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Browse auto insurance agents serving Monmouth Beach, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Monmouth Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 auto insurance agents in Monmouth Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gale Insurance Agency, LLC
27 Beach Rd # C05, Monmouth Beach, NJ 07750
(732) 870-3500
Gale Insurance Agency, LLC
27 Beach Rd # C05, Monmouth Beach, NJ 07750
(732) 870-3500
Auto insurance agents in Monmouth Beach, New Jersey help drivers find coverage that meets state requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. A local agent can also explain optional coverages like personal injury protection and uninsured motorist protection.
What Does a Auto Insurance Agent in Monmouth Beach Cost?
Typical annual auto insurance costs in New Jersey range from 1200 to 2200 dollars for standard coverage. Factors like your driving record, vehicle type, location in Monmouth Beach, and coverage limits affect the final price. Coastal areas may have slightly higher rates due to weather risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least 15000 dollars per person and 30000 dollars per accident for bodily injury. You also need 5000 dollars for property damage liability. Personal injury protection is mandatory as well.
How do I find a reliable auto insurance agent in Monmouth Beach?
You can search for licensed agents through the New Jersey Department of Banking and Insurance website. Local agents in Monmouth Beach often have experience with coastal risks and can help you compare quotes from multiple carriers.
Does my credit score affect my auto insurance rate in New Jersey?
Yes, New Jersey allows insurers to use credit-based insurance scores when setting rates. A higher credit score can lead to lower premiums. However, some insurers may not use credit scores in their pricing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.