klamath Falls, OR

Browse auto insurance agents serving Klamath Falls, Oregon. Updated 2026-07-14.

The top-rated auto insurance agent in Klamath Falls, Oregon is Pacific Ridge Insurance, rated 4.9 stars across 454 reviews. Other highly rated options include Phill Kensler - State Farm Insurance Agent, Rachael Spoon - State Farm Insurance Agent, Jeff Young - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Klamath Falls.

Showing 20 auto insurance agents in Klamath Falls, ORListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pacific Ridge Insurance2710 Washburn Way # 4(541) 273-8311
2Phill Kensler - State Farm Insurance Agent1307 S Alameda Ave Ste 1(541) 883-7000
3Rachael Spoon - State Farm Insurance Agent5429 S 6th St(541) 884-6265
4Jeff Young - State Farm Insurance Agent1829 Austin St(541) 885-3000
5Midland Empire Insurance527 Main St(541) 882-3471
6Highstreet Insurance & Financial Services121 S 6th St(541) 882-5555
7Chris Watkins - State Farm Insurance Agent7355 S 6th St(541) 882-6619
8Hans Norland & Sons Insurance2655 Shasta Way #2(541) 882-2515
9Farmers Insurance - Paul Bigby2621 Pershing Way(541) 883-3227
10HUB International2300 Madison St(800) 285-4788
PR
2710 Washburn Way # 4
Pacific Ridge Insurance
Auto Insurance Agent · Klamath Falls, OR

Pacific Ridge Insurance serves the Klamath Falls area, providing auto insurance coverage to local drivers. The agency assists clients in selecting appropriate policies that meet regional driving requirements and financial protection needs. Customers can expect guidance through the process of choosing liability limits and understanding deductible options. The team also helps individuals compare coverage for personal vehicles and handle policy adjustments as circumstances change. Specific services include comprehensive policy reviews for standard automobiles and assistance with filing claims through available insurance providers.

PK
1307 S Alameda Ave Ste 1
Phill Kensler - State Farm Insurance Agent
Auto Insurance Agent · Klamath Falls, OR

Phill Kensler - State Farm Insurance Agent in Klamath Falls, Oregon, provides a range of auto insurance services, including liability, collision, and comprehensive coverage options. Clients can also explore maintenance plans that help manage policy renewals and address coverage adjustments as needs change. As an agent in the region, the office assists with evaluating personal driving factors and vehicle types to recommend suitable plans. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

RS
5429 S 6th St
Rachael Spoon - State Farm Insurance Agent
Auto Insurance Agent · Klamath Falls, OR

Serving homeowners, renters, and local business owners in Klamath Falls, this auto insurance agency helps clients select personal auto coverage that fits their driving needs and budget. The agent provides standard liability and comprehensive policies, along with assistance for roadside emergencies and rental car reimbursement. Customers can discuss coverage limits and deductibles during an in-person consultation. The agency also serves drivers passing through or living near the downtown corridor and covers the surrounding parts of the Klamath Basin area, including nearby Henley.

JY
1829 Austin St
Jeff Young - State Farm Insurance Agent
Auto Insurance Agent · Klamath Falls, OR

Serving Klamath Falls and the surrounding communities of the greater Klamath Basin, Jeff Young - State Farm Insurance Agent handles personal auto insurance for local drivers. It assists clients in understanding their coverage options to meet state requirements and individual needs. For a typical job, the agency gathers specific details about a client's driving history and vehicle to tailor a policy that provides proper financial protection on the road.

ME
527 Main St
Midland Empire Insurance
Auto Insurance Agent · Klamath Falls, OR

Some auto insurance services offer one-time policy setups, while others provide ongoing support to adjust coverage as needs change. Midland Empire Insurance, operating as an auto insurance agent in Klamath Falls, Oregon, helps clients understand the protection against liability and collision damage that standard policies provide. Working with regional driving conditions and common risks in this area, the agency evaluates different deductible levels and optional add-ons for each vehicle. Service at this agency operates on an as-needed basis, with no scheduled reviews unless the client requests a change.

HI
121 S 6th St
Highstreet Insurance & Financial Services
Auto Insurance Agent · Klamath Falls, OR

Before the heavy snow and ice settle on Klamath Falls roads, many drivers review their coverage for the season. Highstreet Insurance & Financial Services guides local motorists through policy adjustments that match the changing conditions and Oregon’s own liability rules. They explain standard auto insurance terms and help customers compare the deductibles and limits available in their area. An initial phone or in-person consultation lets them review the driver’s current paperwork and suggest any needed changes before winter fully arrives.

CW
7355 S 6th St
Chris Watkins - State Farm Insurance Agent
Auto Insurance Agent · Klamath Falls, OR

As an auto insurance agent, Chris Watkins in Klamath Falls, Oregon specializes in providing auto insurance policies that meet state and local coverage requirements. It also offers general insurance services including home, renters, and life insurance to help individuals protect their assets and family. This agency assists with policy reviews and claims support when accidents or unexpected damage occur. In the winter, it helps drivers in Klamath Falls secure coverage that handles icy road conditions and potential wildlife collisions common in southern Oregon.

