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Auto Insurance Agents in Moraine, OH

Looking for a auto insurance agent in Moraine? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Moraine, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 auto insurance agents in Moraine, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nikki Bisceglia - State Farm Insurance Agent
5224 N Springboro Pike, Moraine, OH 45439
(937) 294-3276 insurewithnikki.com
Farmers Insurance - Shannon Walker
3055 Kettering Blvd Ste 306, Moraine, OH 45439
(937) 293-7300 agents.farmers.com
American Insurance Moraine
2795 Lance Dr, Moraine, OH 45409
(440) 696-1038
McGohan Brabender
3931 S Dixie Dr, Moraine, OH 45439
(937) 293-1600 mcgohanbrabender.com

Auto insurance agents in Moraine Ohio help drivers find policies that meet Ohio state minimum requirements. Ohio law requires all drivers to carry liability coverage of at least 25000 dollars per person for bodily injury and 50000 dollars per accident. A local agent can explain optional coverages like collision and comprehensive to protect your vehicle.

What Does a Auto Insurance Agent in Moraine Cost?

The average cost of full coverage auto insurance in Ohio is around 1200 to 1500 dollars per year. Minimum liability coverage typically ranges from 400 to 700 dollars annually. Actual costs depend on your driving history vehicle and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the auto insurance requirements in Ohio?
Ohio requires minimum liability coverage of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars for property damage. Uninsured motorist coverage is also required by law. An agent in Moraine can help you meet these requirements.
How do I find an auto insurance agent in Moraine Ohio?
You can search online for independent agents or captive agents representing major insurers in the Moraine area. Check local business directories or ask for referrals from neighbors. Many agents offer free quotes and can meet in person or virtually.
What factors affect my auto insurance rates in Ohio?
Rates are based on your driving record age credit score vehicle type and location. Ohio insurers also consider your claims history and annual mileage. An agent can review these factors to find competitive options for you.