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Find Auto Insurance Agents in Watervliet, NY

Compare auto insurance agents in Watervliet. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Watervliet, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 auto insurance agents in Watervliet, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Moore Insurance Agency
15 25th St, Watervliet, NY 12189
(518) 273-9501 mooreia.com
Matador Insurance Agency LLC
313 19th St, Watervliet, NY 12189
(518) 271-7125 matadorins.com

An auto insurance agent in Watervliet, New York can help you understand the states specific insurance requirements. New York law mandates all drivers carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. An agent can also explain no-fault insurance rules and help you find a policy that fits your needs.

What Does a Auto Insurance Agent in Watervliet Cost?

The average cost of auto insurance in New York is around 1,300 to 2,000 dollars per year for full coverage, but rates in Watervliet may vary. Factors like your driving record, age, and vehicle type affect your premium. Minimum liability coverage is often cheaper, typically 500 to 800 dollars per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You must also have 10,000 dollars for property damage and 50,000 dollars for no-fault personal injury protection.
Do I need an agent to buy auto insurance in Watervliet?
You do not need an agent to buy insurance, but an agent can help you compare policies from different companies. They can also explain New York specific rules like the no-fault system and how to file a claim.
How does New York no-fault insurance work?
New York is a no-fault state, meaning your own insurance pays for medical expenses and lost wages after an accident, regardless of who caused it. You must have at least 50,000 dollars of no-fault coverage per person.