HN
2655 Shasta Way #2
Hans Norland & Sons Insurance
Auto Insurance Agent · Klamath Falls, OR

Hans Norland & Sons Insurance serves the Klamath Falls area with residential auto insurance coverage, helping homeowners find policies that match their daily driving needs. The agency also provides commercial auto insurance options for local businesses that require vehicle protection. Service extends throughout the Klamath Falls region, with agents available to discuss individual policy requirements and coverage limits. Clients often return between regular visits to adjust policies after purchasing a new vehicle or changing their commute, ensuring consistent follow-up and repeat service for their evolving insurance needs.

FI
2621 Pershing Way
Farmers Insurance - Paul Bigby
Auto Insurance Agent · Klamath Falls, OR

Farmers Insurance - Paul Bigby in Klamath Falls, Oregon, offers auto insurance policies designed to meet the needs of local drivers. Its services include standard liability, collision, and comprehensive coverage, as well as personalized risk assessments to help customers choose appropriate deductibles and limits. The agency can also assist with adding roadside assistance or rental car reimbursement to a policy for enhanced protection.

HI
2300 Madison St
HUB International
Auto Insurance Agent · Klamath Falls, OR

HUB International provides auto insurance guidance to drivers, helping them select coverage that meets local requirements and personal risk preferences. Their agency can also arrange for add-ons such as comprehensive protection, uninsured motorist coverage, and rental reimbursement. Beyond individual policies, the firm helps secure business auto solutions for organizations that rely on vehicles for operations. These commercial insurance services extend to offices, warehouses, and food service establishments, addressing the specific liability and fleet needs of each sector.

WW
1889 Austin St
Webb Wilson Insurance Agency
Auto Insurance Agent · Klamath Falls, OR
(541) 884-4147
webbwilson.com
TL
1737 Washburn Way
Toni Lynn Bonner: Allstate Insurance
Auto Insurance Agent · Klamath Falls, OR
(541) 883-3641
agents.allstate.com/toni-lynn-bonner-klamath-falls-or1.html
CC
1741 Austin St
Cora Christ - COUNTRY Financial Agent
Auto Insurance Agent · Klamath Falls, OR
(541) 882-3921
agents.countryfinancial.com/usa/or/klamath-falls/cora-christ
FI
2972 S 6th St Ste B
Farmers Insurance - Jacob Wampler
Auto Insurance Agent · Klamath Falls, OR
(541) 883-3645
agents.farmers.com/or/klamath-falls/jacob-wampler
FI
432 S 7th St
Fuller Insurance - Jon Fuller
Auto Insurance Agent · Klamath Falls, OR
(541) 884-6067
fullerinsurancellc.com
TK
5031 S 6th St
Tom Keller - COUNTRY Financial Agent
Auto Insurance Agent · Klamath Falls, OR
(541) 884-1700
agents.countryfinancial.com/usa/or/klamath-falls/tom-keller
FI
615 Klamath Ave
Farmers Insurance - Richard Bursell
Auto Insurance Agent · Klamath Falls, OR
(541) 205-3715
agents.farmers.com/or/klamath-falls/richard-bursell
GC
5031 S 6th St
Gary Cheyne - COUNTRY Financial Representative
Auto Insurance Agent · Klamath Falls, OR
(541) 884-1700
advisors.countryfinancial.com/usa/or/klamath-falls/gary-cheyne
FI
3820 Shasta Way
Farmers Insurance - C. Mabee Agency
Auto Insurance Agent · Klamath Falls, OR
(541) 884-7101
agents.farmers.com/or/klamath-falls/christiann-mabee
MJ
6508 S 6th St
Monte Johnson Insurance Services Inc.
Auto Insurance Agent · Klamath Falls, OR
(541) 850-8170
montejohnsoninsurance.com

What Does an a Auto Insurance Agent in Klamath Falls Cost?

The average cost of full coverage auto insurance in Oregon is around 1,500 to 2,000 dollars per year, but rates in Klamath Falls may be lower or higher based on your driving record, vehicle type, and coverage limits. Minimum liability coverage typically costs 500 to 800 dollars per year. These figures are general estimates and your actual premium will vary. This is general information and not insurance advice.

About auto insurance agents in Klamath Falls

Auto insurance agents in Klamath Falls help drivers find coverage that meets Oregon state requirements. Oregon law mandates minimum liability coverage of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Local agents can also assist with adding uninsured motorist coverage, which is required in Oregon unless you sign a waiver.

Frequently Asked Questions

What are the minimum auto insurance requirements in Oregon?

Oregon requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 20,000 dollars for property damage. Uninsured motorist coverage of 25,000 per person and 50,000 per accident is also required unless you reject it in writing.

How can an auto insurance agent in Klamath Falls help me?

An agent can explain Oregon-specific coverage options like personal injury protection and uninsured motorist coverage. They can also compare quotes from multiple insurers to find a policy that fits your budget and driving history.

Does my credit score affect my auto insurance rate in Oregon?

Yes, Oregon allows insurers to use credit-based insurance scores when setting rates. A higher credit score can lead to lower premiums, while a lower score may increase costs. An agent can help you understand how this factor applies to your quote.

Auto Insurance Agents in Other Oregon Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.