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Find Auto Insurance Agents Near You in Carlsbad, NM

Browse auto insurance agents serving Carlsbad, New Mexico. Updated 2026-07-14.

The top-rated auto insurance agent in Carlsbad, New Mexico is Bonnie Ornelas - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include George Gandy Insurance, Goetz 2 U Insurance, Farmers Insurance - Roy Willis. This directory lists 17 auto insurance agents serving Carlsbad.

Showing 17 auto insurance agents in Carlsbad, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bonnie Ornelas - State Farm Insurance Agent304 N Canyon St Ste A(575) 887-7681
2George Gandy Insurance710 N Canyon St(575) 885-0171
3Goetz 2 U Insurance1614 Mission Ave(985) 244-9457
4Farmers Insurance - Roy Willis312 N Canal St STE C(575) 885-3276
5Tom McMullan - State Farm Insurance Agent701 N Canal St B(575) 887-6681
6Martin Lara409 N Canyon St(575) 628-1876
7Dunagan Associates208 W Stevens St(575) 885-2138
8Montgomery Insurance Agency, part of WaFd Insurance Group203 W Mermod St(575) 725-2110
9J. S. Ward & Son, Inc. - Carlsbad602 W Pierce St(575) 941-2010
10State Farm701 N Canal St(575) 887-6681
BO
304 N Canyon St Ste A
Bonnie Ornelas - State Farm Insurance Agent
Auto Insurance Agent · Carlsbad, NM

Bonnie Ornelas - State Farm Insurance Agent serves the Carlsbad, New Mexico area with personal auto insurance solutions. The agency helps local drivers manage risk and meet state financial responsibility requirements by offering policies tailored to individual needs. Coverage options are designed for private passenger vehicles and can protect policyholders from unexpected expenses due to accidents or damage. As an auto insurance agent, the company also assists clients with roadside assistance and rental car reimbursement options.

GG
710 N Canyon St
George Gandy Insurance
Auto Insurance Agent · Carlsbad, NM

For those requiring ongoing protection versus a single policy purchase, George Gandy Insurance in Carlsbad, New Mexico offers auto insurance coverage tailored to individual driving needs. Local agents review liability, collision, and comprehensive options to match each customer’s situation. Policyholders can adjust their plans annually or when circumstances change. This service runs on a scheduled basis, typically with annual renewals to keep coverage current and compliant with state requirements.

G2
1614 Mission Ave
Goetz 2 U Insurance
Auto Insurance Agent · Carlsbad, NM

Goetz 2 U Insurance provides a range of personal and commercial auto insurance options tailored to meet the needs of drivers in Carlsbad, New Mexico. The agency offers routine policy reviews and claims assistance to help clients manage coverage throughout the policy term. Their services support typical vehicles and driving situations common to the local area. It services single-family homes, apartments, retail businesses, and restaurants in the surrounding community.

FI
312 N Canal St STE C
Farmers Insurance - Roy Willis
Auto Insurance Agent · Carlsbad, NM

Serving homeowners, renters, and vehicle owners in Carlsbad, Farmers Insurance - Roy Willis provides auto insurance policies tailored to individual driving needs. The agency helps local drivers navigate coverage options such as liability and comprehensive plans. Roy Willis further assists with bundling auto policies with other personal insurance lines to potentially improve protection. Clients receive personal support for policy questions and claims guidance throughout the Eddy County area. The agency also serves drivers in the nearby communities of Artesia and Loving.

TM
701 N Canal St B
Tom McMullan - State Farm Insurance Agent
Auto Insurance Agent · Carlsbad, NM

Serving Carlsbad, New Mexico, and the surrounding communities, Tom McMullan - State Farm Insurance Agent provides auto insurance policies. The agency handles personal auto coverage, including liability, collision, and comprehensive options. For each client, it assesses driving history and vehicle usage to recommend appropriate limits. It then compares those needs with available coverage packages from its provider. This process ensures that each policy is tailored to the individual driver’s situation and budget.

ML
409 N Canyon St
Martin Lara
Auto Insurance Agent · Carlsbad, NM

As wildfire season approaches in Carlsbad, NM, securing proper auto insurance becomes a priority for residents. Martin Lara provides coverage that meets New Mexico's liability requirements and protects vehicles from regional risks like desert hail or rock chips. This agent works with local carriers to match policies to individual driving habits and budgets. A typical first meeting begins with a review of current coverages and an inspection of the vehicle’s condition and VIN number to ensure accurate coverage limits.

