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Find Auto Insurance Agents Near You in Huber Heights, OH

Compare auto insurance agents in Huber Heights. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 9 auto insurance agents in Huber Heights, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450 locations.acceptance.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950 nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728 ronnieredd.net
Tyrone Collier American Family Insurance
6373 Kittyhawk Commons Dr, Huber Heights, OH 45424
(937) 235-9010 amfam.com
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300 gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455 agents.allstate.com
Roger Crisp - State Farm Insurance Agent
6022 Old Troy Pike, Huber Heights, OH 45424
(937) 233-4504 crispinsurance.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800 agency.nationwide.com
Farmers Insurance
4752 Fishburg Rd C, Huber Heights, OH 45424
(937) 387-2648 farmers.com

Auto insurance agents in Huber Heights, Ohio help drivers find coverage that meets Ohio state requirements. Ohio law mandates minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can explain these requirements and help you choose additional protection like collision or comprehensive coverage.

What Does a Auto Insurance Agent in Huber Heights Cost?

The average cost of auto insurance in Ohio is around $1,100 per year for full coverage, but rates in Huber Heights can range from $800 to $1,500 depending on your driving record, vehicle type, and coverage limits. Minimum liability policies may cost as low as $400 per year. These figures are estimates and your actual premium will vary. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Ohio?
Ohio law requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage. Uninsured motorist coverage is also required unless you reject it in writing.
How can an auto insurance agent in Huber Heights help me?
An agent can compare quotes from multiple insurers to find a policy that fits your budget and coverage needs. They also explain Ohio-specific rules, such as the statute of limitations for filing a claim, which is two years from the accident date.
Does my credit score affect my auto insurance rate in Ohio?
Yes, Ohio insurers may use your credit-based insurance score to determine premiums. A higher score can lead to lower rates, while a lower score may increase costs. Not all states allow this practice.