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Auto Insurance Agents in Dunkirk, NY

Browse auto insurance agents serving Dunkirk, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Dunkirk, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 auto insurance agents in Dunkirk, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Putnam Record Insurance Agency
77 E 4th St, Dunkirk, NY 14048
(716) 366-2744 putnamrecordinsurance.com
Lawley
3988 Vineyard Dr, Dunkirk, NY 14048
(716) 672-2193 lawleyinsurance.com
Hometown Insurance agency
200 Lake Shore Dr W, Dunkirk, NY 14048
(716) 366-5033
SecureChoice Insurance New York
3956 Vineyard Dr, Dunkirk, NY 14048
(315) 202-1545

Auto insurance agents in Dunkirk, New York help drivers find coverage that meets state minimum liability requirements. New York law requires all drivers to carry at least $25,000 per person and $50,000 per accident for bodily injury liability. Local agents can also advise on additional options like collision or comprehensive coverage for driving in Chautauqua County conditions.

What Does a Auto Insurance Agent in Dunkirk Cost?

Auto insurance costs in New York vary widely based on factors like driving record, vehicle type, and coverage levels. Average annual premiums in New York range from $1,200 to $2,500 for full coverage. Minimum liability policies can cost between $600 and $1,200 per year. Actual rates depend on your specific situation and the agent you choose. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New York?
New York requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Personal injury protection (PIP) and uninsured motorist coverage are also mandatory.
How do I find a local auto insurance agent in Dunkirk?
You can search online directories or contact local insurance offices in Dunkirk. Many agents represent multiple companies and can compare quotes for you.
Can I get a discount on auto insurance in New York?
Yes, common discounts include safe driver, multi-policy, and good student discounts. New York also offers a low-cost auto insurance program for eligible low-income drivers.