DA
208 W Stevens St
Dunagan Associates
Auto Insurance Agent · Carlsbad, NM

Located in Carlsbad, NM, Dunagan Associates operates as an auto insurance agent, providing clients with both one-time policy options for short-term needs and recurring service plans for continuous coverage. They help secure protection for vehicles against common risks such as accidents and theft, ensuring compliance with local driving requirements. Coverage can address liability, collision, and comprehensive concerns based on individual circumstances. Appointments or consultations at this agency are typically available on an as-needed basis, allowing customers to request service only when they require assistance or policy adjustments.

MI
203 W Mermod St
Montgomery Insurance Agency, part of WaFd Insurance Group
Auto Insurance Agent · Carlsbad, NM

Specializing in liability and collision coverage, Montgomery Insurance Agency helps Carlsbad motorists secure protection against third-party claims and vehicle damage. As part of WaFd Insurance Group, it also handles comprehensive policies, medical payments, and uninsured motorist coverage without pressuring clients into expensive extras. The agents walk residents through local state minimum requirements, then offer layer-by-layer add-ons based on vehicle age and driving habits. During sudden New Mexico spring hailstorms or severe dust storms, the agency can adjust deductibles quickly to keep essential coverage affordable when unexpected weather strikes.

JS
602 W Pierce St
J. S. Ward & Son, Inc. - Carlsbad
Auto Insurance Agent · Carlsbad, NM

J. S. Ward & Son, Inc. in Carlsbad helps clients obtain liability coverage for vehicles and can arrange specialized roadside assistance plans. The agency also works with drivers seeking comprehensive protection for collision or theft. Local office professionals review personal auto policies for adequate limits against New Mexico weather hazards. They consult on commercial lines for area businesses including offices, warehouses, and food service operations.

SF
701 N Canal St
State Farm
Auto Insurance Agent · Carlsbad, NM

State Farm in Carlsbad, NM, provides auto insurance policies for residential customers, helping them manage coverage for personal vehicles. Commercial auto insurance options are also available for local businesses operating in the area. The agency serves clients throughout Carlsbad and the surrounding Eddy County region. Policyholders can follow up with the agent between regular service visits to review their current plans or discuss upcoming changes in their driving habits.

SF
1002 W Pierce St Ste B
State Farm Insurance
Auto Insurance Agent · Carlsbad, NM
(575) 887-7681
statefarm.com
FI
409 N Canyon St
Farmers Insurance - Aaron Ruiz
Auto Insurance Agent · Carlsbad, NM
(575) 628-1876
agents.farmers.com/nm/carlsbad/aaron-ruiz
HI
313 N Canyon St
HUB International
Auto Insurance Agent · Carlsbad, NM
(575) 887-1181
hubinternational.com/offices/us/new-mexico/carlsbad
FI
312 N Canal St STE C
Farmers Insurance
Auto Insurance Agent · Carlsbad, NM
(575) 885-3276
farmers.com/companies
FB
104 W Hagerman St
Farm Bureau Financial Services: Bobby Bowen
Auto Insurance Agent · Carlsbad, NM
(575) 628-2600
fbfs.com/find-an-agent/bobbybowen/hours-locations
EH
1127 S Canal St
EZ Hester Agency: Allstate Insurance
Auto Insurance Agent · Carlsbad, NM
(575) 234-1477
agents.allstate.com/eric-hester-carlsbad-nm.html
EH
1127 S Canal St
ERIC HESTER: Allstate Insurance
Auto Insurance Agent · Carlsbad, NM
(575) 234-1477
agents.allstate.com/eric-hester-carlsbad-nm.html

What Does an a Auto Insurance Agent in Carlsbad Cost?

The average cost for auto insurance in New Mexico is around 1,200 to 1,800 dollars per year for full coverage. Minimum liability coverage may cost between 400 and 700 dollars annually. Actual rates depend on your driving record, age, vehicle type, and location in Carlsbad. This is general information and not insurance advice.

About auto insurance agents in Carlsbad

Auto insurance agents in Carlsbad, New Mexico help drivers find coverage that meets state law requirements. New Mexico requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Agents can also help you add optional coverage like comprehensive or collision for extra protection.

Frequently Asked Questions

What documents do I need to get auto insurance in Carlsbad?

You need your drivers license, vehicle registration, and details about your driving history. The agent will also ask about your vehicle make, model, and year to provide a quote.

Can I get auto insurance with a suspended license in New Mexico?

Yes, some agents can help you find a policy even with a suspended license. However, you may need to file an SR-22 form with the state to prove financial responsibility.

How long do I have to file a claim after an accident in New Mexico?

New Mexico law gives you up to three years from the date of the accident to file a personal injury lawsuit. For property damage, the time limit is also three years. It is best to report claims to your agent as soon as possible.

Auto Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.