Skip to main content

Auto Insurance Agents in Madison, NJ

Looking for a auto insurance agent in Madison? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Madison, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 auto insurance agents in Madison, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mary Comito - State Farm Insurance Agent
340 Main St, Madison, NJ 07940
(973) 377-3424 marycomito.com
Christian Marghella: Allstate Insurance
15 Park Ave, Madison, NJ 07940
(973) 822-1331 agents.allstate.com
Secure Journey Insurance NJ
16 Prospect St, Madison, NJ 07940
(973) 315-7832
William H. Phelan Insurance
78 Main St, Madison, NJ 07940
(973) 377-5593 whphelan.com

Auto insurance agents in Madison, New Jersey help drivers find coverage that meets state legal requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. A local agent can also explain options like personal injury protection and uninsured motorist coverage.

What Does a Auto Insurance Agent in Madison Cost?

The average cost of auto insurance in New Jersey is around 1300 to 1800 dollars per year for a standard policy, but rates vary widely by driver age, driving record, vehicle type, and location. In Madison, factors like your credit score and annual mileage also affect premiums. An agent can provide personalized quotes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least 15000 dollars per person and 30000 dollars per accident for bodily injury, plus 5000 dollars for property damage. You must also carry personal injury protection and uninsured motorist coverage.
How can an auto insurance agent in Madison help me save money?
An agent can compare quotes from multiple insurers to find competitive rates for your situation. They can also advise on available discounts such as safe driver, multi-policy, or low mileage discounts.
Do I need full coverage or just liability insurance in New Jersey?
New Jersey law only requires liability insurance, but if you finance or lease your vehicle, the lender will likely require full coverage. An agent can explain the difference and help you choose based on your car value and budget.